Can I invest in SIP and Lumpsum in Kotak Low Duration Fund - Regular (IDCW-Standard) Direct Growth?

Yes, you can invest both lumpsum and SIP in Kotak Low Duration Fund - Regular (IDCW-Standard). Minimum lumpsum investment Kotak Low Duration Fund - Regular (IDCW-Standard) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of Kotak Low Duration Fund - Regular (IDCW-Standard)?

The 5 biggest stock holdings of Kotak Low Duration Fund - Regular (IDCW-Standard) are: S I D B I (3.39%), N A B A R D (2.44%), N A B A R D (2.40%), Embassy Off.REIT (1.64%), Bharti Telecom (1.62%)

What are the top sectors Kotak Low Duration Fund - Regular (IDCW-Standard) invests in?

A majority of Kotak Low Duration Fund - Regular (IDCW-Standard) 's AUM worth ₹12,490.29 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
Kotak Low Duration Fund - Regular (IDCW-Standard)

Kotak Low Duration Fund - Regular (IDCW-Standard)

Q: What is the NAV of Kotak Low Duration Fund - Regular (IDCW-Standard) Direct Growth?

The latest NAV (Net Asset Value) of Kotak Low Duration Fund - Regular (IDCW-Standard) is Kotak Low Duration Fund - Regular (IDCW-Standard) is ₹1226.76 as on 2025-01-01.

Low Duration Fund

Invest Now

NAV
1226.76(0.03%)
Fund Size (CR)
₹12,509.46
Expense Ratio
1.17
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
7.44%

Absolute Return: 1.77%

Annualized Return: 0%

Basic Details

Scheme Manager

Deepak Agrawal

Bench Mark

NIFTY Low Duration Debt Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10012.02	0.12%	-	0.14%	125/219
1 Month	29 November 2024	10051.43	0.51%	-	0.54%	124/219
3 Month	30 September 2024	10173.64	1.74%	-	1.72%	89/219
6 Month	28 June 2024	10358.36	3.58%	-	3.72%	144/219
1 Year	29 December 2023	10729.83	7.30%	7.30%	7.63%	155/219
3 Year	30 December 2021	11893.77	18.94%	5.95%	6.29%	180/216
5 Year	30 December 2019	13272.11	32.72%	5.82%	6.25%	151/216
Since Inception	6 March 2008	33463.87	234.64%	7.44%	7.03%	59/219

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	367667.07	182.82%	182.82%
3 Year	3 January 2022	3,70,000	1116158.84	201.66%	44.49%
5 Year	1 January 2020	6,10,000	1898997.63	211.31%	25.50%
10 Year	1 January 2015	12,10,000	3864473.45	219.38%	12.31%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.20%

Standard Deviation

0.02%

Beta

-1.58%

Sharpe Ratio

3.27%

Treynor's Ratio

-1.18%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
S I D B I	3.39%	42500	423.97	Corporate Debts	Debt Others
N A B A R D	2.44%	30500	304.70	Corporate Debts	Debt Others
N A B A R D	2.40%	30000	299.76	Corporate Debts	Debt Others
Embassy Off.REIT	1.64%	20500	204.98	Corporate Debts	Debt Others
Bharti Telecom	1.62%	20000	201.79	Corporate Debts	Debt Others
N A B A R D	1.61%	20000	201.01	Corporate Debts	Debt Others
Mankind Pharma	1.61%	20000	200.92	Corporate Debts	Debt Others
Aditya Birla Hsg	1.61%	20000	200.78	Corporate Debts	Debt Others
Sikka Ports	1.56%	1970	194.55	Corporate Debts	Debt Others
Muthoot Finance	1.44%	18000	180.43	Corporate Debts	Debt Others

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mahindra Manulife Low Duration Fund - Dir (IDCW-W)	593.88	0.45%	1.72%	3.81%	8.78%	6.94%
Nippon India Low Duration Fund - Direct (IDCW-W)	9003.76	0.61%	1.88%	3.96%	8.36%	7.02%
Kotak Low Duration Fund - Direct (IDCW-Standard)	12509.46	0.58%	1.93%	3.99%	8.14%	6.77%
Kotak Low Duration Fund - Direct (G)	12509.46	0.58%	1.93%	3.99%	8.14%	6.77%
Aditya Birla SL Low Duration Fund-Dir (IDCW-W)	11627.66	0.57%	1.83%	3.94%	8.05%	7.23%

News

Kotak Mahindra MF announces change in Tier ' 2 Benchmark index under its scheme

Kotak Mahindra Mutual Fund has announced change in the Tier ' 2 Benchmark shall be discontinued with effect from December 30, 2024.

Change in name of Benchmark of Kotak Money Market Fund

Scheme Name	Existing Benchmark (Tier 2)	Revised Benchmark (Tier 2)
Kotak Money Market Fund	Nifty Money Market Index	NIL
Kotak Bond Short Term Fund	Nifty Short Duration Debt Index	NIL
Kotak Savings Fund	Nifty Ultra Short Duration Debt Index	NIL
Kotak Medium Term Fund	Nifty Medium Duration Debt Index	NIL
Kotak Low Duration Fund	Nifty Low Duration Debt Index	NIL
Kotak Bond Fund	Nifty Medium to Long Duration Debt Index	NIL
Kotak Credit Risk Fund	Nifty Credit Risk Bond Index	NIL
Kotak Dynamic Bond Fund	Nifty Composite Debt Index	NIL
Kotak Liquid Fund	Nifty Liquid Index	NIL

Powered by Capital Market - Live News

Kotak Mutual Fund announces change in Exit Load Structure

Kotak Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 23 December 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
Kotak Transportation & Logistics Fund	' For redemption / switch out within 30 days from the date of allotment: 1% ' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load. No exit load will be chargeable in case of switches made between different plans/options of the scheme. The AMC reserves the right to change / modify the Load structure the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulations and circulars issued thereunder from time to time.	' For redemption / switch out within 90 days from the date of allotment: 0.5% ' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load. No exit load will be chargeable in case of switches made between different plans/options of the scheme. The AMC reserves the right to change / modify the Load structure the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulations and circulars issued thereunder from time to time.

Name of the Scheme

Existing Exit Load Structure

Revised Exit Load Structure

Kotak Transportation & Logistics Fund

' For redemption / switch out within 30 days from the date of allotment: 1%

' If units are redeemed or switched out on or after 30 days from the date of allotment: NIL

Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.

Units issued on reinvestment of IDCW shall not be subject to entry and exit load.

No exit load will be chargeable in case of switches made between different plans/options of the scheme.

The AMC reserves the right to change / modify the Load structure the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulations and circulars issued thereunder from time to time.

' For redemption / switch out within 90 days from the date of allotment: 0.5%

' If units are redeemed or switched out on or after 90 days from the date of allotment -Nil

Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.

Units issued on reinvestment of IDCW shall not be subject to entry and exit load.

No exit load will be chargeable in case of switches made between different plans/options of the scheme.

The AMC reserves the right to change / modify the Load structure the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulations and circulars issued thereunder from time to time.

Powered by Capital Market - Live News

Kotak Equity Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 23 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Equity Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Regular Plan ' Monthly IDCW Option: Rs 0.0353
Direct Plan ' Monthly IDCW Option: Rs 0.04519
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

29 February 2008

Total AUM (Cr)

₹12490.29

Kotak Low Duration Fund - Regular (IDCW-Standard) is an Low Duration Fund-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in 29 February 2008, this fund is managed by Deepak Agrawal. With assets under management (AUM) worth ₹12,490.29 (Cr), as of 1 January 2025, Kotak Low Duration Fund - Regular (IDCW-Standard) is categorized as a Low Duration Fund within its segment. The fund has generated a return of 7.44% since its launch.
The current NAV of Kotak Low Duration Fund - Regular (IDCW-Standard) is ₹1,226.76, as on 1 January 2025. The fund's benchmark index is NIFTY Low Duration Debt Index A-I. You can invest in Kotak Low Duration Fund - Regular (IDCW-Standard) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil W.E.F.: March 02, 2012. The fund has generated 5.95% and 5.82% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.74% in Debt and 1.26% in cash and cash equivalents.

FAQs

How to Invest in Kotak Low Duration Fund - Regular (IDCW-Standard) Direct Growth?

Kotak Low Duration Fund - Regular (IDCW-Standard) is a popular fund in the Low Duration Fund segment. The fund has generated a return of 7.44% since inception. Looking to invest in Kotak Low Duration Fund - Regular (IDCW-Standard) How about earning 1% extra return? All this is possible with m.Stock! Investing in Kotak Low Duration Fund - Regular (IDCW-Standard) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Kotak Low Duration Fund - Regular (IDCW-Standard)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Kotak Low Duration Fund - Regular (IDCW-Standard) today and reap the benefits of this Low Duration Fund fund!

How much returns has Kotak Low Duration Fund - Regular (IDCW-Standard) Direct Growth generated?

In the short term, i.e., 1 year, Kotak Low Duration Fund - Regular (IDCW-Standard) has generated annualised return of 7.30%. In the long-term, the fund has generated 5.95% and 5.82% in 3 and 5 years respectively. Since its inception, the fund has generated 7.44% returns.

What is the expense ratio of Kotak Low Duration Fund - Regular (IDCW-Standard) Direct Growth?

The expense ratio of Kotak Low Duration Fund - Regular (IDCW-Standard) Direct Growth is 1.17%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Kotak Low Duration Fund - Regular (IDCW-Standard) Fund Direct Growth?

The Assets Under Management (AUM) of Kotak Low Duration Fund - Regular (IDCW-Standard) is ₹12,490.29 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Kotak Low Duration Fund - Regular (IDCW-Standard) Direct Growth?

Redeeming or selling units of Kotak Low Duration Fund - Regular (IDCW-Standard) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Kotak Low Duration Fund - Regular (IDCW-Standard):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Kotak Low Duration Fund - Regular (IDCW-Standard)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).