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Nippon India Equity Savings Fund (B)

Equity Savings
  • NAV

    15.29(0.08%)
  • Fund Size (CR)

    ₹699.3
  • Expense Ratio

    1.78
  • Scheme Type

    Active Fund
  • Value Research

  • Min. investment

    ₹5,000
  • Minimum Additional Investment

    ₹1,000
  • Minimum SIP Investment

    ₹undefined
  • Minimum Withdrawal

    ₹100
  • Exit Load 10% of the units allotted shall be redeemed without any exit load, on or before completion of 15 days from the date of allotment of units. Any redemption in excess of such limit within 15 days from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO):  1% if redeemed or switched out on or before completion of 15 days from the date of allotment of units.  Nil, thereafter.

    0%
  • Return Since Launch

    4.45%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -0.33%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Sushil Budhia

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 12 February 20259983.08-0.17%--0.25%74/139
1 Month17 January 20259943.25-0.57%--1.05%68/139
3 Month19 November 20249942.34-0.58%--0.45%85/139
6 Month19 August 20249927.74-0.72%--0.13%91/139
1 Year19 February 202410492.924.93%4.93%6.69%113/139
3 Year18 February 202212380.6723.81%7.38%8.29%109/139
5 Year19 February 202013246.1732.46%5.78%8.90%128/139
Since Inception30 May 201515278.0052.78%4.45%7.86%126/139

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 March 20241,20,000120586.750.49% 0.49%
3 Year2 March 20223,60,000403038.6011.96% 3.84%
5 Year2 March 20206,00,000736441.5122.74% 4.18%
10 Year4 June 201511,70,0001494992.1127.78% 2.48%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

1.12%

Standard Deviation

0.26%

Beta

0.23%

Sharpe Ratio

0.04%

Treynor's Ratio

-0.10%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank6.56%27020045.90EquityBanks
ICICI Bank5.54%30940038.76EquityBanks
Reliance Industr4.69%25900032.77EquityRefineries
Larsen & Toubro4.11%8060028.75EquityInfrastructure Developers & Operators
M & M3.62%8460025.29EquityAutomobile
Vedanta3.51%55610024.55EquityMining & Mineral products
Coal India2.83%50000019.80EquityMining & Mineral products
Grasim Inds2.73%7609019.09EquityTextiles
Infosys2.31%8600016.17EquityIT - Software
HCL Technologies2.25%9110015.72EquityIT - Software

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
DSP Equity Savings Fund - Direct (IDCW)
2417.24-0.13%-0.06%2.06%10.99%10.06%
DSP Equity Savings Fund - Direct (G)
2417.24-0.12%-0.06%2.05%10.99%10.06%
DSP Equity Savings Fund - Direct (IDCW-M)
2417.24-0.12%-0.06%2.04%10.97%10.05%
DSP Equity Savings Fund - Direct (IDCW-Q)
2417.24-0.12%-0.06%2.05%10.97%10.05%
Sundaram Equity Savings Fund - Direct (G)
1066.96-0.61%0.10%0.30%10.17%11.83%

News

  • Nippon India Balanced Advantage Fund announces Income Distribution cum Capital Withdrawal (IDCW)

    Nippon India Mutual Fund has announced 14 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan ' IDCW payout and direct plan ' IDCW payout of Nippon India Balanced Advantage Fund. The quantum of distribution will be Rs 0.2000 per unit under each plan / option as on the record date.

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  • Nippon India launches Active Momentum Fund

    Nippon India Mutual Fund has announced the launch of the Nippon India Active Momentum Fund, an open-ended equity scheme focused on long-term capital appreciation. The fund will invest in a diversified portfolio of equity and equity-related instruments, utilizing a momentum-based strategy to identify and invest in high-performing stocks.

    The NFO is currently open for subscription and will close on February 24th, reopening for continuous sale and repurchase on March 6th. The minimum investment during the NFO is Rs 500, with subsequent investments allowed in multiples of Re 1. The fund's benchmark is the Nifty 500 TRI. Ashutosh Bhargava and Kinjal Desai will serve as the fund managers.

    The fund offers both direct and regular plans, each with growth and income distribution cum capital withdrawal options. A 1% exit load applies if units are redeemed or switched out within one year of allotment; after one year, there is no exit load.

    The Nippon India Active Momentum Fund employs a multi-factor quantitative model designed to identify high-potential investment opportunities while managing volatility and adapting to market cycles. This model integrates price momentum with earnings revisions, combining technical and fundamental analysis to optimize returns. This approach aims to capitalize on market trends while incorporating insights into earnings growth.

    The fund also utilizes a Risk ON and Risk OFF framework. In Risk ON phases, the fund incorporates the Beta factor alongside momentum to enhance upside potential. During Risk OFF phases, it prioritizes minimum volatility to mitigate risk and stabilize performance. The portfolio is rebalanced monthly to dynamically adapt to market changes.

    Further, the fund may incorporate factors like Minimum Volatility and Beta to potentially reduce risk during market downturns and enhance returns during uptrends, offering investors access to momentum strategies with potentially reduced volatility. The fund strategy aims to blend market trends (price momentum) with expert insights (earnings revisions), effectively combining technical and fundamental factors.

    Powered by Capital Market - Live News

  • Nippon India MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes

    Nippon India Mutual Fund has announced 06 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:

    Nippon India Small Cap Fund:

    Regular Plan ' IDCW: 7.50

    Direct Plan ' IDCW: 8.00

    Nippon India Banking & Financial Services Fund:

    Regular Plan ' IDCW: 5.50

    Direct Plan ' IDCW: 7.00

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

12 May 2015

Total AUM (Cr)

₹699.30

Nippon India Equity Savings Fund (B) is an Equity Savings-oriented fund from the renowned AMC, Nippon India Mutual Fund. Launched in 12 May 2015, this fund is managed by Sushil Budhia. With assets under management (AUM) worth ₹699.3 (Cr), as of 20 February 2025, Nippon India Equity Savings Fund (B) is categorized as a Equity Savings within its segment. The fund has generated a return of 4.45% since its launch.
The current NAV of Nippon India Equity Savings Fund (B) is ₹15.29, as on 20 February 2025. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in Nippon India Equity Savings Fund (B) via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
10% of the units allotted shall be redeemed without any exit load, on or before completion of 15 days from the date of allotment of units. Any redemption in excess of such limit within 15 days from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO):  1% if redeemed or switched out on or before completion of 15 days from the date of allotment of units.  Nil, thereafter. The fund has generated 7.38% and 5.78% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 70.90% in Equity, 25.08% in Debt and 4.02% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.08% in Debt, 18.77% in Banks, 6.91% in Automobiles, 5.75% in IT-Software, 5.38% in Petroleum Products

FAQs

How to Invest in Nippon India Equity Savings Fund (B) Direct Growth?

Nippon India Equity Savings Fund (B) is a popular fund in the Equity Savings segment. The fund has generated a return of 4.45% since inception. Looking to invest in Nippon India Equity Savings Fund (B) How about earning 1% extra return? All this is possible with m.Stock! Investing in Nippon India Equity Savings Fund (B) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Nippon India Equity Savings Fund (B)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Nippon India Equity Savings Fund (B) today and reap the benefits of this Equity Savings fund!

How much returns has Nippon India Equity Savings Fund (B) Direct Growth generated?

In the short term, i.e., 1 year, Nippon India Equity Savings Fund (B) has generated annualised return of 4.93%. In the long-term, the fund has generated 7.38% and 5.78% in 3 and 5 years respectively. Since its inception, the fund has generated 4.45% returns.

What is the expense ratio of Nippon India Equity Savings Fund (B) Direct Growth?

The expense ratio of Nippon India Equity Savings Fund (B) Direct Growth is 1.78%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Nippon India Equity Savings Fund (B) Fund Direct Growth?

The Assets Under Management (AUM) of Nippon India Equity Savings Fund (B) is ₹699.3 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Nippon India Equity Savings Fund (B) Direct Growth?

Redeeming or selling units of Nippon India Equity Savings Fund (B) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from Nippon India Equity Savings Fund (B):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Nippon India Equity Savings Fund (B)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).