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SBI Liquid Fund - Direct (IDCW-D)

Liquid Fund
Invest Now

  • NAV

    1144.05(0.00%)

  • Fund Size (CR)

    ₹64,019.03

  • Expense Ratio

    0.21

  • Scheme Type

    Active Fund

  • Value Research

    -

  • Min. investment

    ₹5,000

  • Minimum Additional Investment

    ₹0

  • Minimum SIP Investment

    ₹2,000

  • Minimum Withdrawal

    ₹5,000

  • Exit Load 0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment.

    0.007%

  • Return Since Launch

    6.42%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 0%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Rajeev Radhakrishnan

Bench Mark

NIFTY Liquid Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 12 February 202510009.650.10%-0.09%303/380
1 Month19 January 202510058.700.59%-0.54%224/377
3 Month19 November 202410169.331.69%-1.64%272/377
6 Month19 August 202410339.353.39%-3.32%290/375
1 Year19 February 202410665.266.65%6.65%6.89%339/375
3 Year19 February 202211493.7414.94%4.75%6.28%340/355
5 Year19 February 202012356.0823.56%4.32%5.16%322/336
Since Inception1 January 201321293.91112.94%6.42%6.28%208/379

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 March 20241,20,000224124.0086.77% 86.77%
3 Year1 March 20223,60,000682775.2389.66% 23.78%
5 Year1 March 20206,00,0001178111.7396.35% 14.45%
10 Year1 March 201512,00,0002456002.11104.67% 7.42%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.23%

Standard Deviation

-0.01%

Beta

-2.70%

Sharpe Ratio

-10.22%

Treynor's Ratio

-2.08%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
Gujarat 20250.31%19611200196.68Govt. SecuritiesGovt. Securities
TBILL-91D5.11%3276850003274.00T BillsT Bills
TBILL-91D4.93%3200000003157.71T BillsT Bills
TBILL-91D2.31%1500000001476.54T BillsT Bills
TBILL-91D0.92%60000000591.35T BillsT Bills
TBILL-91D0.58%37500000372.84T BillsT Bills
TBILL-364D0.15%1000000098.56T BillsT Bills
TBILL-91D0.05%350000034.84T BillsT Bills
Reverse Repo4.68%-2993.67Reverse RepoDebt Others
Reverse Repo0.79%-502.78Reverse RepoDebt Others

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
SBI Liquid Fund - Direct (IDCW-D)
64019.030.59%1.69%3.39%6.65%4.75%
Bandhan Liquid Fund - Direct (IDCW-D)
15403.230.78%2.30%4.53%9.75%8.67%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI
348.480.74%2.41%4.74%9.72%8.76%
TRUSTMF Liquid Fund - Direct (IDCW-W)
348.480.62%1.92%3.92%8.25%7.78%
Aditya Birla SL Liquid Fund - Direct (IDCW-W)
49810.190.48%1.64%3.47%8.10%6.51%
AXIS Liquid Fund - Direct (IDCW-M)
43033.620.61%1.79%3.92%7.77%6.79%

News

  • SBI Mutual Fund introduces Rs 250 JanNivesh SIP initiative

    SBI Mutual Fund, in partnership with State Bank of India, has launched the JanNivesh SIP, a program designed to broaden access to mutual fund investments. The initiative features a Systematic Investment Plan (SIP) option starting at Rs 250.

    JanNivesh SIP provides flexible investment options, including daily, weekly, and monthly SIPs. This structure aims to accommodate various income levels and investment preferences.

    The program targets a diverse investor base, including first-time participants, small savers, individuals in rural, semi-urban, and urban areas, digitally-inclined urban investors, self-employed individuals, and technology-literate investors.

    JanNivesh SIP will be accessible through the SBI YONO platform and via partnerships with fintech platforms such as Paytm, Groww, and Zerodha.

    The initiative aims to encourage consistent investment practices and long-term wealth accumulation through a cost-effective investment model.

    Powered by Capital Market - Live News

  • SBI MF announces change in fund manager under its schemes

    SBI Mutual Fund has announced change in fund managers under the following schemes, with effect from February 01, 2025.

    Change in Fund Management Responsibilities:

    Name of the Scheme Existing Fund Manager Revised Fund Manager
    SBI International Access-US Equity FoF Mr. Pradeep Kesavan Mr. Rohit Shimpi
    SBI Magnum Gloal Fund Mr. R. Srinivasan & Mr. Tanmaya Desai (Co-Fund Manager) Mr. Tanmaya Desai

    Powered by Capital Market - Live News

  • SBI MF announces change in Fund Manager of the following schemes

    SBI Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 27 December 2024

    Change in Fund Managers of the Schemes:

    Scheme Name Existing Fund Manager(s) New Fund Manager(s)
    SBI Liquid Fund Mr. R. Arun and
    Mr. Rajeev Radhakrishnan
    (Co-Fund Manager)     		Mr. Rajeev Radhakrishnan
    SBI Overnight Fund Mr. R. Arun Mr. Ranjana Gupta and
    Mr. Tejas Soman
    (Co-Fund Manager)
    SBI Savings Fund Mr. R. Arun and
    Mr. Rajeev Radhakrishnan
    (Co-Fund Manager)     		Mr. Rajeev Radhakrishnan
    SBI Magnum Ultra Short Duration Fund Mr. R. Arun and
    Mr. Ardhendhu Bhattacharya
    (Co-Fund Manager)     		Mr. Rajeev Radhakrishnan and
    Mr. Ardhendhu Bhattacharya
    (Co-Fund Manager)
    SBI Magnum Low Duration Fund Mr. Rajeev Radhakrishnan and
    Mr. R. Arun
    (Co-Fund Manager)     		Mr. Rajeev Radhakrishnan
    SBI Arbitrage Opportunities Fund Mr. Neeraj Kumar (Equity Portion)
    Mr. R. Arun (Debt Portion)     		Mr. Neeraj Kumar (Equity Portion)
    Mr. Ardhendhu Bhattacharya (Debt Portion)

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹64019.03

SBI Liquid Fund - Direct (IDCW-D) is an Liquid Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 1 January 2013, this fund is managed by Rajeev Radhakrishnan. With assets under management (AUM) worth ₹64,019.03 (Cr), as of 20 February 2025, SBI Liquid Fund - Direct (IDCW-D) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.42% since its launch.
The current NAV of SBI Liquid Fund - Direct (IDCW-D) is ₹1,144.05, as on 20 February 2025. The fund's benchmark index is NIFTY Liquid Index A-I. You can invest in SBI Liquid Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹2,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 4.75% and 4.32% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 104.30% in Debt and -4.30% in cash and cash equivalents.

FAQs

How to Invest in SBI Liquid Fund - Direct (IDCW-D) Direct Growth?

SBI Liquid Fund - Direct (IDCW-D) is a popular fund in the Liquid Fund segment. The fund has generated a return of 6.42% since inception. Looking to invest in SBI Liquid Fund - Direct (IDCW-D) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Liquid Fund - Direct (IDCW-D) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, SBI Liquid Fund - Direct (IDCW-D)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in SBI Liquid Fund - Direct (IDCW-D) today and reap the benefits of this Liquid Fund fund!

How much returns has SBI Liquid Fund - Direct (IDCW-D) Direct Growth generated?

In the short term, i.e., 1 year, SBI Liquid Fund - Direct (IDCW-D) has generated annualised return of 6.65%. In the long-term, the fund has generated 4.75% and 4.32% in 3 and 5 years respectively. Since its inception, the fund has generated 6.42% returns.

What is the expense ratio of SBI Liquid Fund - Direct (IDCW-D) Direct Growth?

The expense ratio of SBI Liquid Fund - Direct (IDCW-D) Direct Growth is 0.21%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of SBI Liquid Fund - Direct (IDCW-D) Fund Direct Growth?

The Assets Under Management (AUM) of SBI Liquid Fund - Direct (IDCW-D) is ₹64,019.03 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from SBI Liquid Fund - Direct (IDCW-D) Direct Growth?

Redeeming or selling units of SBI Liquid Fund - Direct (IDCW-D) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from SBI Liquid Fund - Direct (IDCW-D):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case SBI Liquid Fund - Direct (IDCW-D)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Note : Securities shown above are only for illustrative purposes and not recommendatory in nature. The data represents best/cumulative figures till date.