Can I invest in SIP and Lumpsum in SBI Floating Rate Debt Fund - Regular (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in SBI Floating Rate Debt Fund - Regular (G). Minimum lumpsum investment SBI Floating Rate Debt Fund - Regular (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of SBI Floating Rate Debt Fund - Regular (G) Direct Growth?

The latest NAV (Net Asset Value) of SBI Floating Rate Debt Fund - Regular (G) is SBI Floating Rate Debt Fund - Regular (G) is ₹12.77 as on 2025-01-01.

Which are the biggest stock holdings of SBI Floating Rate Debt Fund - Regular (G)?

The 5 biggest stock holdings of SBI Floating Rate Debt Fund - Regular (G) are: Pipeline Infra (6.87%), N A B A R D (4.38%), John Dere FIN(I) (4.32%), SMFG Home Financ (3.50%), HDB FINANC SER (2.20%)

What are the top sectors SBI Floating Rate Debt Fund - Regular (G) invests in?

A majority of SBI Floating Rate Debt Fund - Regular (G) 's AUM worth ₹1,146.71 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
SBI Floating Rate Debt Fund - Regular (G)

SBI Floating Rate Debt Fund - Regular (G)

Floater Fund

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NAV
12.77(0.03%)
Fund Size (CR)
₹1,189.45
Expense Ratio
0.46
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.1%
Return Since Launch
6.00%

Absolute Return: 1.56%

Annualized Return: 0%

Basic Details

Scheme Manager

Rajeev Radhakrishnan

Bench Mark

NIFTY Short Duration Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10011.38	0.11%	-	0.15%	39/101
1 Month	30 November 2024	10035.48	0.35%	-	0.55%	96/101
3 Month	30 September 2024	10151.03	1.51%	-	1.68%	86/101
6 Month	30 June 2024	10382.35	3.82%	-	3.97%	86/101
1 Year	29 December 2023	10814.59	8.15%	8.15%	8.43%	68/101
3 Year	30 December 2021	12135.65	21.36%	6.66%	6.73%	54/101
5 Year	-	-	0%	-	6.71%	-/-
Since Inception	27 October 2020	12757.00	27.57%	6.00%	6.82%	84/101

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	135025.90	3.87%	3.87%
3 Year	3 January 2022	3,70,000	413494.39	11.76%	3.77%
5 Year	4 November 2020	5,10,000	587433.71	15.18%	2.87%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.24%

Standard Deviation

0.03%

Beta

-0.45%

Sharpe Ratio

2.07%

Treynor's Ratio

-0.50%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Pipeline Infra	6.87%	7800	78.75	Corporate Debts	Debt Others
N A B A R D	4.38%	5000	50.25	Corporate Debts	Debt Others
John Dere FIN(I)	4.32%	500	49.57	Corporate Debts	Debt Others
SMFG Home Financ	3.50%	4000	40.08	Corporate Debts	Debt Others
HDB FINANC SER	2.20%	2500	25.22	Corporate Debts	Debt Others
Sikka Ports	2.19%	250	25.09	Corporate Debts	Debt Others
S I D B I	2.17%	250	24.86	Corporate Debts	Debt Others
Nagpur-Seoni Ex.	0.30%	8670	3.47	Corporate Debts	Debt Others
Gsec2031	43.27%	49000000	496.22	Govt. Securities	Govt. Securities
GSEC2034	14.01%	16000000	160.67	Govt. Securities	Govt. Securities

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Floating Interest Fund-Direct (IDCW-W)	8330.08	0.81%	2.37%	6.56%	11.86%	9.15%
AXIS Floater Fund - Direct (G)	233.23	0.40%	0.74%	4.48%	9.52%	7.34%
AXIS Floater Fund - Direct (IDCW-A)	233.23	0.39%	0.74%	4.46%	9.47%	7.30%
AXIS Floater Fund - Direct (IDCW-Q)	233.23	0.39%	0.74%	4.46%	9.46%	7.20%
AXIS Floater Fund - Direct (IDCW-M)	233.23	0.39%	0.74%	5.20%	9.46%	7.29%

News

SBI Mutual Fund announces change in Exit Load Structure

SBI Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 19 December 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
SBI Long Duration Fund	For exit on or before 90 days from the date of allotment-0.25% For exit after 90 days from the date of allotment - NIL	NIL

Powered by Capital Market - Live News

SBI Mutual Fund launches quant fund
SBI Mutual Fund (MF) has introduced the SBI Quant Fund, a new equity investment scheme that employs a rule-based, multi-factor approach to portfolio management. The fund leverages momentum, value, quality, and growth factors to build a diversified investment strategy, guided by the fund house's proprietary quantitative model.
This open-ended equity scheme, benchmarked against the BSE 200 Total Return Index (TRI), is open for subscription until December 18, 2024. Post this period, it will reopen for continuous sale and redemption within five business days after the allotment date.
The SBI Quant Fund requires a minimum initial investment of Rs 5,000, with additional investments allowed in multiples of Re 1. For subsequent purchases, the minimum amount is set at Rs 1,000, also in multiples of Re 1. Investors can redeem or switch out units with a minimum value of Rs 500, or one unit, whichever is lower.
An exit load of 0.5% applies if units are redeemed within six months of allotment, while no charge applies after six months. The fund house emphasized the advantages of a multi-factor strategy over single-factor funds, highlighting its ability to provide diversification, reduce downside risks, and deliver higher risk-adjusted returns.
The scheme's investment allocation includes 80-100% in equity and equity-related instruments selected through its quantitative model. It may also invest up to 20% in other equity instruments, debt securities, or money market instruments, and up to 10% in units issued by REITs and InvITs.
The SBI Quant Fund employs a dynamic allocation model that adjusts weights across the four factors'momentum, value, quality, and growth'based on their relative performance. Overperforming factors receive higher weightage, capped at 35%, while underperforming factors trigger rebalancing if their weight falls below -8%.
The fund's strategy incorporates four key factors: Momentum, which focuses on short- and long-term price performance; Value, identified through low valuation metrics; Quality, characterized by stocks with high return on equity (ROE), consistent earnings growth, and low leverage; and Growth, targeting companies with robust earnings growth and upgrades.
The fund's algorithm aims to reduce volatility, smooth out cyclical returns, and mitigate behavioural biases through its systematic approach.
SBI MF described the fund as an ideal choice for investors seeking exposure to India's growth story through a disciplined, data-driven investment framework. Multi-factor investing combines various factors to smooth out the cyclicality of returns and minimize biases. This fund aims to integrate established equity factors for optimal risk-adjusted returns, making it a compelling choice for long-term investors.
Powered by Capital Market - Live News

SBI Mutual Fund announces change in Key Personnel
SBI Mutual Fund has announced that Mr. Nand Kishore has been appointed as a Managing Director & CEO on the Board of SBI Management Company Ltd. effective November 23, 2024.
Details of Mr. Nand Kishore
Age: 58 years
Designation: (Managing Director & CEO)
Qualification: B.A, CAIIB
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

6 October 2020

Total AUM (Cr)

₹1146.71

SBI Floating Rate Debt Fund - Regular (G) is an Floater Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 6 October 2020, this fund is managed by Rajeev Radhakrishnan. With assets under management (AUM) worth ₹1,146.71 (Cr), as of 1 January 2025, SBI Floating Rate Debt Fund - Regular (G) is categorized as a Floater Fund within its segment. The fund has generated a return of 6.00% since its launch.
The current NAV of SBI Floating Rate Debt Fund - Regular (G) is ₹12.77, as on 1 January 2025. The fund's benchmark index is NIFTY Short Duration Debt Index A-II. You can invest in SBI Floating Rate Debt Fund - Regular (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For Exit within 3 days from the date of allotment: 0.10%, For Exit on or after 3 days from the date of allotment: Nil The fund has generated 6.66% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 112.47% in Debt and -12.47% in cash and cash equivalents.

FAQs

How to Invest in SBI Floating Rate Debt Fund - Regular (G) Direct Growth?

SBI Floating Rate Debt Fund - Regular (G) is a popular fund in the Floater Fund segment. The fund has generated a return of 6.00% since inception. Looking to invest in SBI Floating Rate Debt Fund - Regular (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Floating Rate Debt Fund - Regular (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, SBI Floating Rate Debt Fund - Regular (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in SBI Floating Rate Debt Fund - Regular (G) today and reap the benefits of this Floater Fund fund!

How much returns has SBI Floating Rate Debt Fund - Regular (G) Direct Growth generated?

In the short term, i.e., 1 year, SBI Floating Rate Debt Fund - Regular (G) has generated annualised return of 8.15%. In the long-term, the fund has generated 6.66% and - in 3 and 5 years respectively. Since its inception, the fund has generated 6.00% returns.

What is the expense ratio of SBI Floating Rate Debt Fund - Regular (G) Direct Growth?

The expense ratio of SBI Floating Rate Debt Fund - Regular (G) Direct Growth is 0.46%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of SBI Floating Rate Debt Fund - Regular (G) Fund Direct Growth?

The Assets Under Management (AUM) of SBI Floating Rate Debt Fund - Regular (G) is ₹1,146.71 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from SBI Floating Rate Debt Fund - Regular (G) Direct Growth?

Redeeming or selling units of SBI Floating Rate Debt Fund - Regular (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from SBI Floating Rate Debt Fund - Regular (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case SBI Floating Rate Debt Fund - Regular (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).