Can I invest in SIP and Lumpsum in LIC MF Liquid Fund - Direct (IDCW-W) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Liquid Fund - Direct (IDCW-W). Minimum lumpsum investment LIC MF Liquid Fund - Direct (IDCW-W) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF Liquid Fund - Direct (IDCW-W) Direct Growth?

The latest NAV (Net Asset Value) of LIC MF Liquid Fund - Direct (IDCW-W) is LIC MF Liquid Fund - Direct (IDCW-W) is ₹1015.11 as on 2025-01-01.

Which are the biggest stock holdings of LIC MF Liquid Fund - Direct (IDCW-W)?

The 5 biggest stock holdings of LIC MF Liquid Fund - Direct (IDCW-W) are: S I D B I (0.97%), E X I M Bank (0.79%), N A B A R D (0.59%), Can Fin Homes (0.49%), REC Ltd (0.49%)

What are the top sectors LIC MF Liquid Fund - Direct (IDCW-W) invests in?

A majority of LIC MF Liquid Fund - Direct (IDCW-W) 's AUM worth ₹10,694.27 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
LIC MF Liquid Fund - Direct (IDCW-W)

LIC MF Liquid Fund - Direct (IDCW-W)

Liquid Fund

Invest Now

NAV
1015.11(-0.15%)
Fund Size (CR)
₹10,650.26
Expense Ratio
0.16
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
7.28%

Absolute Return: -0.13%

Annualized Return: 0%

Basic Details

Scheme Manager

Rahul Singh

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10012.37	0.12%	-	0.15%	103/377
1 Month	30 November 2024	10054.08	0.54%	-	0.61%	137/377
3 Month	30 September 2024	10170.73	1.71%	-	1.71%	113/375
6 Month	30 June 2024	10350.88	3.51%	-	3.42%	130/375
1 Year	30 December 2023	10739.12	7.39%	7.39%	7.02%	100/375
3 Year	-	-	0%	-	6.15%	-/-
5 Year	-	-	0%	-	5.12%	-/-
Since Inception	30 July 2023	11050.40	10.50%	7.28%	6.30%	28/377

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	143431.39	10.33%	10.33%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.04%

Standard Deviation

0.00%

Beta

2.12%

Sharpe Ratio

19.14%

Treynor's Ratio

0.30%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
S I D B I	0.97%	1000	104.18	Corporate Debts	Debt Others
E X I M Bank	0.79%	800	84.00	Corporate Debts	Debt Others
N A B A R D	0.59%	600	62.93	Corporate Debts	Debt Others
Can Fin Homes	0.49%	500	52.58	Corporate Debts	Debt Others
REC Ltd	0.49%	500	52.47	Corporate Debts	Debt Others
E X I M Bank	0.25%	250	26.75	Corporate Debts	Debt Others
TBILL-91D	4.61%	50000000	493.05	T Bills	T Bills
TBILL-91D	3.69%	40000000	394.88	T Bills	T Bills
TBILL-364D	2.79%	30000000	297.97	T Bills	T Bills
TBILL-91D	1.85%	20000000	197.92	T Bills	T Bills

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Liquid Fund - Direct (IDCW-W)	10650.26	0.54%	1.71%	3.51%	7.39%	-
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	280.91	0.85%	2.34%	4.75%	9.77%	8.61%
Bandhan Liquid Fund - Direct (IDCW-D)	13773.88	0.69%	2.22%	4.52%	9.69%	8.43%
Aditya Birla SL Liquid Fund - Direct (IDCW-W)	44520.60	0.43%	1.60%	3.45%	8.89%	6.33%
TRUSTMF Liquid Fund - Direct (IDCW-W)	280.91	0.66%	1.96%	3.92%	8.30%	7.61%
Groww Liquid Fund - Direct (IDCW-Frt)	154.05	0.56%	1.72%	3.55%	8.01%	6.21%

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 December 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 November 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 October 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

28 July 2023

Total AUM (Cr)

₹10694.27

LIC MF Liquid Fund - Direct (IDCW-W) is an Liquid Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 28 July 2023, this fund is managed by Rahul Singh. With assets under management (AUM) worth ₹10,694.27 (Cr), as of 1 January 2025, LIC MF Liquid Fund - Direct (IDCW-W) is categorized as a Liquid Fund within its segment. The fund has generated a return of 7.28% since its launch.
The current NAV of LIC MF Liquid Fund - Direct (IDCW-W) is ₹1,015.11, as on 1 January 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in LIC MF Liquid Fund - Direct (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 101.80% in Debt and -1.83% in cash and cash equivalents.

FAQs

How to Invest in LIC MF Liquid Fund - Direct (IDCW-W) Direct Growth?

LIC MF Liquid Fund - Direct (IDCW-W) is a popular fund in the Liquid Fund segment. The fund has generated a return of 7.28% since inception. Looking to invest in LIC MF Liquid Fund - Direct (IDCW-W) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Liquid Fund - Direct (IDCW-W) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Liquid Fund - Direct (IDCW-W)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Liquid Fund - Direct (IDCW-W) today and reap the benefits of this Liquid Fund fund!

How much returns has LIC MF Liquid Fund - Direct (IDCW-W) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Liquid Fund - Direct (IDCW-W) has generated annualised return of 7.39%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 7.28% returns.

What is the expense ratio of LIC MF Liquid Fund - Direct (IDCW-W) Direct Growth?

The expense ratio of LIC MF Liquid Fund - Direct (IDCW-W) Direct Growth is 0.16%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Liquid Fund - Direct (IDCW-W) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Liquid Fund - Direct (IDCW-W) is ₹10,694.27 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Liquid Fund - Direct (IDCW-W) Direct Growth?

Redeeming or selling units of LIC MF Liquid Fund - Direct (IDCW-W) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Liquid Fund - Direct (IDCW-W):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Liquid Fund - Direct (IDCW-W)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).