Can I invest in SIP and Lumpsum in DSP Gilt Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Gilt Fund - Direct (G). Minimum lumpsum investment DSP Gilt Fund - Direct (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Gilt Fund - Direct (G) Direct Growth?

The latest NAV (Net Asset Value) of DSP Gilt Fund - Direct (G) is DSP Gilt Fund - Direct (G) is ₹98.74 as on 2025-01-30.

Which are the biggest stock holdings of DSP Gilt Fund - Direct (G)?

The 5 biggest stock holdings of DSP Gilt Fund - Direct (G) are: GSEC2064 (45.56%), GSEC2053 (12.50%), Maharashtra 2050 (6.43%), Madhya Pradesh 2043 (6.34%), GSEC2074 (4.07%)

What are the top sectors DSP Gilt Fund - Direct (G) invests in?

A majority of DSP Gilt Fund - Direct (G) 's AUM worth ₹1,608.55 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
DSP Gilt Fund - Direct (G)

DSP Gilt Fund - Direct (G)

Gilt Fund

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NAV
98.74(0.02%)
Fund Size (CR)
₹1,781.58
Expense Ratio
0.57
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
8.31%

Absolute Return: 1.33%

Annualized Return: 0%

Basic Details

Scheme Manager

Shantanu Godambe

Bench Mark

CRISIL Dynamic Gilt Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	22 January 2025	10013.45	0.13%	-	0.12%	83/136
1 Month	27 December 2024	10090.98	0.91%	-	0.97%	106/132
3 Month	29 October 2024	10150.37	1.50%	-	1.59%	88/132
6 Month	29 July 2024	10402.41	4.02%	-	3.78%	33/131
1 Year	29 January 2024	11031.68	10.32%	10.32%	9.10%	4/130
3 Year	28 January 2022	12435.97	24.36%	7.54%	6.72%	10/120
5 Year	29 January 2020	14547.60	45.48%	7.78%	6.58%	5/119
Since Inception	2 January 2013	26230.94	162.31%	8.31%	7.41%	36/136

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	125492.36	4.58%	4.58%
3 Year	1 February 2022	3,60,000	411359.98	14.27%	4.55%
5 Year	3 February 2020	6,00,000	724894.71	20.82%	3.85%
10 Year	2 February 2015	12,00,000	1829538.01	52.46%	4.31%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.72%

Standard Deviation

0.08%

Beta

0.06%

Sharpe Ratio

0.43%

Treynor's Ratio

-0.20%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
GSEC2064	45.56%	70000000	732.93	Govt. Securities	Govt. Securities
GSEC2053	12.50%	19500000	201.06	Govt. Securities	Govt. Securities
Maharashtra 2050	6.43%	10000000	103.44	Govt. Securities	Govt. Securities
Madhya Pradesh 2043	6.34%	10000000	101.98	Govt. Securities	Govt. Securities
GSEC2074	4.07%	6500000	65.47	Govt. Securities	Govt. Securities
GSEC2045	2.10%	3000000	33.78	Govt. Securities	Govt. Securities
Madhya Pradesh 2047	1.69%	2500000	27.11	Govt. Securities	Govt. Securities
Maharashtra 2049	0.96%	1500000	15.45	Govt. Securities	Govt. Securities
TBILL-91D	3.06%	5000000	49.26	T Bills	T Bills
TREPS	17.18%	-	276.44	Reverse Repo	Debt Others

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Gilt Fund - Direct (G)	1781.58	0.91%	1.50%	4.02%	10.32%	7.54%
AXIS Gilt Fund - Direct (IDCW)	933.76	1.04%	3.08%	4.34%	10.35%	7.06%
AXIS Gilt Fund - Direct (G)	933.76	1.04%	1.80%	4.33%	10.34%	7.25%
AXIS Gilt Fund - Direct (IDCW-H)	933.76	1.04%	1.80%	4.33%	10.34%	7.25%
DSP Gilt Fund - Direct (G)	1781.58	0.91%	1.50%	4.02%	10.32%	7.54%
Baroda BNP Paribas Gilt Fund - Direct (IDCW)	1664.55	1.07%	2.25%	4.74%	10.27%	7.10%

News

DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 30 January 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Nifty Smallcap250 Quality 50 Index Fund - Regular Plan ' IDCW: 0.6000
DSP Nifty 50 Equal Weight Index Fund - Regular Plan ' IDCW: 1.0000
DSP Nifty 50 Equal Weight Index Fund - Direct Plan ' IDCW: 1.1000
DSP Nifty 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 1.0000 each.
DSP Nifty Next 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 1.1000 each.
Nifty Midcap 150 Quality 50 Index Fund - Regular Plan ' IDCW & Direct Plan ' IDCW: 0.7000 each.
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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its scheme
DSP Mutual Fund has announced 28 January 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund- Regular Plan ' IDCW & Direct Plan ' IDCW: 0.200 each.
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DSP Mutual Fund announces change in Exit Load Structure

DSP Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 01 January 2024

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
DSP Focus Fund:	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: < 12 months ' 1% > = 12 months ' Nil	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: < 1 month ' 1% > = 1 month ' Nil

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹1608.55

DSP Gilt Fund - Direct (G) is an Gilt Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 1 January 2013, this fund is managed by Shantanu Godambe. With assets under management (AUM) worth ₹1,608.55 (Cr), as of 30 January 2025, DSP Gilt Fund - Direct (G) is categorized as a Gilt Fund within its segment. The fund has generated a return of 8.31% since its launch.
The current NAV of DSP Gilt Fund - Direct (G) is ₹98.74, as on 30 January 2025. The fund's benchmark index is CRISIL Dynamic Gilt Index. You can invest in DSP Gilt Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 7.54% and 7.78% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.89% in Debt and 0.11% in cash and cash equivalents.

FAQs

How to Invest in DSP Gilt Fund - Direct (G) Direct Growth?

DSP Gilt Fund - Direct (G) is a popular fund in the Gilt Fund segment. The fund has generated a return of 8.31% since inception. Looking to invest in DSP Gilt Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Gilt Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Gilt Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Gilt Fund - Direct (G) today and reap the benefits of this Gilt Fund fund!

How much returns has DSP Gilt Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP Gilt Fund - Direct (G) has generated annualised return of 10.32%. In the long-term, the fund has generated 7.54% and 7.78% in 3 and 5 years respectively. Since its inception, the fund has generated 8.31% returns.

What is the expense ratio of DSP Gilt Fund - Direct (G) Direct Growth?

The expense ratio of DSP Gilt Fund - Direct (G) Direct Growth is 0.57%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Gilt Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Gilt Fund - Direct (G) is ₹1,608.55 (Cr) as of 2025-01-30 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Gilt Fund - Direct (G) Direct Growth?

Redeeming or selling units of DSP Gilt Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Gilt Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Gilt Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).