Can I invest in SIP and Lumpsum in DSP Liquidity Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Liquidity Fund - Direct (G). Minimum lumpsum investment DSP Liquidity Fund - Direct (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Liquidity Fund - Direct (G) Direct Growth?

The latest NAV (Net Asset Value) of DSP Liquidity Fund - Direct (G) is DSP Liquidity Fund - Direct (G) is ₹3677.83 as on 2025-02-20.

Which are the biggest stock holdings of DSP Liquidity Fund - Direct (G)?

The 5 biggest stock holdings of DSP Liquidity Fund - Direct (G) are: HDFC Bank (0.59%), REC Ltd (0.36%), Power Fin.Corpn. (0.29%), S I D B I (0.24%), LIC Housing Fin. (0.14%)

What are the top sectors DSP Liquidity Fund - Direct (G) invests in?

A majority of DSP Liquidity Fund - Direct (G) 's AUM worth ₹21,927.12 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
DSP Liquidity Fund - Direct (G)

DSP Liquidity Fund - Direct (G)

Liquid Fund

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NAV
3677.83(0.02%)
Fund Size (CR)
₹21,927.12
Expense Ratio
0.1
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
6.85%

Absolute Return: 1.77%

Annualized Return: 0%

Basic Details

Scheme Manager

Karan Mundhara

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12 February 2025	10013.11	0.13%	-	0.09%	42/380
1 Month	19 January 2025	10061.15	0.61%	-	0.54%	44/377
3 Month	19 November 2024	10178.95	1.79%	-	1.64%	51/377
6 Month	19 August 2024	10362.97	3.63%	-	3.32%	29/375
1 Year	19 February 2024	10746.53	7.47%	7.47%	6.89%	31/375
3 Year	19 February 2022	12133.45	21.33%	6.66%	6.28%	72/355
5 Year	19 February 2020	13044.41	30.44%	5.46%	5.16%	84/336
Since Inception	1 January 2013	22366.62	123.67%	6.85%	6.28%	125/379

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	124481.01	3.73%	3.73%
3 Year	1 March 2022	3,60,000	400611.51	11.28%	3.63%
5 Year	1 March 2020	6,00,000	702007.29	17.00%	3.19%
10 Year	1 March 2015	12,00,000	1633187.59	36.10%	3.13%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.13%

Standard Deviation

0.00%

Beta

-0.78%

Sharpe Ratio

-20.69%

Treynor's Ratio

-0.38%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	0.59%	12000	128.51	NCD	Debt Others
REC Ltd	0.36%	750	79.45	NCD	Debt Others
Power Fin.Corpn.	0.29%	600	64.42	NCD	Debt Others
S I D B I	0.24%	500	52.58	NCD	Debt Others
LIC Housing Fin.	0.14%	250	29.89	NCD	Debt Others
Power Fin.Corpn.	0.12%	250	26.34	NCD	Debt Others
TBILL-91D	3.40%	75000000	744.78	T Bills	T Bills
TBILL-91D	2.70%	60000000	592.80	T Bills	T Bills
TBILL-91D	2.13%	47500000	467.57	T Bills	T Bills
TBILL-91D	1.37%	30000000	299.37	T Bills	T Bills

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Liquidity Fund - Direct (G)	21927.12	0.61%	1.79%	3.63%	7.47%	6.66%
Bandhan Liquid Fund - Direct (IDCW-D)	15403.23	0.78%	2.30%	4.53%	9.75%	8.67%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	348.48	0.74%	2.41%	4.74%	9.72%	8.76%
TRUSTMF Liquid Fund - Direct (IDCW-W)	348.48	0.62%	1.92%	3.92%	8.25%	7.78%
Aditya Birla SL Liquid Fund - Direct (IDCW-W)	49810.19	0.48%	1.64%	3.47%	8.10%	6.51%
AXIS Liquid Fund - Direct (IDCW-M)	43033.62	0.61%	1.79%	3.92%	7.77%	6.79%

News

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
DSP Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Mid Cap Fund ' Regular Plan ' IDCW Option: 2.300
DSP Mid Cap Fund ' Direct Plan ' IDCW Option: 5.400
DSP Global Allocation Fund of Fund ' Regular Plan ' IDCW Option: 0.9000
DSP Global Allocation Fund of Fund ' Direct Plan ' IDCW Option: 1.0000
DSP Equity Savings Fund ' Regular Plan ' IDCW Option: 0.8000
DSP Equity Savings Fund ' Direct Plan ' IDCW Option: 0.9000
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DSP Mutual Fund announces change in scheme name
DSP Mutual Fund has announced change in scheme name under the following scheme, With effect from 11 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

DSP Global Allocation Fund of Fund Fund of Fund DSP Income Plus Arbitrage Fund of Fund

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Existing Scheme Name	Revised Scheme Name
DSP Global Allocation Fund of Fund Fund of Fund	DSP Income Plus Arbitrage Fund of Fund

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
DSP Mutual Fund has announced 06 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
DSP India T.I.G.E.R Fund:
Regular Plan ' IDCW: 2.4000
Direct Plan ' IDCW: 4.4000
DSP Global Clean Energy Fund of Fund:
Regular Plan ' IDCW: 0.6000
Direct Plan ' IDCW: 0.7000
DSP Focus Fund:
Regular Plan ' IDCW: 1.8000
Direct Plan ' IDCW: 3.4000
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹21927.12

DSP Liquidity Fund - Direct (G) is an Liquid Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 1 January 2013, this fund is managed by Karan Mundhara. With assets under management (AUM) worth ₹21,927.12 (Cr), as of 20 February 2025, DSP Liquidity Fund - Direct (G) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.85% since its launch.
The current NAV of DSP Liquidity Fund - Direct (G) is ₹3,677.83, as on 20 February 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in DSP Liquidity Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 6.66% and 5.46% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.83% in Debt and 0.17% in cash and cash equivalents.

FAQs

How to Invest in DSP Liquidity Fund - Direct (G) Direct Growth?

DSP Liquidity Fund - Direct (G) is a popular fund in the Liquid Fund segment. The fund has generated a return of 6.85% since inception. Looking to invest in DSP Liquidity Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Liquidity Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Liquidity Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Liquidity Fund - Direct (G) today and reap the benefits of this Liquid Fund fund!

How much returns has DSP Liquidity Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP Liquidity Fund - Direct (G) has generated annualised return of 7.47%. In the long-term, the fund has generated 6.66% and 5.46% in 3 and 5 years respectively. Since its inception, the fund has generated 6.85% returns.

What is the expense ratio of DSP Liquidity Fund - Direct (G) Direct Growth?

The expense ratio of DSP Liquidity Fund - Direct (G) Direct Growth is 0.10%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Liquidity Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Liquidity Fund - Direct (G) is ₹21,927.12 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Liquidity Fund - Direct (G) Direct Growth?

Redeeming or selling units of DSP Liquidity Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Liquidity Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Liquidity Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).