Can I invest in SIP and Lumpsum in HDFC Hybrid Debt Fund - Direct (IDCW-M) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC Hybrid Debt Fund - Direct (IDCW-M). Minimum lumpsum investment HDFC Hybrid Debt Fund - Direct (IDCW-M) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC Hybrid Debt Fund - Direct (IDCW-M) Direct Growth?

The latest NAV (Net Asset Value) of HDFC Hybrid Debt Fund - Direct (IDCW-M) is HDFC Hybrid Debt Fund - Direct (IDCW-M) is ₹15.76 as on 2025-02-20.

Which are the biggest stock holdings of HDFC Hybrid Debt Fund - Direct (IDCW-M)?

The 5 biggest stock holdings of HDFC Hybrid Debt Fund - Direct (IDCW-M) are: ICICI Bank (2.24%), HDFC Bank (1.81%), St Bk of India (1.17%), Axis Bank (0.98%), Infosys (0.97%)

What are the top sectors HDFC Hybrid Debt Fund - Direct (IDCW-M) invests in?

A majority of HDFC Hybrid Debt Fund - Direct (IDCW-M) 's AUM worth ₹3,292.9 (Cr) is invested in these 3 top sectors: Debt : 75.68% Banks : 6.96% Cash & Others : 2.46%

Mutual Funds
HDFC Hybrid Debt Fund - Direct (IDCW-M)

HDFC Hybrid Debt Fund - Direct (IDCW-M)

Conservative Hybrid Fund

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NAV
15.76(0.08%)
Fund Size (CR)
₹3,292.9
Expense Ratio
1.21
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
9.86%

Absolute Return: -1.70%

Annualized Return: 0%

Basic Details

Scheme Manager

Shobhit Mehrotra

Bench Mark

NIFTY 50 Hybrid Composite Debt 15:85 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11 February 2025	9981.72	-0.18%	-	-0.30%	44/120
1 Month	17 January 2025	9972.40	-0.28%	-	-0.53%	53/120
3 Month	18 November 2024	10002.57	0.03%	-	-0.02%	77/120
6 Month	16 August 2024	10036.38	0.36%	-	0.59%	80/120
1 Year	16 February 2024	10711.55	7.12%	7.12%	7.31%	75/120
3 Year	18 February 2022	13356.33	33.56%	10.13%	8.37%	17/120
5 Year	18 February 2020	16702.63	67.03%	10.80%	8.82%	16/116
Since Inception	1 January 2013	31315.73	213.16%	9.86%	8.69%	24/120

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	311953.53	159.96%	159.96%
3 Year	2 March 2022	3,60,000	1002485.67	178.47%	40.69%
5 Year	2 March 2020	6,00,000	1747447.10	191.24%	23.84%
10 Year	2 March 2015	12,00,000	3510150.22	192.51%	11.33%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.14%

Standard Deviation

0.29%

Beta

0.83%

Sharpe Ratio

0.08%

Treynor's Ratio

2.20%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	2.24%	590000	73.92	Equity	Banks
HDFC Bank	1.81%	350000	59.46	Equity	Banks
St Bk of India	1.17%	500000	38.65	Equity	Banks
Axis Bank	0.98%	326427	32.19	Equity	Banks
Infosys	0.97%	170000	31.96	Equity	IT - Software
Bharti Airtel	0.89%	180000	29.27	Equity	Telecomm-Service
Reliance Industr	0.86%	225000	28.46	Equity	Refineries
TCS	0.83%	66226	27.23	Equity	IT - Software
Sun Pharma.Inds.	0.79%	150000	26.16	Equity	Pharmaceuticals
Larsen & Toubro	0.76%	70000	24.97	Equity	Infrastructure Developers & Operators

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Hybrid Debt Fund - Direct (IDCW-M)	3292.90	-0.28%	0.03%	0.36%	7.12%	10.13%
UTI-Conservative Hybrid Fund - Direct (Monthly-Paymen)	1632.94	-0.00%	0.33%	1.09%	9.92%	9.16%
UTI-Conservative Hybrid Fund - Direct (G)	1632.94	-0.00%	0.33%	1.09%	9.92%	9.16%
UTI-Conservative Hybrid Fund - Direct (IDCW-M)	1632.94	-0.00%	0.33%	1.09%	9.91%	9.00%
UTI-Conservative Hybrid Fund - Direct (IDCW-Flexi)	1632.94	-0.00%	0.33%	1.09%	9.91%	9.16%
Aditya Birla SL Regular Savings Fund-Dir (G)	1388.87	-0.05%	0.45%	2.26%	9.88%	8.30%

News

HDFC MF announces change in Fund Manager of the following schemes

HDFC Mutual Fund has announced change in Fund Manager of the following schemes with effect from: 01 March, 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager(s)	Proposed Fund Manager
HDFC Overnight Fund	Anil Bamboli	Swapnil Jangam
HDFC Nifty G-sec Dec 2026 Index Fund HDFC Nifty G-Sec July 2031 Index Fund HDFC Nifty G-Sec Sep 2032 Index Fund HDFC Nifty G-sec Jun 2027 Index Fund HDFC Nifty SDL Oct 2026 Index Fund HDFC NIFTY G-Sec Apr 2029 Index Fund HDFC NIFTY G-Sec Jun 2036 Index Fund HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund	Anupam Joshi	Anupam Joshi/ Sankalp Baid
HDFC Medium Term Debt Fund	Shobhit Mehrotra	Bhavyesh Divecha /Shobhit Mehrotra

(#) Mr. Swapnil Jangam continues to be Dealer ' Fixed Income.
* Mr. Dhruv Muchhal is the dedicated Fund Manager for Overseas Investments.

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HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 13 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Focused 30 Fund:
Regular Plan ' IDCW: 2.25
Direct Plan ' IDCW: 2.25
HDFC Capital Builder Value Fund:
Regular Plan ' IDCW: 2.75
Direct Plan ' IDCW: 2.75
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HDFC Mutual Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 19 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

HDFC Dynamic PE Ratio Fund of Funds HDFC Debt Advantage Fund of Funds

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Existing Scheme Name	Revised Scheme Name
HDFC Dynamic PE Ratio Fund of Funds	HDFC Debt Advantage Fund of Funds

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹3292.90

HDFC Hybrid Debt Fund - Direct (IDCW-M) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 1 January 2013, this fund is managed by Shobhit Mehrotra. With assets under management (AUM) worth ₹3,292.9 (Cr), as of 20 February 2025, HDFC Hybrid Debt Fund - Direct (IDCW-M) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 9.86% since its launch.
The current NAV of HDFC Hybrid Debt Fund - Direct (IDCW-M) is ₹15.76, as on 20 February 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 15:85 Index. You can invest in HDFC Hybrid Debt Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 1 years from the date of allotment. Nil - If Units are redeemed / switched-out after 1 years from the date of allotment. The fund has generated 10.13% and 10.80% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 21.59% in Equity, 75.68% in Debt and 2.73% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 75.68% in Debt, 6.96% in Banks, 2.46% in Cash & Others, 2.32% in IT-Software, 2.28% in Pharmaceuticals & Biotech

FAQs

How to Invest in HDFC Hybrid Debt Fund - Direct (IDCW-M) Direct Growth?

HDFC Hybrid Debt Fund - Direct (IDCW-M) is a popular fund in the Conservative Hybrid Fund segment. The fund has generated a return of 9.86% since inception. Looking to invest in HDFC Hybrid Debt Fund - Direct (IDCW-M) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Hybrid Debt Fund - Direct (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Hybrid Debt Fund - Direct (IDCW-M)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Hybrid Debt Fund - Direct (IDCW-M) today and reap the benefits of this Conservative Hybrid Fund fund!

How much returns has HDFC Hybrid Debt Fund - Direct (IDCW-M) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Hybrid Debt Fund - Direct (IDCW-M) has generated annualised return of 7.12%. In the long-term, the fund has generated 10.13% and 10.80% in 3 and 5 years respectively. Since its inception, the fund has generated 9.86% returns.

What is the expense ratio of HDFC Hybrid Debt Fund - Direct (IDCW-M) Direct Growth?

The expense ratio of HDFC Hybrid Debt Fund - Direct (IDCW-M) Direct Growth is 1.21%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Hybrid Debt Fund - Direct (IDCW-M) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Hybrid Debt Fund - Direct (IDCW-M) is ₹3,292.9 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Hybrid Debt Fund - Direct (IDCW-M) Direct Growth?

Redeeming or selling units of HDFC Hybrid Debt Fund - Direct (IDCW-M) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Hybrid Debt Fund - Direct (IDCW-M):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Hybrid Debt Fund - Direct (IDCW-M)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).