ITI Balanced Advantage Fund - Direct (IDCW)

Dynamic Asset Allocation or Balanced Advantage

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NAV
13.38(-0.15%)
Fund Size (CR)
₹347.67
Expense Ratio
0.65
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
7.31%

Absolute Return: -6.28%

Annualized Return: 0%

Basic Details

Scheme Manager

Rajesh Bhatia

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	April 6, 2026	10141.22	1.41%	-	2.82%	143/151
1 Month	March 13, 2026	10042.15	0.42%	-	2.22%	145/151
3 Month	January 13, 2026	9535.14	-4.65%	-	-3.01%	131/147
6 Month	October 13, 2025	9618.19	-3.82%	-	-2.36%	111/147
1 Year	April 11, 2025	10409.62	4.10%	4.10%	5.72%	104/147
3 Year	April 13, 2023	13717.07	37.17%	11.10%	11.42%	70/121
5 Year	April 13, 2021	16221.65	62.22%	10.15%	9.86%	45/91
Since Inception	December 31, 2019	15583.00	55.83%	7.31%	8.95%	118/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	132761.59	10.63%	10.63%
3 Year	May 2, 2023	3,60,000	410577.03	14.05%	4.48%
5 Year	May 3, 2021	6,00,000	750727.14	25.12%	4.58%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.36%

Standard Deviation

0.55%

Beta

0.45%

Sharpe Ratio

-0.02%

Treynor's Ratio

3.37%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Reliance Industr	4.48%	115797	15.56	Equity	Refineries
Bharti Airtel	4.23%	82503	14.71	Equity	Telecom-Service
Infosys	3.94%	109494	13.69	Equity	IT - Software
HDFC Bank	3.64%	173118	12.66	Equity	Banks
ICICI Bank	3.50%	100789	12.15	Equity	Banks
Shriram Finance	2.95%	117510	10.25	Equity	Finance
SBI	2.40%	85300	8.35	Equity	Banks
One 97	2.34%	84766	8.13	Equity	E-Commerce/App based Aggregator
Vedanta	2.30%	122178	8.00	Equity	Mining & Mineral products
Laurus Labs	2.28%	79728	7.91	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ITI Balanced Advantage Fund - Direct (IDCW)	347.67	0.42%	-4.65%	-3.82%	4.10%	11.10%
Bank of India Balanced Advantage Fund - Direct (G)	139.84	2.08%	0.27%	3.24%	12.83%	12.24%
Bank of India Balanced Advantage Fund - Direct (IDCW)	139.84	2.07%	0.26%	3.22%	12.77%	12.17%
Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW)	4365.23	2.66%	-2.04%	-0.74%	10.73%	14.06%
Baroda BNP Paribas Balanced Advantage Fund-Dir (G)	4365.23	2.66%	-2.05%	-0.75%	10.72%	14.06%
Aditya Birla SL Balanced Advantage Fund-Dir (G)	8539.88	3.38%	-1.30%	0.96%	10.68%	13.53%

List of Schemes under ITI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ITI Multi Cap Fund	Equity	Very High	14.98%	3	₹1,200.27
ITI Large Cap Fund	Equity	Very High	5.35%	4	₹444.35
ITI Large & Mid Cap Fund	Equity	Very High	6.25%	0	₹644.87
ITI Mid Cap Fund	Equity	Very High	14.48%	4	₹1,183.91
ITI Small Cap Fund	Equity	Very High	10.58%	3	₹2,492.96
ITI Value Fund	Equity	Very High	11.01%	2	₹304.99
ITI Focused Fund	Equity	Very High	15.62%	0	₹492.61
ITI Pharma and Healthcare Fund	Equity	Very High	1.39%	3	₹211.30
ITI Banking and Financial Services Fund	Equity	Very High	13.35%	2	₹321.16
ITI Bharat Consumption Fund	Equity	Very High	3.07%	0	₹309.88
ITI Business Cycle Fund	Equity	Very High	0%	0	₹92.78
ITI ELSS Tax Saver Fund	Equity	Very High	8.8%	4	₹368.57
ITI Overnight Fund	Debt	Low	5.23%	1	₹24.71
ITI Liquid Fund	Debt	Moderately Low	6.27%	2	₹57.97
ITI Ultra Short Duration Fund	Debt	Moderately Low	6.58%	3	₹221.90
ITI Dynamic Bond Fund	Debt	Moderately Low	2.68%	3	₹30.21
ITI Banking and PSU Debt Fund	Debt	Moderate	5.76%	5	₹37.74
ITI Balanced Advantage Fund	Hybrid	Moderately High	4.09%	2	₹347.67
ITI Arbitrage Fund	Hybrid	Low	7.02%	1	₹72.91
ITI Flexi Cap Fund	Equity	Very High	13.17%	0	₹1,133.99

News

ITI Mutual Fund announces change in fund manager under its schemes

ITI Mutual Fund has announced change in fund manager under the following schemes, With effect from 14 April 2026.

Change in the Fund Manager of scheme(s) of ITI Mutual Fund

Scheme Name	Name of Existing Fund Manager(s)	Name of Existing Co Fund Manager's	Revised
ITI Pharma and Healthcare Fund	Mr. Rohan Korde	Mr. Dhimant Shah	Mr. Dhimant Shah
ITI Banking and Financial Services Fund	Mr. Nilay Dalal	Mr. Rohan Korde	Mr. Nilay Dalal
ITI Flexi Cap Fund	Mr. Dhimant Shah	Mr. Rohan Korde	Mr. Dhimant Shah
ITI Focused Fund	Mr. Dhimant Shah	Mr. Rohan Korde	Mr. Dhimant Shah
ITI Large & Mid Cap Fund	Mr. Alok Ranjan	Mr. Rohan Korde	Mr. Alok Ranjan
ITI Bharat Consumption Fund	Mr. Rohan Korde	Mr. Dhimant Shah	Mr. Dhimant Shah
ITI Multi Cap Fund	Mr. Dhimant Shah	Mr. Rohan Korde	Mr. Dhimant Shah
ITI Large Cap Fund	Mr. Alok Ranjan	Mr. Rohan Korde	Mr. Alok Ranjan
ITI Mid Cap Fund	Mr. Rohan Korde	Mr. Dhimant Shah	Mr. Dhimant Shah
ITI Small Cap Fund	Mr. Dhimant Shah	Mr. Rohan Korde	Mr. Dhimant Shah
ITI Value Fund	Mr. Rohan Korde	Mr. Dhimant Shah	Mr. Dhimant Shah
ITI Balanced Advantage Fund	Mr. Rajesh Bhatia	Mr. Rohan Korde, Mr. Laukik Bagwe and Mr. Vasav Sahgal	Mr. Rajesh Bhatia, Mr. Laukik Bagwe and Mr. Vasav Sahgal
ITI Arbitrage Fund	Mr. Vikas Nathani	Mr. Rohan Korde and Mr. Laukik Bagwe	Mr. Vikas Nathani and Mr. Laukik Bagwe

ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 30 March 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.10
Direct Plan ' IDCW: 0.10
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ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
ITI Mutual Fund has announced 03 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.12
Direct Plan ' IDCW: 0.12
ITI Consumption Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Banking and Financial Services Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Flexi Cap Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Focused Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Large Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI ELSS Tax Saver Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Multi Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Mid Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Small Cap Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Value Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
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Fund House Details & Investment Objective

Date of Incorporation

December 9, 2019

Total AUM (Cr)

₹347.67

ITI Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in December 9, 2019, this fund is managed by Rajesh Bhatia. With assets under management (AUM) worth ₹347.67 (Cr), as of April 13, 2026, ITI Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 7.31% since its launch.
The current NAV of ITI Balanced Advantage Fund - Direct (IDCW) is ₹13.38, as on April 13, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index TRI. You can invest in ITI Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.10% and 10.15% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.78% in Equity, 23.83% in Debt and 8.39% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 26.16% in Debt, 11.66% in Banks, 7.91% in Cash & Others, 6.23% in Finance, 5.28% in Pharmaceuticals & Biotech

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