Can I invest in SIP and Lumpsum in PGIM India Gilt Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in PGIM India Gilt Fund (G). Minimum lumpsum investment PGIM India Gilt Fund (G) is ₹5,000 and minimum SIP amount is ₹1,000 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of PGIM India Gilt Fund (G) Direct Growth?

The latest NAV (Net Asset Value) of PGIM India Gilt Fund (G) is PGIM India Gilt Fund (G) is ₹29.07 as on 2025-01-01.

Which are the biggest stock holdings of PGIM India Gilt Fund (G)?

The 5 biggest stock holdings of PGIM India Gilt Fund (G) are: GSEC (25.56%), GSEC (22.05%), GSEC (13.61%), GSEC (11.52%), GSEC (9.61%)

What are the top sectors PGIM India Gilt Fund (G) invests in?

A majority of PGIM India Gilt Fund (G) 's AUM worth ₹115.4 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
PGIM India Gilt Fund (G)

PGIM India Gilt Fund (G)

Gilt Fund

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NAV
29.07(-0.15%)
Fund Size (CR)
₹116.48
Expense Ratio
1.49
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
6.81%

Absolute Return: 0.07%

Annualized Return: 0%

Basic Details

Scheme Manager

Puneet Pal

Bench Mark

CRISIL Dynamic Gilt Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10000.79	0.01%	-	0.24%	114/132
1 Month	29 November 2024	10017.03	0.17%	-	0.45%	121/132
3 Month	30 September 2024	10026.95	0.27%	-	0.58%	87/132
6 Month	28 June 2024	10365.15	3.65%	-	4.04%	95/130
1 Year	29 December 2023	10871.83	8.72%	8.72%	9.33%	82/130
3 Year	30 December 2021	11804.54	18.05%	5.69%	6.32%	103/120
5 Year	30 December 2019	13273.53	32.74%	5.83%	6.52%	96/119
Since Inception	27 October 2008	29061.60	190.62%	6.81%	7.60%	109/132

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	134696.56	3.61%	3.61%
3 Year	3 January 2022	3,70,000	411264.59	11.15%	3.59%
5 Year	1 January 2020	6,10,000	707075.34	15.91%	3.00%
10 Year	1 January 2015	12,10,000	1678041.70	38.68%	3.32%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.62%

Standard Deviation

0.07%

Beta

-0.62%

Sharpe Ratio

0.45%

Treynor's Ratio

-1.70%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
GSEC	25.56%	2850000	29.50	Govt. Securities	Govt. Securities
GSEC	22.05%	2441667	25.44	Govt. Securities	Govt. Securities
GSEC	13.61%	1500000	15.70	Govt. Securities	Govt. Securities
GSEC	11.52%	1310084	13.30	Govt. Securities	Govt. Securities
GSEC	9.61%	1078895	11.09	Govt. Securities	Govt. Securities
GSEC	3.48%	400000	4.02	Govt. Securities	Govt. Securities
GSEC	3.14%	352063	3.62	Govt. Securities	Govt. Securities
GSEC	2.97%	334000	3.42	Govt. Securities	Govt. Securities
GSEC	2.43%	270000	2.80	Govt. Securities	Govt. Securities
GSEC	0.67%	75000	0.77	Govt. Securities	Govt. Securities

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan G Sec Fund - Invst Plan - Direct (IDCW-Q)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.75%
Bandhan G Sec Fund - Invst Plan - Direct (IDCW-A)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.77%
Bandhan G Sec Fund - Invst Plan - Direct (IDCW)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.77%
Bandhan G Sec Fund - Invst Plan - Direct (Periodic)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.77%
Bandhan G Sec Fund - Invst Plan - Direct (G)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.77%

News

PGIM India MF announces Quarterly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 31 December 2024 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
PGIM India Dynamic Bond Fund:
Regular Plan ' Quarterly IDCW: 18.776
Direct Plan ' Quarterly IDCW: 20.7063
PGIM India Gilt Fund:
Regular Plan ' Quarterly IDCW: 0.2396
Direct Plan ' Quarterly IDCW: 0.2525
PGIM India Corporate Bond Fund:
Regular Plan ' Quarterly IDCW: 0.1997
Direct Plan ' Quarterly IDCW: 0.2267
PGIM India Large Cap Fund:
Regular Plan ' IDCW: 0.4578
Direct Plan ' IDCW: 0.6481
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PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 December 2024 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0647
Direct Plan ' Monthly IDCW Option: 0.0653
PGIM India Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1822
Direct Plan ' Monthly IDCW Option: 0.2012
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0720
Direct Plan ' Monthly IDCW Option: 0.0787
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PGIM Mutual Fund announces change in Key Personnel
PGIM Mutual Fund has announced that Mr. Shailesh Puthran has been appointed as a Head of Operations on the Board of PGIM Management Company Ltd. effective November 07, 2024.
Details of Mr. Shailesh Puthran
Age: 51 years
Designation: Head of Operations
Qualification: Chartered Accountant
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Fund House Details & Investment Objective

Date of Incorporation

7 October 2008

Total AUM (Cr)

₹115.40

PGIM India Gilt Fund (G) is an Gilt Fund-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 7 October 2008, this fund is managed by Puneet Pal. With assets under management (AUM) worth ₹115.4 (Cr), as of 1 January 2025, PGIM India Gilt Fund (G) is categorized as a Gilt Fund within its segment. The fund has generated a return of 6.81% since its launch.
The current NAV of PGIM India Gilt Fund (G) is ₹29.07, as on 1 January 2025. The fund's benchmark index is CRISIL Dynamic Gilt Index. You can invest in PGIM India Gilt Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 5.69% and 5.83% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.30% in Debt and 2.70% in cash and cash equivalents.

FAQs

How to Invest in PGIM India Gilt Fund (G) Direct Growth?

PGIM India Gilt Fund (G) is a popular fund in the Gilt Fund segment. The fund has generated a return of 6.81% since inception. Looking to invest in PGIM India Gilt Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in PGIM India Gilt Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, PGIM India Gilt Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in PGIM India Gilt Fund (G) today and reap the benefits of this Gilt Fund fund!

How much returns has PGIM India Gilt Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, PGIM India Gilt Fund (G) has generated annualised return of 8.72%. In the long-term, the fund has generated 5.69% and 5.83% in 3 and 5 years respectively. Since its inception, the fund has generated 6.81% returns.

What is the expense ratio of PGIM India Gilt Fund (G) Direct Growth?

The expense ratio of PGIM India Gilt Fund (G) Direct Growth is 1.49%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of PGIM India Gilt Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of PGIM India Gilt Fund (G) is ₹115.4 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from PGIM India Gilt Fund (G) Direct Growth?

Redeeming or selling units of PGIM India Gilt Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from PGIM India Gilt Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case PGIM India Gilt Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).