Can I invest in SIP and Lumpsum in JM Flexicap Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in JM Flexicap Fund - Direct (IDCW). Minimum lumpsum investment JM Flexicap Fund - Direct (IDCW) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of JM Flexicap Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of JM Flexicap Fund - Direct (IDCW) is JM Flexicap Fund - Direct (IDCW) is ₹98.64 as on 2025-02-03.

Which are the biggest stock holdings of JM Flexicap Fund - Direct (IDCW)?

The 5 biggest stock holdings of JM Flexicap Fund - Direct (IDCW) are: HDFC Bank (5.80%), Infosys (4.66%), ICICI Bank (4.14%), St Bk of India (3.76%), Dr Reddy's Labs (3.44%)

What are the top sectors JM Flexicap Fund - Direct (IDCW) invests in?

A majority of JM Flexicap Fund - Direct (IDCW) 's AUM worth ₹5,338.35 (Cr) is invested in these 3 top sectors: Banks : 16.75% Pharmaceuticals & Biotech : 11.74% Consumer Durables : 7.68%

Mutual Funds
JM Flexicap Fund - Direct (IDCW)

JM Flexicap Fund - Direct (IDCW)

Flexi Cap Fund

Invest Now

NAV
98.64(-0.45%)
Fund Size (CR)
₹5,338.35
Expense Ratio
0.52
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
18.31%

Absolute Return: -7.12%

Annualized Return: 0%

Basic Details

Scheme Manager

Satish Ramanathan

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2025	10207.27	2.07%	-	2.62%	115/164
1 Month	3 January 2025	9163.96	-8.36%	-	-6.90%	123/164
3 Month	31 October 2024	9222.55	-7.77%	-	-5.65%	141/164
6 Month	2 August 2024	9087.03	-9.13%	-	-6.33%	138/164
1 Year	2 February 2024	11731.70	17.32%	17.32%	11.20%	17/160
3 Year	3 February 2022	18912.76	89.13%	23.67%	13.56%	1/116
5 Year	3 February 2020	28907.54	189.08%	23.65%	17.78%	9/100
Since Inception	2 January 2013	76421.96	664.22%	18.31%	16.75%	52/164

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	116647.98	-2.79%	-2.79%
3 Year	2 March 2022	3,60,000	526340.91	46.21%	13.50%
5 Year	3 February 2020	6,10,000	1189606.97	95.02%	14.29%
10 Year	2 March 2015	12,00,000	3503422.16	191.95%	11.31%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.93%

Standard Deviation

0.92%

Beta

1.38%

Sharpe Ratio

0.11%

Treynor's Ratio

10.77%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.80%	1745500	309.45	Equity	Banks
Infosys	4.66%	1322750	248.68	Equity	IT - Software
ICICI Bank	4.14%	1725800	221.19	Equity	Banks
St Bk of India	3.76%	2525000	200.72	Equity	Banks
Dr Reddy's Labs	3.44%	1320801	183.39	Equity	Pharmaceuticals
ITC	3.27%	3606000	174.40	Equity	Tobacco Products
Bharti Airtel	2.97%	1000000	158.78	Equity	Telecomm-Service
Tech Mahindra	2.78%	869300	148.32	Equity	IT - Software
Biocon	2.75%	4020318	146.88	Equity	Pharmaceuticals
Larsen & Toubro	2.47%	366022	132.05	Equity	Infrastructure Developers & Operators

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Flexicap Fund - Direct (IDCW)	5338.35	-8.36%	-7.77%	-9.13%	17.32%	23.67%
Motilal Oswal Flexi Cap Fund-Dir(IDCW)	13162.07	-12.34%	-4.26%	0.30%	27.40%	19.39%
Motilal Oswal Flexi Cap Fund-Dir(G)	13162.07	-12.34%	-4.26%	0.30%	27.40%	19.38%
Invesco India Flexi Cap Fund - Direct (IDCW)	2575.92	-9.75%	-4.53%	-1.14%	21.18%	-
Invesco India Flexi Cap Fund - Direct (G)	2575.92	-9.76%	-4.58%	-1.20%	21.04%	-
360 ONE FlexiCap Fund - Direct (G)	1332.11	-7.58%	-6.47%	-6.72%	18.83%	-

News

JM Financial MF announces change in Fund Manager of the following scheme

JM Financial Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27 January 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager
JM Large Cap Fund	Mr. Satish Ramanathan Co-Fund Managers: Mr. Chaitanya Choksi, Mr. Asit Bhandarkar & & Ms. Ruchi Fozdar (Debt Portion)	Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar , Mr. Deepak Gupta & Ms. Ruchi Fozdar (Debt Portion)

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JM MF announces change in Fund Manager of the following schemes

JM Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 05 November 2024

Change in Fund Managers of the Schemes:

Scheme Name	Fund Manager	Co-Fund Managers
JM Overnight Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Liquid Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Short Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Dynamic Bond Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Low Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Medium to Long Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar

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JM Financial Mutual Fund announces change in Key Personnel
JM Financial Mutual Fund has announced that Mr. Rahul Sanghvi has been appointed as a Fund Manager on the Board of JM Financial Management Company Ltd. effective October 23, 2024.
Details of Mr. Rahul Sanghvi
Age: 50 years
Designation: Additional Director
Qualification: BA HONS - Political Science
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹5338.35

JM Flexicap Fund - Direct (IDCW) is an Flexi Cap Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 1 January 2013, this fund is managed by Satish Ramanathan. With assets under management (AUM) worth ₹5,338.35 (Cr), as of 3 February 2025, JM Flexicap Fund - Direct (IDCW) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 18.31% since its launch.
The current NAV of JM Flexicap Fund - Direct (IDCW) is ₹98.64, as on 3 February 2025. The fund's benchmark index is BSE 500 TRI. You can invest in JM Flexicap Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out within 30 days from the date of allotment. Nil - If redeemed/switched out after 30 days from the date of allotment. The fund has generated 23.67% and 23.65% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.78% in Equity, 4.17% in Debt and 0.05% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.75% in Banks, 11.74% in Pharmaceuticals & Biotech, 7.68% in Consumer Durables, 7.37% in IT-Software, 5.56% in Construction

FAQs

How to Invest in JM Flexicap Fund - Direct (IDCW) Direct Growth?

JM Flexicap Fund - Direct (IDCW) is a popular fund in the Flexi Cap Fund segment. The fund has generated a return of 18.31% since inception. Looking to invest in JM Flexicap Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Flexicap Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, JM Flexicap Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Flexicap Fund - Direct (IDCW) today and reap the benefits of this Flexi Cap Fund fund!

How much returns has JM Flexicap Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, JM Flexicap Fund - Direct (IDCW) has generated annualised return of 17.32%. In the long-term, the fund has generated 23.67% and 23.65% in 3 and 5 years respectively. Since its inception, the fund has generated 18.31% returns.

What is the expense ratio of JM Flexicap Fund - Direct (IDCW) Direct Growth?

The expense ratio of JM Flexicap Fund - Direct (IDCW) Direct Growth is 0.52%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Flexicap Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of JM Flexicap Fund - Direct (IDCW) is ₹5,338.35 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Flexicap Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of JM Flexicap Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from JM Flexicap Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case JM Flexicap Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).