Can I invest in SIP and Lumpsum in DSP Top 100 Equity Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Top 100 Equity Fund - Direct (IDCW). Minimum lumpsum investment DSP Top 100 Equity Fund - Direct (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Top 100 Equity Fund - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of DSP Top 100 Equity Fund - Direct (IDCW) is DSP Top 100 Equity Fund - Direct (IDCW) is ₹29.77 as on 2025-04-23.

Which are the biggest stock holdings of DSP Top 100 Equity Fund - Direct (IDCW)?

The 5 biggest stock holdings of DSP Top 100 Equity Fund - Direct (IDCW) are: ICICI Bank (9.10%), HDFC Bank (9.07%), ITC (5.52%), M & M (5.00%), Axis Bank (4.91%)

What are the top sectors DSP Top 100 Equity Fund - Direct (IDCW) invests in?

A majority of DSP Top 100 Equity Fund - Direct (IDCW) 's AUM worth ₹5,070.17 (Cr) is invested in these 3 top sectors: Banks : 30.77% Debt : 12.81% Automobiles : 10.44%

Mutual Funds
AMC
DSP Top 100 Equity Fund - Direct (IDCW)

DSP Top 100 Equity Fund - Direct (IDCW)

Large Cap Fund

Invest Now

NAV
29.77(0.48%)
Fund Size (CR)
₹5,070.17
Expense Ratio
0.97
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
12.62%

Absolute Return: -1.60%

Annualized Return: 0%

Basic Details

Scheme Manager

Abhishek Singh

Bench Mark

BSE 100 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	15 April 2025	10383.40	3.83%	-	3.44%	23/152
1 Month	21 March 2025	10421.01	4.21%	-	3.57%	13/150
3 Month	22 January 2025	10629.53	6.30%	-	3.77%	5/150
6 Month	22 October 2024	10100.05	1.00%	-	-2.38%	7/150
1 Year	22 April 2024	11763.37	17.63%	17.63%	8.41%	6/146
3 Year	22 April 2022	17280.10	72.80%	19.98%	14.89%	5/134
5 Year	22 April 2020	28881.89	188.82%	23.62%	21.99%	28/120
Since Inception	2 January 2013	43181.73	331.82%	12.62%	13.80%	109/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 May 2024	1,20,000	391090.87	225.91%	225.91%
3 Year	2 May 2022	3,60,000	1383690.30	284.36%	56.64%
5 Year	4 May 2020	6,00,000	2483759.59	313.96%	32.86%
10 Year	4 May 2015	12,00,000	5108895.88	325.74%	15.59%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.76%

Standard Deviation

0.89%

Beta

0.86%

Sharpe Ratio

0.05%

Treynor's Ratio

4.81%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	9.10%	3420782	461.24	Equity	Banks
HDFC Bank	9.07%	2515326	459.85	Equity	Banks
ITC	5.52%	6825082	279.66	Equity	Tobacco Products
M & M	5.00%	951834	253.74	Equity	Automobile
Axis Bank	4.91%	2257989	248.83	Equity	Banks
Bajaj Finance	4.84%	274515	245.57	Equity	Finance
Cipla	4.14%	1455004	209.84	Equity	Pharmaceuticals
Kotak Mah. Bank	4.08%	953830	207.10	Equity	Banks
SBI Life Insuran	3.94%	1290469	199.75	Equity	Insurance
NTPC	3.91%	5537480	198.02	Equity	Power Generation & Distribution

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Top 100 Equity Fund - Direct (IDCW)	5070.17	4.21%	6.30%	1.00%	17.63%	19.98%
Motilal Oswal Large Cap Fund - Direct (G)	1919.37	4.04%	4.52%	4.96%	27.15%	-
Motilal Oswal Large Cap Fund - Direct (IDCW)	1919.37	4.04%	4.52%	4.96%	27.15%	-
DSP Top 100 Equity Fund - Direct (G)	5070.17	4.21%	6.93%	1.61%	18.34%	20.22%
DSP Top 100 Equity Fund - Direct (IDCW)	5070.17	4.21%	6.30%	1.00%	17.63%	19.98%
WhiteOak Capital Large Cap Fund - Direct (G)	776.97	3.97%	5.52%	0.20%	14.49%	-

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Aggressive Hybrid Fund	Hybrid	Very High	19.9%	3	₹10,425.38
DSP Bond Fund	Debt	Moderate	10.3%	3	₹305.22
DSP Flexi Cap Fund	Equity	Very High	15.26%	3	₹11,154.06
DSP Focus Fund	Equity	Very High	18.84%	3	₹2,447.35
DSP Gilt Fund	Debt	Moderately High	13.58%	3	₹1,565.83
DSP Credit Risk Fund	Debt	Moderately High	23.41%	0	₹207.05
DSP India T.I.G.E.R. Fund	Equity	Very High	4.85%	3	₹4,879.56
DSP Liquidity Fund	Debt	Moderate	7.42%	4	₹15,828.84
DSP Small Cap Fund	Equity	Very High	6.18%	2	₹14,269.14
DSP Regular Savings Fund	Hybrid	Moderately High	12.36%	3	₹163.53
DSP Ultra Short Fund	Debt	Moderately Low	8.05%	3	₹3,349.34
DSP Natural Resources & New Energy Fund	Equity	Very High	-2.59%	0	₹1,232.11
DSP Equity Opportunities Fund	Equity	Very High	16.33%	3	₹13,784.25
DSP Short Term Fund	Debt	Moderately Low	9.78%	3	₹3,061.14
DSP Midcap Fund	Equity	Very High	12.01%	1	₹17,203.59
DSP Strategic Bond Fund	Debt	Moderately Low	13.26%	2	₹1,503.62
DSP ELSS Tax Saver Fund	Equity	Very High	18.27%	4	₹16,217.91
DSP Top 100 Equity Fund	Equity	Very High	18.34%	4	₹5,070.17
DSP Savings Fund	Debt	Moderate	7.75%	3	₹4,324.79
DSP US Flexible Equity Fund of Fund	Other	Very High	-1.72%	0	₹785.86
DSP Global Clean Energy Fund of Fund	Other	Very High	-8.7%	0	₹79.33
DSP World Gold Fund of Fund	Other	Very High	64.66%	0	₹1,146.22
DSP World Mining Fund of Fund	Other	Very High	1.55%	0	₹125.74
DSP Banking & Psu Debt Fund	Debt	Moderately Low	10.47%	2	₹3,408.70
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	13.68%	3	₹3,216.51
DSP Income Plus Arbitrage Fund of Fund	Other	Moderate	13.74%	0	₹114.56
DSP 10Y G-Sec	Debt	Moderate	12.13%	0	₹59.07
DSP Low Duration Fund	Debt	Moderately Low	8.18%	3	₹4,196.30
DSP Equity Savings Fund	Hybrid	Moderately High	12.91%	4	₹2,517.21
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	7.98%	4	₹1,984.11
DSP Arbitrage Fund	Hybrid	Low	7.82%	3	₹5,964.44
DSP Corporate Bond Fund	Debt	Moderate	8.99%	1	₹2,668.81
DSP Healthcare Fund	Equity	Very High	18.7%	4	₹3,018.76
DSP Overnight Fund	Debt	Low	6.6%	4	₹1,366.70
DSP Nifty 50 Index Fund	Other	Very High	9.26%	2	₹682.54
DSP Nifty Next 50 Index Fund	Other	Very High	4.84%	3	₹899.17
DSP Quant Fund	Equity	Very High	7.29%	0	₹976.05
DSP Value Fund	Equity	Very High	9.67%	3	₹926.64
DSP Floater Fund	Debt	Moderately Low	10.73%	2	₹536.68
DSP FMP - Series 264 - 60Mth - 17D	Debt	Moderate	8.75%	0	₹50.41
DSP Global Innovation Fund of Fund	Other	Very High	2.76%	0	₹881.78
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	9.95%	0	₹2,178.90
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	10.97%	0	₹388.25
DSP FMP - Series 267 - 1246Days	Debt	Moderate	8.33%	0	₹676.59
DSP FMP - Series 268 - 1281Days	Debt	Moderately Low	8.32%	0	₹124.97
DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund	Other	Moderately High	12.79%	0	₹391.00
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	9.51%	0	₹83.79
DSP FMP - Series 270 - 1144Days	Debt	Moderate	8.31%	0	₹183.73
DSP FMP - Series 271 - 1147Days	Debt	Moderate	0%	0	₹0.00
DSP Multi Asset Allocation Fund	Hybrid	Very High	13.76%	0	₹2,787.33
DSP Gold ETF Fund of Fund	Other	High	33.42%	0	₹75.57
DSP Banking & Financial Services Fund	Equity	Very High	27.89%	0	₹1,135.52
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	2.5%	0	₹205.78
DSP Multicap Fund	Equity	Very High	10.53%	0	₹1,958.62
DSP US Treasury Fund of Fund	Other	Very High	9.9%	0	₹61.45
DSP Nifty Bank Index Fund	Other	Very High	0%	0	₹46.88
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹1,494.68
DSP Business Cycle Fund	Equity	Very High	0%	0	₹976.66
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0%	0	₹8.15
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹11.27
DSP Silver ETF Fund of Fund	Other	Very High	0%	0	₹0.00

News

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
DSP Mutual Fund has announced 28 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.200000
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200000
DSP Equity Savings Fund ' Regular Plan ' Quarterly IDCW Option: 0.210000
DSP Equity Savings Fund ' Direct Plan ' Quarterly IDCW Option: 0.210000
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DSP Mutual Fund announces change in Exit Load Structure

DSP Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 21 March 2025

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
DSP Dynamic Asset Allocation Fund	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: 1) If the units redeemed or switched-out are upto 10% of the units (the limit) purchased or switched within 12 months from the date of allotment: Nil; : 2) If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment: 1%; : 3) If units are redeemed or switched out on or after 12 months from the date of allotment: Nil : Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa.	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: <= 1 month 1% > 1 month Nil Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa.

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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 06 March 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Flexi Cap Fund - Regular Plan ' IDCW: 4.80
DSP Flexi Cap Fund - Direct Plan ' IDCW: 6.90
DSP Natural Resources and New Energy Fund - Regular Plan ' IDCW: 2.20
DSP Natural Resources and New Energy Fund - Direct Plan ' IDCW: 2.60
DSP Value Fund - Regular Plan - IDCW: 1.30
DSP Value Fund - Direct Plan - IDCW: 1.50
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹5070.17

DSP Top 100 Equity Fund - Direct (IDCW) is an Large Cap Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 1 January 2013, this fund is managed by Abhishek Singh. With assets under management (AUM) worth ₹5,070.17 (Cr), as of 23 April 2025, DSP Top 100 Equity Fund - Direct (IDCW) is categorized as a Large Cap Fund within its segment. The fund has generated a return of 12.62% since its launch.
The current NAV of DSP Top 100 Equity Fund - Direct (IDCW) is ₹29.77, as on 23 April 2025. The fund's benchmark index is BSE 100 TRI. You can invest in DSP Top 100 Equity Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Holding period from date of allotment:< 12 months - 1%>=12 months - NIL. The fund has generated 19.98% and 23.62% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 87.86% in Equity, 12.81% in Debt and -0.67% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 30.77% in Banks, 12.81% in Debt, 10.44% in Automobiles, 7.49% in Pharmaceuticals & Biotech, 6.49% in Finance

FAQs

How to Invest in DSP Top 100 Equity Fund - Direct (IDCW) Direct Growth?

DSP Top 100 Equity Fund - Direct (IDCW) is a popular fund in the Large Cap Fund segment. The fund has generated a return of 12.62% since inception. Looking to invest in DSP Top 100 Equity Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Top 100 Equity Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Top 100 Equity Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Top 100 Equity Fund - Direct (IDCW) today and reap the benefits of this Large Cap Fund fund!

How much returns has DSP Top 100 Equity Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, DSP Top 100 Equity Fund - Direct (IDCW) has generated annualised return of 17.63%. In the long-term, the fund has generated 19.98% and 23.62% in 3 and 5 years respectively. Since its inception, the fund has generated 12.62% returns.

What is the expense ratio of DSP Top 100 Equity Fund - Direct (IDCW) Direct Growth?

The expense ratio of DSP Top 100 Equity Fund - Direct (IDCW) Direct Growth is 0.97%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Top 100 Equity Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Top 100 Equity Fund - Direct (IDCW) is ₹5,070.17 (Cr) as of 2025-04-23 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Top 100 Equity Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of DSP Top 100 Equity Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Top 100 Equity Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Top 100 Equity Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).