Can I invest in SIP and Lumpsum in HDFC ELSS Tax Saver Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC ELSS Tax Saver Fund (IDCW). Minimum lumpsum investment HDFC ELSS Tax Saver Fund (IDCW) is ₹500 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC ELSS Tax Saver Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of HDFC ELSS Tax Saver Fund (IDCW) is HDFC ELSS Tax Saver Fund (IDCW) is ₹66.47 as on 2025-03-11.

Which are the biggest stock holdings of HDFC ELSS Tax Saver Fund (IDCW)?

The 5 biggest stock holdings of HDFC ELSS Tax Saver Fund (IDCW) are: HDFC Bank (10.39%), ICICI Bank (9.85%), Axis Bank (9.00%), Cipla (5.18%), Bharti Airtel (4.82%)

What are the top sectors HDFC ELSS Tax Saver Fund (IDCW) invests in?

A majority of HDFC ELSS Tax Saver Fund (IDCW) 's AUM worth ₹14,671.37 (Cr) is invested in these 3 top sectors: Banks : 35.77% Automobiles : 10.01% Debt : 6.87%

Mutual Funds
HDFC ELSS Tax Saver Fund (IDCW)

HDFC ELSS Tax Saver Fund (IDCW)

ELSS

Invest Now

NAV
66.47(0.08%)
Fund Size (CR)
₹15,413.45
Expense Ratio
1.69
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
22.91%

Absolute Return: -17.58%

Annualized Return: 0%

Basic Details

Scheme Manager

Roshi Jain

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 March 2025	10128.89	1.29%	-	1.89%	173/225
1 Month	10 February 2025	9573.98	-4.26%	-	-5.90%	51/225
3 Month	10 December 2024	9094.14	-9.06%	-	-14.91%	9/221
6 Month	10 September 2024	9034.70	-9.65%	-	-14.92%	14/221
1 Year	7 March 2024	10570.15	5.70%	5.70%	1.33%	34/221
3 Year	10 March 2022	17866.75	78.67%	21.32%	15.02%	9/211
5 Year	9 March 2020	28301.17	183.01%	23.10%	20.49%	52/211
Since Inception	31 March 1996	3931385.90	39213.86%	22.91%	14.34%	2/225

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	6157249.19	5031.04%	5031.04%
3 Year	1 April 2022	3,60,000	22274311.58	6087.31%	295.52%
5 Year	1 April 2020	6,00,000	42570504.17	6995.08%	134.53%
10 Year	1 April 2015	12,00,000	82870590.91	6805.88%	52.73%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.55%

Standard Deviation

0.83%

Beta

1.07%

Sharpe Ratio

0.01%

Treynor's Ratio

7.61%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	10.39%	8800000	1524.51	Equity	Banks
ICICI Bank	9.85%	12000000	1444.92	Equity	Banks
Axis Bank	9.00%	13000000	1320.21	Equity	Banks
Cipla	5.18%	5400000	760.05	Equity	Pharmaceuticals
Bharti Airtel	4.82%	4500000	706.59	Equity	Telecomm-Service
Kotak Mah. Bank	4.54%	3500000	666.03	Equity	Banks
Maruti Suzuki	4.48%	550000	657.02	Equity	Automobile
SBI Life Insuran	4.39%	4500000	643.73	Equity	Insurance
HCL Technologies	3.60%	3350000	527.64	Equity	IT - Software
JSW Steel	1.94%	3000000	285.21	Equity	Steel

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	346.48	-4.68%	-11.38%	-9.78%	22.25%	17.25%
SBI Long Term Advantage Fund - Series V -Dir (G)	346.48	-4.68%	-11.38%	-9.78%	22.25%	17.25%
LIC MF ELSS Tax Saver - Direct (G)	1093.48	-4.25%	-11.07%	-10.39%	11.44%	15.37%
LIC MF ELSS Tax Saver - Direct (IDCW)	1093.48	-4.25%	-11.08%	-10.39%	11.43%	14.98%
WhiteOak Capital ELSS Tax Saver Fund - Direct (G)	312.12	-5.21%	-14.43%	-9.32%	11.05%	-

News

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
HDFC Mutual Fund has announced 06 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of distribution (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Banking & Financial Services Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 1.00 each.
HDFC ELSS Tax Saver ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 7.00 each.
HDFC Housing Opportunities Fund ' Regular Plan - IDCW Option & Direct Plan - IDCW Option: 1.25 each.
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HDFC Mutual Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 15 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

HDFC Capital Builder Value Fund HDFC Value Fund

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Existing Scheme Name	Revised Scheme Name
HDFC Capital Builder Value Fund	HDFC Value Fund

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 28 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Dividend Yield Fund:
Regular Plan ' IDCW: 1.50
Direct Plan ' IDCW: 1.50
HDFC Large and Mid Cap Fund:
Regular Plan ' IDCW: 2.50
Direct Plan ' IDCW: 2.50
HDFC Large Cap Fund:
Regular Plan ' IDCW: 5.50
Direct Plan ' IDCW: 5.50
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Fund House Details & Investment Objective

Date of Incorporation

18 December 1995

Total AUM (Cr)

₹14671.37

HDFC ELSS Tax Saver Fund (IDCW) is an ELSS-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 18 December 1995, this fund is managed by Roshi Jain. With assets under management (AUM) worth ₹14,671.37 (Cr), as of 11 March 2025, HDFC ELSS Tax Saver Fund (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 22.91% since its launch.
The current NAV of HDFC ELSS Tax Saver Fund (IDCW) is ₹66.47, as on 11 March 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in HDFC ELSS Tax Saver Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 21.32% and 23.10% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 92.66% in Equity, 6.78% in Debt and 0.56% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 35.77% in Banks, 10.01% in Automobiles, 6.87% in Debt, 6.67% in IT-Software, 6.34% in Pharmaceuticals & Biotech

FAQs

How to Invest in HDFC ELSS Tax Saver Fund (IDCW) Direct Growth?

HDFC ELSS Tax Saver Fund (IDCW) is a popular fund in the ELSS segment. The fund has generated a return of 22.91% since inception. Looking to invest in HDFC ELSS Tax Saver Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC ELSS Tax Saver Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC ELSS Tax Saver Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC ELSS Tax Saver Fund (IDCW) today and reap the benefits of this ELSS fund!

How much returns has HDFC ELSS Tax Saver Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, HDFC ELSS Tax Saver Fund (IDCW) has generated annualised return of 5.70%. In the long-term, the fund has generated 21.32% and 23.10% in 3 and 5 years respectively. Since its inception, the fund has generated 22.91% returns.

What is the expense ratio of HDFC ELSS Tax Saver Fund (IDCW) Direct Growth?

The expense ratio of HDFC ELSS Tax Saver Fund (IDCW) Direct Growth is 1.69%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC ELSS Tax Saver Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC ELSS Tax Saver Fund (IDCW) is ₹14,671.37 (Cr) as of 2025-03-11 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC ELSS Tax Saver Fund (IDCW) Direct Growth?

Redeeming or selling units of HDFC ELSS Tax Saver Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC ELSS Tax Saver Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC ELSS Tax Saver Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).