Can I invest in SIP and Lumpsum in Union Multicap Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in Union Multicap Fund - Direct (G). Minimum lumpsum investment Union Multicap Fund - Direct (G) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Union Multicap Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of Union Multicap Fund - Direct (G) is Union Multicap Fund - Direct (G) is ₹16.50 as on 2025-07-03.

Which are the biggest stock holdings of Union Multicap Fund - Direct (G)?

The 5 biggest stock holdings of Union Multicap Fund - Direct (G) are: HDFC Bank (5.50%), ICICI Bank (4.54%), Bharti Airtel (3.43%), Reliance Industr (2.79%), Infosys (2.54%)

What are the top sectors Union Multicap Fund - Direct (G) invests in?

A majority of Union Multicap Fund - Direct (G) 's AUM worth ₹1,125.03 (Cr) is invested in these 3 top sectors: Banks : 16.09% Consumer Durables : 7.40% Pharmaceuticals & Biotech : 7.19%

Mutual Funds
AMC
Union Multicap Fund - Direct (G)

Union Multicap Fund - Direct (G)

Multi Cap Fund

Invest Now

NAV
16.50(-0.12%)
Fund Size (CR)
₹1,125.03
Expense Ratio
0.94
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
21.88%

Absolute Return: 11.79%

Annualized Return: 0%

Basic Details

Scheme Manager

Harshad Patwardhan

Bench Mark

NIFTY500 Multicap 50:25:25 Total Return Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	25 June 2025	10184.96	1.85%	-	1.03%	7/122
1 Month	2 June 2025	10409.58	4.10%	-	3.43%	19/122
3 Month	2 April 2025	11184.83	11.85%	-	11.72%	53/120
6 Month	2 January 2025	9981.87	-0.18%	-	0.49%	69/116
1 Year	2 July 2024	10495.55	4.96%	4.96%	5.12%	39/102
3 Year	-	-	0%	-	25.64%	-/-
5 Year	-	-	0%	-	27.52%	-/-
Since Inception	19 December 2022	16520.00	65.20%	21.88%	18.20%	30/122

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 August 2024	1,20,000	126081.04	5.07%	5.07%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.14%

Standard Deviation

0.92%

Beta

1.04%

Sharpe Ratio

0.01%

Treynor's Ratio

1.41%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.50%	318144	61.88	Equity	Banks
ICICI Bank	4.54%	352935	51.03	Equity	Banks
Bharti Airtel	3.43%	207679	38.55	Equity	Telecomm-Service
Reliance Industr	2.79%	220754	31.37	Equity	Refineries
Infosys	2.54%	183197	28.63	Equity	IT - Software
Bharat Electron	2.18%	636945	24.50	Equity	Aerospace & Defence
St Bk of India	2.17%	300664	24.42	Equity	Banks
Solar Industries	2.08%	14511	23.37	Equity	Aerospace & Defence
Max Financial	2.00%	149873	22.52	Equity	Finance
GE Vernova T&D	1.84%	92120	20.65	Equity	Capital Goods - Electrical Equipment

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Multicap Fund - Direct (G)	1125.03	4.10%	11.85%	-0.18%	4.96%	-
Motilal Oswal Multi Cap Fund - Direct (G)	3843.93	3.60%	11.94%	0.24%	31.26%	-
Motilal Oswal Multi Cap Fund - Direct (IDCW)	3843.93	3.60%	11.94%	0.24%	31.26%	-
WhiteOak Capital Multi Cap Fund - Direct (G)	1893.16	3.76%	13.32%	1.76%	13.01%	-
SBI Multicap Fund - Direct (G)	20558.87	3.66%	8.66%	2.83%	11.45%	23.01%
SBI Multicap Fund - Direct (IDCW)	20558.87	3.66%	8.66%	2.83%	11.44%	23.01%

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Aggressive Hybrid Fund	Hybrid	Very High	7.37%	2	₹651.94
Union Gold ETF Fund of Fund	Other	High	0%	0	₹65.36
Union Liquid Fund	Debt	Moderately Low	7.27%	4	₹3,992.68
Union Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹0.00
Union Large & Midcap Fund	Equity	Very High	4.34%	2	₹865.64
Union Midcap Fund	Equity	Very High	5.83%	2	₹1,440.27
Union Corporate Bond Fund	Debt	Moderate	10.01%	2	₹405.06
Union Small Cap Fund	Equity	Very High	3.57%	2	₹1,577.40
Union Arbitrage Fund	Hybrid	Low	7.33%	2	₹263.23
Union Largecap Fund	Equity	Very High	2.47%	2	₹448.55
Union Gilt Fund	Debt	Moderate	8.07%	2	₹139.04
Union Equity Savings Fund	Hybrid	Moderate	5.54%	2	₹137.86
Union Money Market Fund	Debt	Moderately Low	7.95%	1	₹183.00
Union Value Fund	Equity	Very High	5.85%	2	₹318.04
Union Focused Fund	Equity	Very High	3.38%	2	₹408.34
Union ELSS Tax Saver Fund	Equity	Very High	5.38%	3	₹904.12
Union Children's Fund	Solution Oriented	Very High	8.09%	0	₹68.72
Union Flexi Cap Fund	Equity	Very High	5.57%	3	₹2,313.02
Union Retirement Fund	Solution Oriented	Very High	5.12%	0	₹168.27
Union Overnight Fund	Debt	Low	6.38%	3	₹435.16
Union Low Duration Fund	Debt	Moderately Low	0%	0	₹0.00
Union Innovation & Opportunities Fund	Equity	Very High	7.4%	0	₹949.45
Union Active Momentum Fund	Equity	Very High	0%	0	₹445.30
Union Business Cycle Fund	Equity	Very High	0.09%	0	₹574.07
Union Short Duration Fund	Debt	Moderate	0%	0	₹692.89
Union Multicap Fund	Equity	Very High	4.96%	0	₹1,125.03
Union Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹784.87
Union Balanced Advantage Fund	Hybrid	High	5.94%	3	₹1,383.05
Union Dynamic Bond Fund	Debt	Moderate	8.53%	1	₹107.78
Union FMP - Series 13	Debt	Moderately Low	7.97%	0	₹26.12

News

Union Mutual Fund announces change in fund manager under its schemes

Union Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 July 2025

Change in Fund Manager:

Name of the Scheme(s)	Names of the existing Fund Manager(s)	Names of the new Fund Manager(s)
Union Largecap Fund	Mr. Vinod Malviya and Mr. Sanjay Bembalkar	Mr. Pratik Dharmshi and Mr. Sanjay Bembalkar
Union Retirement Fund	Mr. Pratik Dharmshi and Mr. Vinod Malviya	Mr. Pratik Dharmshi and Mr. Pratit Vajani

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Union Low Duration Fund announces Extension of NFO period
Union Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme Existing closing date of NFO Revised closing date of NFO

Union Low Duration Fund July 03, 2025 July 10, 2025

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Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
Union Low Duration Fund	July 03, 2025	July 10, 2025

Union Mutual Fund announces change in Exit Load Structure

Union Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 26 May 2025

Change in Exit Load:

Name of the Scheme	Existing Exit Load	Revised Exit Load
Union Corporate Bond Fund :	1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter	Nil
Union Dynamic Bond Fund :	1 % if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.	Nil
Union Short Duration Fund :	' 1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment of units. ' Nil if redeemed or switched out after completion of 15 days from the date of allotment of units.	Nil

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Fund House Details & Investment Objective

Date of Incorporation

28 November 2022

Total AUM (Cr)

₹1125.03

Union Multicap Fund - Direct (G) is an Multi Cap Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in 28 November 2022, this fund is managed by Harshad Patwardhan. With assets under management (AUM) worth ₹1,125.03 (Cr), as of 3 July 2025, Union Multicap Fund - Direct (G) is categorized as a Multi Cap Fund within its segment. The fund has generated a return of 21.88% since its launch.
The current NAV of Union Multicap Fund - Direct (G) is ₹16.5, as on 3 July 2025. The fund's benchmark index is NIFTY500 Multicap 50:25:25 Total Return Index. You can invest in Union Multicap Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.64% in Equity, 3.45% in Debt and -0.09% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.09% in Banks, 7.40% in Consumer Durables, 7.19% in Pharmaceuticals & Biotech, 6.58% in Finance, 5.74% in IT-Software

FAQs

How to Invest in Union Multicap Fund - Direct (G) Direct Growth?

Union Multicap Fund - Direct (G) is a popular fund in the Multi Cap Fund segment. The fund has generated a return of 21.88% since inception. Looking to invest in Union Multicap Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Union Multicap Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Union Multicap Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Union Multicap Fund - Direct (G) today and reap the benefits of this Multi Cap Fund fund!

How much returns has Union Multicap Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, Union Multicap Fund - Direct (G) has generated annualised return of 4.96%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 21.88% returns.

What is the expense ratio of Union Multicap Fund - Direct (G) Direct Growth?

The expense ratio of Union Multicap Fund - Direct (G) Direct Growth is 0.94%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Union Multicap Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of Union Multicap Fund - Direct (G) is ₹1,125.03 (Cr) as of 2025-07-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Union Multicap Fund - Direct (G) Direct Growth?

Redeeming or selling units of Union Multicap Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Union Multicap Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Union Multicap Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).