Can I invest in SIP and Lumpsum in LIC MF ULIS - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF ULIS - Direct (IDCW). Minimum lumpsum investment LIC MF ULIS - Direct (IDCW) is ₹10,000 and minimum SIP amount is ₹1,000 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF ULIS - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of LIC MF ULIS - Direct (IDCW) is LIC MF ULIS - Direct (IDCW) is ₹39.33 as on 2025-01-01.

Which are the biggest stock holdings of LIC MF ULIS - Direct (IDCW)?

The 5 biggest stock holdings of LIC MF ULIS - Direct (IDCW) are: ICICI Bank (7.42%), Trent (5.47%), Infosys (4.92%), HDFC Bank (4.60%), Pitti Engg. (3.89%)

What are the top sectors LIC MF ULIS - Direct (IDCW) invests in?

A majority of LIC MF ULIS - Direct (IDCW) 's AUM worth ₹498.67 (Cr) is invested in these 3 top sectors: Debt : 26.94% Banks : 17.09% Retailing : 8.81%

Mutual Funds
LIC MF ULIS - Direct (IDCW)

LIC MF ULIS - Direct (IDCW)

Aggressive Hybrid Fund

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NAV
39.33(0.19%)
Fund Size (CR)
₹498.67
Expense Ratio
1.44
Scheme Type
Active Fund
Value Research
-

Min. investment
₹10,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
12.22%

Absolute Return: -4.36%

Annualized Return: 0%

Basic Details

Scheme Manager

Dikshit Mittal

Bench Mark

CRISIL Hybrid 35+65 - Aggressive Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	9971.42	-0.29%	-	-0.04%	132/210
1 Month	29 November 2024	9895.00	-1.05%	-	-0.54%	112/210
3 Month	30 September 2024	9529.70	-4.70%	-	-4.00%	128/210
6 Month	28 June 2024	10209.67	2.10%	-	2.14%	84/210
1 Year	29 December 2023	11276.10	12.76%	12.76%	16.81%	148/210
3 Year	30 December 2021	13532.67	35.33%	10.61%	13.44%	154/210
5 Year	30 December 2019	18361.45	83.61%	12.92%	15.71%	142/205
Since Inception	1 March 2013	39159.74	291.60%	12.22%	12.75%	136/210

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	135614.35	4.32%	4.32%
3 Year	3 January 2022	3,70,000	452747.43	22.36%	6.96%
5 Year	1 January 2020	6,10,000	885524.41	45.17%	7.74%
10 Year	1 January 2015	12,10,000	2315489.96	91.36%	6.71%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.91%

Standard Deviation

0.73%

Beta

0.46%

Sharpe Ratio

0.08%

Treynor's Ratio

0.83%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	7.42%	284537	36.99	Equity	Banks
Trent	5.47%	40140	27.28	Equity	Retail
Infosys	4.92%	132004	24.52	Equity	IT - Software
HDFC Bank	4.60%	127854	22.96	Equity	Banks
Pitti Engg.	3.89%	133181	19.40	Equity	Capital Goods-Non Electrical Equipment
TCS	2.91%	34015	14.53	Equity	IT - Software
Swan Energy	2.64%	215771	13.18	Equity	Diversified
KSB	2.43%	145936	12.14	Equity	Capital Goods-Non Electrical Equipment
Divi's Lab.	2.38%	19249	11.88	Equity	Pharmaceuticals
Axis Bank	2.03%	89152	10.13	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF ULIS - Direct (IDCW)	498.67	-1.05%	-4.70%	2.10%	12.76%	10.61%
JM Aggressive Hybrid Fund - Direct (Bonus)	719.68	0%	-3.19%	1.96%	29.50%	24.47%
JM Aggressive Hybrid Fund - Direct (Half-Bonus)	719.68	0%	-3.19%	1.96%	29.50%	24.47%
JM Aggressive Hybrid Fund - Direct (Quarterly-Bonus)	719.68	0%	-3.19%	1.96%	29.50%	24.47%
JM Aggressive Hybrid Fund - Direct (Annual-Bonus)	719.68	-0.00%	-3.19%	1.95%	29.50%	24.47%
JM Aggressive Hybrid Fund - Direct (IDCW-H)	719.68	-0.00%	-3.19%	1.95%	29.49%	24.47%

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 December 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 November 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 October 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹498.67

LIC MF ULIS - Direct (IDCW) is an Aggressive Hybrid Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 1 January 2013, this fund is managed by Dikshit Mittal. With assets under management (AUM) worth ₹498.67 (Cr), as of 1 January 2025, LIC MF ULIS - Direct (IDCW) is categorized as a Aggressive Hybrid Fund within its segment. The fund has generated a return of 12.22% since its launch.
The current NAV of LIC MF ULIS - Direct (IDCW) is ₹39.33, as on 1 January 2025. The fund's benchmark index is CRISIL Hybrid 35+65 - Aggressive Index. You can invest in LIC MF ULIS - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹10,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 10.61% and 12.92% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 73.22% in Equity, 25.90% in Debt and 0.86% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 26.94% in Debt, 17.09% in Banks, 8.81% in Retailing, 8.44% in IT-Software, 5.44% in Finance

FAQs

How to Invest in LIC MF ULIS - Direct (IDCW) Direct Growth?

LIC MF ULIS - Direct (IDCW) is a popular fund in the Aggressive Hybrid Fund segment. The fund has generated a return of 12.22% since inception. Looking to invest in LIC MF ULIS - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF ULIS - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF ULIS - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF ULIS - Direct (IDCW) today and reap the benefits of this Aggressive Hybrid Fund fund!

How much returns has LIC MF ULIS - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF ULIS - Direct (IDCW) has generated annualised return of 12.76%. In the long-term, the fund has generated 10.61% and 12.92% in 3 and 5 years respectively. Since its inception, the fund has generated 12.22% returns.

What is the expense ratio of LIC MF ULIS - Direct (IDCW) Direct Growth?

The expense ratio of LIC MF ULIS - Direct (IDCW) Direct Growth is 1.44%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF ULIS - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF ULIS - Direct (IDCW) is ₹498.67 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF ULIS - Direct (IDCW) Direct Growth?

Redeeming or selling units of LIC MF ULIS - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF ULIS - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF ULIS - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).