Can I invest in SIP and Lumpsum in ICICI Pru Equity & Debt Fund - Direct (IDCW-M) Direct Growth?

Yes, you can invest both lumpsum and SIP in ICICI Pru Equity & Debt Fund - Direct (IDCW-M). Minimum lumpsum investment ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) Direct Growth?

The latest NAV (Net Asset Value) of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is ₹63.42 as on 2025-03-12.

Which are the biggest stock holdings of ICICI Pru Equity & Debt Fund - Direct (IDCW-M)?

The 5 biggest stock holdings of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) are: HDFC Bank (6.86%), ICICI Bank (6.35%), NTPC (5.49%), Maruti Suzuki (5.11%), Bharti Airtel (4.45%)

What are the top sectors ICICI Pru Equity & Debt Fund - Direct (IDCW-M) invests in?

A majority of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) 's AUM worth ₹38,507.07 (Cr) is invested in these 3 top sectors: Debt : 22.70% Banks : 17.46% Automobiles : 8.71%

Mutual Funds
ICICI Pru Equity & Debt Fund - Direct (IDCW-M)

ICICI Pru Equity & Debt Fund - Direct (IDCW-M)

Aggressive Hybrid Fund

Invest Now

NAV
63.42(-0.03%)
Fund Size (CR)
₹38,507.07
Expense Ratio
1.02
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
16.95%

Absolute Return: -5.55%

Annualized Return: 0%

Basic Details

Scheme Manager

Sankaran Naren

Bench Mark

CRISIL Hybrid 35+65 - Aggressive Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	4 March 2025	10171.34	1.71%	-	1.16%	27/207
1 Month	11 February 2025	9900.59	-0.99%	-	-2.60%	15/207
3 Month	11 December 2024	9484.84	-5.15%	-	-9.52%	16/207
6 Month	11 September 2024	9394.70	-6.05%	-	-9.17%	15/207
1 Year	11 March 2024	10626.46	6.26%	6.26%	4.20%	39/207
3 Year	11 March 2022	16262.81	62.63%	17.58%	11.86%	18/207
5 Year	11 March 2020	29508.23	195.08%	24.15%	15.64%	13/203
Since Inception	1 January 2013	67534.00	575.34%	16.95%	11.62%	9/207

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	209486.48	74.57%	74.57%
3 Year	1 April 2022	3,60,000	782617.15	117.39%	29.54%
5 Year	1 April 2020	6,00,000	1627010.55	171.17%	22.08%
10 Year	1 April 2015	12,00,000	4052045.70	237.67%	12.94%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.81%

Standard Deviation

0.70%

Beta

1.01%

Sharpe Ratio

0.01%

Treynor's Ratio

7.58%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.86%	15255052	2642.79	Equity	Banks
ICICI Bank	6.35%	20309765	2445.50	Equity	Banks
NTPC	5.49%	67916745	2115.27	Equity	Power Generation & Distribution
Maruti Suzuki	5.11%	1646589	1966.99	Equity	Automobile
Bharti Airtel	4.45%	10920680	1714.77	Equity	Telecomm-Service
Sun Pharma.Inds.	4.17%	10075438	1605.27	Equity	Pharmaceuticals
O N G C	3.18%	54447874	1226.44	Equity	Crude Oil & Natural Gas
Reliance Industr	2.93%	9398686	1127.94	Equity	Refineries
Avenue Super.	2.83%	3196567	1088.10	Equity	Retail
Axis Bank	2.67%	10125460	1028.29	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Equity & Debt Fund - Direct (IDCW-M)	38507.07	-0.99%	-5.15%	-6.05%	6.26%	17.58%
DSP Aggressive Hybrid Fund - Direct (G)	9794.68	-1.64%	-6.79%	-6.06%	13.50%	15.07%
DSP Aggressive Hybrid Fund - Direct (IDCW)	9794.68	-1.64%	-6.79%	-6.07%	13.49%	14.94%
Invesco India Aggressive Hybrid Fund - Direct (G)	570.18	-3.38%	-11.87%	-7.75%	10.15%	15.99%
Invesco India Aggressive Hybrid Fund - Direct (IDCW)	570.18	-3.38%	-11.88%	-7.78%	10.08%	15.93%
SBI Equity Hybrid Fund - Direct (G)	68440.31	-0.88%	-4.91%	-4.09%	8.89%	11.41%

News

ICICI Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ICICI Prudential Mutual Fund has announced 17 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ICICI Prudential ESG Exclusionary Strategy Fund:
Regular Plan ' IDCW: 1.15
Direct Plan ' IDCW: 1.15
Powered by Capital Market - Live News

ICICI Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under Two schemes
ICICI Prudential Mutual Fund has announced 04 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ICICI Prudential Equity & Debt Fund:
Regular Plan ' IDCW: 0.16
Direct Plan ' IDCW: 0.16
ICICI Prudential Multi'Asset Fund:
Regular Plan ' IDCW: 0.1600
Direct Plan ' IDCW: 0.1600
ICICI Prudential Banking & PSU Debt Fund:
Regular Plan ' Quarterly IDCW: 0.1535
Direct Plan ' Quarterly IDCW: 0.1912
ICICI Prudential Constant Maturity Gilt Fund:
Regular Plan ' Quarterly IDCW: 0.1289
Direct Plan ' Quarterly IDCW: 0.1358
Powered by Capital Market - Live News

ICICI Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under Two schemes
ICICI Prudential Mutual Fund has announced 03 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ICICI Prudential Balanced Advantage Fund:
Regular Plan ' IDCW: 0.07
Direct Plan ' IDCW: 0.07
ICICI Pru Equity - Arbitrage Fund:
Regular Plan ' IDCW: 0.0500
Direct Plan ' IDCW: 0.0500
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹38507.07

ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is an Aggressive Hybrid Fund-oriented fund from the renowned AMC, ICICI Prudential Mutual Fund. Launched in 1 January 2013, this fund is managed by Sankaran Naren. With assets under management (AUM) worth ₹38,507.07 (Cr), as of 12 March 2025, ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is categorized as a Aggressive Hybrid Fund within its segment. The fund has generated a return of 16.95% since its launch.
The current NAV of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is ₹63.42, as on 12 March 2025. The fund's benchmark index is CRISIL Hybrid 35+65 - Aggressive Index. You can invest in ICICI Pru Equity & Debt Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 30% of units (the limit) purchased or switched within 1 year from the date of allotment 1.00% - if units purchased or switched in from another Scheme of the Fund are redeemed or switched out within 1 year from the date of allotment. Nil - If units purchased or switched in from another Scheme of the Fund are redeemed or switched out after 1 year from the date of allotment. The fund has generated 17.58% and 24.15% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 74.37% in Equity, 25.62% in Debt and .
The top 5 sectors the fund invests in are: 22.70% in Debt, 17.46% in Banks, 8.71% in Automobiles, 6.03% in Power, 5.98% in Pharmaceuticals & Biotech

FAQs

How to Invest in ICICI Pru Equity & Debt Fund - Direct (IDCW-M) Direct Growth?

ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is a popular fund in the Aggressive Hybrid Fund segment. The fund has generated a return of 16.95% since inception. Looking to invest in ICICI Pru Equity & Debt Fund - Direct (IDCW-M) How about earning 1% extra return? All this is possible with m.Stock! Investing in ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, ICICI Pru Equity & Debt Fund - Direct (IDCW-M)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in ICICI Pru Equity & Debt Fund - Direct (IDCW-M) today and reap the benefits of this Aggressive Hybrid Fund fund!

How much returns has ICICI Pru Equity & Debt Fund - Direct (IDCW-M) Direct Growth generated?

In the short term, i.e., 1 year, ICICI Pru Equity & Debt Fund - Direct (IDCW-M) has generated annualised return of 6.26%. In the long-term, the fund has generated 17.58% and 24.15% in 3 and 5 years respectively. Since its inception, the fund has generated 16.95% returns.

What is the expense ratio of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) Direct Growth?

The expense ratio of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) Direct Growth is 1.02%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) Fund Direct Growth?

The Assets Under Management (AUM) of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is ₹38,507.07 (Cr) as of 2025-03-12 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from ICICI Pru Equity & Debt Fund - Direct (IDCW-M) Direct Growth?

Redeeming or selling units of ICICI Pru Equity & Debt Fund - Direct (IDCW-M) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from ICICI Pru Equity & Debt Fund - Direct (IDCW-M):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case ICICI Pru Equity & Debt Fund - Direct (IDCW-M)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).