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JM Liquid Fund - (IDCW-Q)

Liquid Fund
Invest Now

  • NAV

    38.99(0.02%)

  • Fund Size (CR)

    ₹3,204.7

  • Expense Ratio

    0.25

  • Scheme Type

    Active Fund

  • Value Research

  • Min. investment

    ₹1,000

  • Minimum Additional Investment

    ₹100

  • Minimum SIP Investment

    ₹100

  • Minimum Withdrawal

    ₹500

  • Exit Load 0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment.

    0.007%

  • Return Since Launch

    6.64%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 1.72%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Killol Pandya

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 23 December 202410012.160.12%-0.15%181/377
1 Month29 November 202410054.770.55%-0.61%94/377
3 Month30 September 202410167.851.68%-1.71%203/375
6 Month30 June 202410346.283.46%-3.42%211/375
1 Year29 December 202310723.207.23%7.23%7.02%228/375
3 Year30 December 202112020.1120.20%6.33%6.15%191/351
5 Year30 December 201912911.3829.11%5.24%5.12%193/336
Since Inception23 September 200339271.54292.72%6.64%6.30%187/377

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 January 20241,30,000162920.8325.32% 25.32%
3 Year2 January 20223,70,000496055.4934.07% 10.27%
5 Year1 January 20206,10,000857761.2740.62% 7.06%
10 Year1 January 201512,10,0001977930.3463.47% 5.04%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.11%

Standard Deviation

0.00%

Beta

-1.77%

Sharpe Ratio

17.21%

Treynor's Ratio

-0.72%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
KOTAK MAHI. INV.1.56%50050.00Corporate DebtsDebt Others
REC Ltd1.56%50050.06Corporate DebtsDebt Others
Bajaj Housing0.78%25024.99Corporate DebtsDebt Others
Power Fin.Corpn.0.78%25025.00Corporate DebtsDebt Others
TBILL-364D2.34%750000074.85T BillsT Bills
TBILL-364D1.56%500000049.84T BillsT Bills
TBILL-364D1.55%500000049.78T BillsT Bills
TBILL-364D1.55%500000049.60T BillsT Bills
TBILL-364D1.55%500000049.53T BillsT Bills
TBILL-91D1.54%500000049.29T BillsT Bills

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
TRUSTMF Liquid Fund - Direct (IDCW-D) RI
280.910.85%2.34%4.75%9.77%8.61%
Bandhan Liquid Fund - Direct (IDCW-D)
13773.880.69%2.22%4.52%9.69%8.43%
Aditya Birla SL Liquid Fund - Direct (IDCW-W)
44520.600.43%1.60%3.45%8.89%6.33%
TRUSTMF Liquid Fund - Direct (IDCW-W)
280.910.66%1.96%3.92%8.30%7.61%
Groww Liquid Fund - Direct (IDCW-Frt)
154.050.56%1.72%3.55%8.01%6.21%

News

  • JM MF announces change in Fund Manager of the following schemes

    JM Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 05 November 2024

    Change in Fund Managers of the Schemes:

    Scheme Name Fund Manager Co-Fund Managers
    JM Overnight Fund Mr. Killol Pandya Ms. Naghma Khoja
    Ms. Ruchi Fozdar
    JM Liquid Fund Mr. Killol Pandya Ms. Naghma Khoja
    Ms. Ruchi Fozdar
    JM Short Duration Fund Mr. Killol Pandya Ms. Naghma Khoja
    Ms. Ruchi Fozdar
    JM Dynamic Bond Fund Mr. Killol Pandya Ms. Naghma Khoja
    Ms. Ruchi Fozdar
    JM Low Duration Fund Mr. Killol Pandya Ms. Naghma Khoja
    Ms. Ruchi Fozdar
    JM Medium to Long Duration Fund Mr. Killol Pandya Ms. Naghma Khoja
    Ms. Ruchi Fozdar

    Powered by Capital Market - Live News

  • JM Financial Mutual Fund announces change in Key Personnel

    JM Financial Mutual Fund has announced that Mr. Rahul Sanghvi has been appointed as a Fund Manager on the Board of JM Financial Management Company Ltd. effective October 23, 2024.

    Details of Mr. Rahul Sanghvi

    Age: 50 years

    Designation: Additional Director

    Qualification: BA HONS - Political Science

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

8 October 2003

Total AUM (Cr)

₹3204.70

JM Liquid Fund - (IDCW-Q) is an Liquid Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 8 October 2003, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹3,204.7 (Cr), as of 1 January 2025, JM Liquid Fund - (IDCW-Q) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.64% since its launch.
The current NAV of JM Liquid Fund - (IDCW-Q) is ₹38.99, as on 1 January 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in JM Liquid Fund - (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 6.33% and 5.24% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.63% in Debt and 0.37% in cash and cash equivalents.

FAQs

How to Invest in JM Liquid Fund - (IDCW-Q) Direct Growth?

JM Liquid Fund - (IDCW-Q) is a popular fund in the Liquid Fund segment. The fund has generated a return of 6.64% since inception. Looking to invest in JM Liquid Fund - (IDCW-Q) How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Liquid Fund - (IDCW-Q) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, JM Liquid Fund - (IDCW-Q)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Liquid Fund - (IDCW-Q) today and reap the benefits of this Liquid Fund fund!

How much returns has JM Liquid Fund - (IDCW-Q) Direct Growth generated?

In the short term, i.e., 1 year, JM Liquid Fund - (IDCW-Q) has generated annualised return of 7.23%. In the long-term, the fund has generated 6.33% and 5.24% in 3 and 5 years respectively. Since its inception, the fund has generated 6.64% returns.

What is the expense ratio of JM Liquid Fund - (IDCW-Q) Direct Growth?

The expense ratio of JM Liquid Fund - (IDCW-Q) Direct Growth is 0.25%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Liquid Fund - (IDCW-Q) Fund Direct Growth?

The Assets Under Management (AUM) of JM Liquid Fund - (IDCW-Q) is ₹3,204.7 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Liquid Fund - (IDCW-Q) Direct Growth?

Redeeming or selling units of JM Liquid Fund - (IDCW-Q) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from JM Liquid Fund - (IDCW-Q):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case JM Liquid Fund - (IDCW-Q)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Note : Securities shown above are only for illustrative purposes and not recommendatory in nature. The data represents best/cumulative figures till date.