Mutual Funds
JM Low Duration Fund (G)

JM Low Duration Fund (G)

Low Duration Fund

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NAV
35.60(0.03%)
Fund Size (CR)
₹231.17
Expense Ratio
0.73
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
7.20%

Absolute Return: 1.59%

Annualized Return: 0%

Basic Details

Scheme Manager

Killol Pandya

Bench Mark

CRISIL Low Duration Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20 December 2024	10011.61	0.12%	-	0.09%	75/219
1 Month	27 November 2024	10049.68	0.50%	-	0.48%	140/219
3 Month	27 September 2024	10167.62	1.68%	-	1.70%	150/219
6 Month	27 June 2024	10356.62	3.57%	-	3.66%	152/219
1 Year	27 December 2023	10730.10	7.30%	7.30%	7.60%	152/219
3 Year	27 December 2021	11901.02	19.01%	5.97%	6.27%	170/216
5 Year	27 December 2019	15561.12	55.61%	9.25%	6.24%	6/216
Since Inception	28 September 2006	35593.37	255.93%	7.20%	7.03%	96/219

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,20,000	124489.33	3.74%	3.74%
3 Year	3 January 2022	3,60,000	398063.96	10.57%	3.41%
5 Year	1 January 2020	6,00,000	712385.85	18.73%	3.49%
10 Year	1 January 2015	12,00,000	1643928.85	36.99%	3.20%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.15%

Standard Deviation

0.01%

Beta

-1.94%

Sharpe Ratio

5.11%

Treynor's Ratio

-1.08%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
N A B A R D	8.57%	200	19.91	Corporate Debts	Debt Others
Larsen & Toubro	6.45%	150	14.99	Corporate Debts	Debt Others
Power Fin.Corpn.	6.43%	150	14.93	Corporate Debts	Debt Others
Shriram Finance	4.33%	1000	10.05	Corporate Debts	Debt Others
360 One Prime	4.31%	100000	10.02	Corporate Debts	Debt Others
S I D B I	4.30%	100	10.00	Corporate Debts	Debt Others
LIC Housing Fin.	4.29%	100	9.96	Corporate Debts	Debt Others
Godrej Industrie	4.28%	100	9.95	Corporate Debts	Debt Others
E X I M Bank	3.45%	80	8.02	Corporate Debts	Debt Others
Sikka Ports	2.97%	70	6.91	Corporate Debts	Debt Others

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mahindra Manulife Low Duration Fund - Dir (IDCW-W)	593.88	0.54%	1.85%	3.90%	8.91%	6.98%
Aditya Birla SL Low Duration Fund-Dir (IDCW-W)	11627.66	0.56%	1.85%	3.97%	8.43%	7.22%
Nippon India Low Duration Fund - Direct (IDCW-W)	9003.76	0.59%	1.91%	3.94%	8.35%	7.01%
Kotak Low Duration Fund - Direct (IDCW-Standard)	12509.46	0.55%	1.94%	3.97%	8.15%	6.75%
Kotak Low Duration Fund - Direct (G)	12509.46	0.55%	1.94%	3.97%	8.15%	6.75%

News

JM MF announces change in Fund Manager of the following schemes

JM Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 05 November 2024

Change in Fund Managers of the Schemes:

Scheme Name	Fund Manager	Co-Fund Managers
JM Overnight Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Liquid Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Short Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Dynamic Bond Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Low Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Medium to Long Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar

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JM Financial Mutual Fund announces change in Key Personnel
JM Financial Mutual Fund has announced that Mr. Rahul Sanghvi has been appointed as a Fund Manager on the Board of JM Financial Management Company Ltd. effective October 23, 2024.
Details of Mr. Rahul Sanghvi
Age: 50 years
Designation: Additional Director
Qualification: BA HONS - Political Science
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Fund House Details & Investment Objective

Date of Incorporation

25 September 2006

Total AUM (Cr)

₹232.38

JM Low Duration Fund (G) is an Low Duration Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 25 September 2006, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹232.38 (Cr), as of 27 December 2024, JM Low Duration Fund (G) is categorized as a Low Duration Fund within its segment. The fund has generated a return of 7.20% since its launch.
The current NAV of JM Low Duration Fund (G) is ₹35.6, as on 27 December 2024. The fund's benchmark index is CRISIL Low Duration Debt A-I Index. You can invest in JM Low Duration Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out within 60 days from the date of allotment. Nil - If redeemed/switched out after 60 days from the date of allotment. The fund has generated 5.97% and 9.25% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.40% in Debt and 3.59% in cash and cash equivalents.

FAQs

How to Invest in JM Low Duration Fund (G) Direct Growth?

JM Low Duration Fund (G) is a popular fund in the Low Duration Fund segment. The fund has generated a return of 7.20% since inception. Looking to invest in JM Low Duration Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Low Duration Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, JM Low Duration Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Low Duration Fund (G) today and reap the benefits of this Low Duration Fund fund!

How much returns has JM Low Duration Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, JM Low Duration Fund (G) has generated annualised return of 7.30%. In the long-term, the fund has generated 5.97% and 9.25% in 3 and 5 years respectively. Since its inception, the fund has generated 7.20% returns.

What is the expense ratio of JM Low Duration Fund (G) Direct Growth?

The expense ratio of JM Low Duration Fund (G) Direct Growth is 0.73%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Low Duration Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of JM Low Duration Fund (G) is ₹232.38 (Cr) as of 2024-12-27 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Low Duration Fund (G) Direct Growth?

Redeeming or selling units of JM Low Duration Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from JM Low Duration Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case JM Low Duration Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).