Can I invest in SIP and Lumpsum in DSP Healthcare Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Healthcare Fund (G). Minimum lumpsum investment DSP Healthcare Fund (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Healthcare Fund (G) Direct Growth?

The latest NAV (Net Asset Value) of DSP Healthcare Fund (G) is DSP Healthcare Fund (G) is ₹39.25 as on 2025-02-03.

Which are the biggest stock holdings of DSP Healthcare Fund (G)?

The 5 biggest stock holdings of DSP Healthcare Fund (G) are: Sun Pharma.Inds. (10.59%), Suven Pharma (8.49%), Cipla (8.20%), Ipca Labs. (8.14%), Alembic Pharma (4.54%)

What are the top sectors DSP Healthcare Fund (G) invests in?

A majority of DSP Healthcare Fund (G) 's AUM worth ₹3,339.79 (Cr) is invested in these 3 top sectors: Pharmaceuticals & Biotech : 68.54% Others : 14.88% Healthcare Services : 11.97%

Mutual Funds
DSP Healthcare Fund (G)

DSP Healthcare Fund (G)

Sectoral / Thematic

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NAV
39.25(0.08%)
Fund Size (CR)
₹3,339.79
Expense Ratio
1.9
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
24.77%

Absolute Return: -3.89%

Annualized Return: 0%

Basic Details

Scheme Manager

Chirag Dagli

Bench Mark

BSE Healthcare TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24 January 2025	9915.30	-0.85%	-	2.05%	778/830
1 Month	31 December 2024	9421.97	-5.78%	-	-6.71%	343/828
3 Month	31 October 2024	9627.12	-3.73%	-	-5.89%	220/770
6 Month	31 July 2024	10493.67	4.94%	-	-6.64%	41/721
1 Year	31 January 2024	12607.45	26.07%	26.07%	11.95%	21/632
3 Year	31 January 2022	17858.02	78.58%	21.32%	16.25%	94/480
5 Year	31 January 2020	33359.99	233.60%	27.25%	20.56%	45/394
Since Inception	30 November 2018	39218.00	292.18%	24.77%	13.01%	91/836

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	128363.06	6.97%	6.97%
3 Year	2 March 2022	3,60,000	541161.55	50.32%	14.55%
5 Year	3 February 2020	6,10,000	1107553.32	81.57%	12.67%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.24%

Standard Deviation

0.78%

Beta

1.11%

Sharpe Ratio

0.34%

Treynor's Ratio

13.04%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Sun Pharma.Inds.	10.59%	1875450	353.78	Equity	Pharmaceuticals
Suven Pharma	8.49%	2489539	283.50	Equity	Pharmaceuticals
Cipla	8.20%	1790481	273.76	Equity	Pharmaceuticals
Ipca Labs.	8.14%	1603985	271.91	Equity	Pharmaceuticals
Alembic Pharma	4.54%	1423563	151.79	Equity	Pharmaceuticals
Gland Pharma	4.38%	822541	146.36	Equity	Pharmaceuticals
Apollo Hospitals	4.07%	186206	135.86	Equity	Healthcare
Concord Biotech	3.87%	583966	129.10	Equity	Pharmaceuticals
Sai Life	3.55%	1578922	118.61	Equity	Pharmaceuticals
Laurus Labs	3.50%	1940962	116.98	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Pharma and Healthcare Fund - Direct (G)	1577.12	-6.61%	-1.67%	8.60%	34.54%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1577.12	-6.61%	-1.67%	8.60%	34.54%	-
ICICI Pru P.H.D Fund - Direct (IDCW)	5320.29	-7.63%	-4.00%	3.17%	29.45%	23.63%
ICICI Pru P.H.D Fund - Direct (G)	5320.29	-7.64%	-4.02%	3.17%	29.42%	23.63%
SBI Healthcare Opportunities Fund - Direct (G)	3628.03	-5.53%	-2.49%	8.24%	28.17%	24.87%

News

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
DSP Mutual Fund has announced 06 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
DSP India T.I.G.E.R Fund:
Regular Plan ' IDCW: 2.4000
Direct Plan ' IDCW: 4.4000
DSP Global Clean Energy Fund of Fund:
Regular Plan ' IDCW: 0.6000
Direct Plan ' IDCW: 0.7000
DSP Focus Fund:
Regular Plan ' IDCW: 1.8000
Direct Plan ' IDCW: 3.4000
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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 30 January 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Nifty Smallcap250 Quality 50 Index Fund - Regular Plan ' IDCW: 0.6000
DSP Nifty 50 Equal Weight Index Fund - Regular Plan ' IDCW: 1.0000
DSP Nifty 50 Equal Weight Index Fund - Direct Plan ' IDCW: 1.1000
DSP Nifty 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 1.0000 each.
DSP Nifty Next 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 1.1000 each.
Nifty Midcap 150 Quality 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 0.7000 each.
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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its scheme
DSP Mutual Fund has announced 28 January 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund- Regular Plan ' IDCW & Direct Plan ' IDCW: 0.200 each.
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Fund House Details & Investment Objective

Date of Incorporation

12 November 2018

Total AUM (Cr)

₹3339.79

DSP Healthcare Fund (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 12 November 2018, this fund is managed by Chirag Dagli. With assets under management (AUM) worth ₹3,339.79 (Cr), as of 3 February 2025, DSP Healthcare Fund (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 24.77% since its launch.
The current NAV of DSP Healthcare Fund (G) is ₹39.25, as on 3 February 2025. The fund's benchmark index is BSE Healthcare TRI. You can invest in DSP Healthcare Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.50% - If redeemed/switched out within 1 months from the date of allotment. Nil - If redeemed/switched out after 1 months from the date of allotment. The fund has generated 21.32% and 27.25% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 82.92% in Equity, 1.71% in Debt and 15.37% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 68.54% in Pharmaceuticals & Biotech, 14.88% in Others, 11.97% in Healthcare Services, 1.83% in Debt, 1.47% in Insurance

FAQs

How to Invest in DSP Healthcare Fund (G) Direct Growth?

DSP Healthcare Fund (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 24.77% since inception. Looking to invest in DSP Healthcare Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Healthcare Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Healthcare Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Healthcare Fund (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has DSP Healthcare Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP Healthcare Fund (G) has generated annualised return of 26.07%. In the long-term, the fund has generated 21.32% and 27.25% in 3 and 5 years respectively. Since its inception, the fund has generated 24.77% returns.

What is the expense ratio of DSP Healthcare Fund (G) Direct Growth?

The expense ratio of DSP Healthcare Fund (G) Direct Growth is 1.90%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Healthcare Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Healthcare Fund (G) is ₹3,339.79 (Cr) as of 2025-02-03 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Healthcare Fund (G) Direct Growth?

Redeeming or selling units of DSP Healthcare Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Healthcare Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Healthcare Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).