Can I invest in SIP and Lumpsum in Franklin India Balanced Advantage Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Franklin India Balanced Advantage Fund (IDCW). Minimum lumpsum investment Franklin India Balanced Advantage Fund (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of Franklin India Balanced Advantage Fund (IDCW)?

The 5 biggest stock holdings of Franklin India Balanced Advantage Fund (IDCW) are: HDFC Bank (6.07%), ICICI Bank (4.45%), Infosys (3.26%), Bharti Airtel (3.11%), Larsen & Toubro (3.07%)

What are the top sectors Franklin India Balanced Advantage Fund (IDCW) invests in?

A majority of Franklin India Balanced Advantage Fund (IDCW) 's AUM worth ₹2,483.11 (Cr) is invested in these 3 top sectors: Debt : 28.07% Banks : 16.26% IT-Software : 6.61%

Mutual Funds
Franklin India Balanced Advantage Fund (IDCW)

Franklin India Balanced Advantage Fund (IDCW)

Q: What is the NAV of Franklin India Balanced Advantage Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of Franklin India Balanced Advantage Fund (IDCW) is Franklin India Balanced Advantage Fund (IDCW) is ₹13.33 as on 2025-01-16.

Dynamic Asset Allocation or Balanced Advantage

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NAV
13.33(0.34%)
Fund Size (CR)
₹2,483.11
Expense Ratio
1.96
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.35%

Absolute Return: -1.47%

Annualized Return: 0%

Basic Details

Scheme Manager

Rajasa Kakulavarapu

Bench Mark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	8 January 2025	9847.81	-1.52%	-	-1.74%	55/145
1 Month	13 December 2024	9702.10	-2.98%	-	-4.08%	27/145
3 Month	15 October 2024	9816.04	-1.84%	-	-4.47%	10/145
6 Month	15 July 2024	10024.69	0.25%	-	-2.01%	32/141
1 Year	15 January 2024	11159.77	11.60%	11.60%	9.27%	29/133
3 Year	-	-	0%	-	10.57%	-/-
5 Year	-	-	0%	-	12.06%	-/-
Since Inception	6 September 2022	13724.40	37.24%	14.35%	11.11%	19/145

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	124712.48	3.93%	3.93%
3 Year	3 October 2022	2,80,000	331804.33	18.50%	5.82%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.70%

Standard Deviation

0.45%

Beta

1.56%

Sharpe Ratio

0.13%

Treynor's Ratio

5.12%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.07%	850050	150.70	Equity	Banks
ICICI Bank	4.45%	862000	110.48	Equity	Banks
Infosys	3.26%	430000	80.84	Equity	IT - Software
Bharti Airtel	3.11%	485725	77.12	Equity	Telecomm-Service
Larsen & Toubro	3.07%	211000	76.12	Equity	Infrastructure Developers & Operators
Reliance Industr	2.97%	607000	73.78	Equity	Refineries
Axis Bank	2.30%	535900	57.06	Equity	Banks
HCL Technologies	2.22%	288000	55.22	Equity	IT - Software
St Bk of India	1.96%	612250	48.67	Equity	Banks
Tata Motors	1.81%	607150	44.94	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
AXIS Balanced Advantage Fund - Direct (G)	2633.81	-3.62%	-3.03%	1.15%	15.36%	12.21%
AXIS Balanced Advantage Fund - Direct (IDCW)	2633.81	-3.61%	-2.99%	1.15%	15.36%	12.21%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1330.08	-3.92%	-2.57%	1.78%	15.00%	-
Franklin India Balanced Advantage Fund-Dir (G)	2483.11	-2.85%	-1.47%	1.02%	13.32%	-
Franklin India Balanced Advantage Fund-Dir (IDCW)	2483.11	-2.85%	-1.47%	1.02%	13.32%	-

News

Franklin Templeton Mutual Fund announces change in Exit Load Structure

Franklin Templeton Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 06 January 2025

Change in Exit Load:

Name of the Scheme	Existing Provisions	Revised Provisions
Franklin India Arbitrage Fund	0.25% if redeemed / switched out within 30 days from the date of allotment and Nil thereafter	In respect of each purchase of Units ' ' NIL Exit load ' for 10% of the units purchased or switched on or before 30 days from the date of allotment. o The 'First In First Out (FIFO)' logic will be applied while selecting the units for redemption o Waiver of Exit load is calculated for each inflow transaction separately on FIFO basis and not on the total units through multiple inflows o The load free units from purchases made subsequent to the initial purchase will be available only after redeeming all units from the initial purchase ' All units redeemed /switched-out in excess of the 10% load free units will be subject to the below mentioned exit load. o 0.25% - if Units are redeemed/switched-out on or before 30 days from the date of allotment o Nil - if redeemed after 30 days from the date of allotment

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Franklin Templeton MF announces change in Fund Manager of the following scheme

Franklin Templeton Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 03 December 2024

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
Franklin India Arbitrage Fund	' Yogik Pitti ' Rajasa Kakulavarpu ' Pallab Roy	' Yogik Pitti ' Rajasa Kakulavarpu ' Pallab Roy ' Rohan Maru

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Franklin Templeton MF Announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
Franklin Templeton Mutual Fund has announced 31 October 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Franklin India Technology Fund ' IDCW Plan: 4.650
Franklin India Technology Fund ' Direct IDCW Plan: 5.250
Franklin India Opportunities Fund ' IDCW Plan: 3.500
Franklin India Opportunities Fund ' Direct IDCW Plan: 4.000
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Fund House Details & Investment Objective

Date of Incorporation

16 August 2022

Total AUM (Cr)

₹2483.11

Franklin India Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Franklin Templeton Mutual Fund. Launched in 16 August 2022, this fund is managed by Rajasa Kakulavarapu. With assets under management (AUM) worth ₹2,483.11 (Cr), as of 16 January 2025, Franklin India Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 14.35% since its launch.
The current NAV of Franklin India Balanced Advantage Fund (IDCW) is ₹13.33, as on 16 January 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 50:50 Index. You can invest in Franklin India Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Upto 10% of the units may be redeemed without any exit load within 1 year from the date of allotment. 1.00% - If redeemed on or before limit shall be 1 year from the date of allotment Nil - If redeemed after 1 year from the date of allotment. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.88% in Equity, 24.94% in Debt and 9.18% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 28.07% in Debt, 16.26% in Banks, 6.61% in IT-Software, 5.51% in Cash & Others, 4.02% in Telecom-Services

FAQs

How to Invest in Franklin India Balanced Advantage Fund (IDCW) Direct Growth?

Franklin India Balanced Advantage Fund (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 14.35% since inception. Looking to invest in Franklin India Balanced Advantage Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Franklin India Balanced Advantage Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Franklin India Balanced Advantage Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Franklin India Balanced Advantage Fund (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has Franklin India Balanced Advantage Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Franklin India Balanced Advantage Fund (IDCW) has generated annualised return of 11.60%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 14.35% returns.

What is the expense ratio of Franklin India Balanced Advantage Fund (IDCW) Direct Growth?

The expense ratio of Franklin India Balanced Advantage Fund (IDCW) Direct Growth is 1.96%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Franklin India Balanced Advantage Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Franklin India Balanced Advantage Fund (IDCW) is ₹2,483.11 (Cr) as of 2025-01-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Franklin India Balanced Advantage Fund (IDCW) Direct Growth?

Redeeming or selling units of Franklin India Balanced Advantage Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Franklin India Balanced Advantage Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Franklin India Balanced Advantage Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).