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DSP Banking & Psu Debt Fund - Direct (IDCW-W)

Banking and PSU Fund
Invest Now

  • NAV

    10.15(0.02%)

  • Fund Size (CR)

    ₹2,978.46

  • Expense Ratio

    0.32

  • Scheme Type

    Active Fund

  • Value Research

  • Min. investment

    ₹100

  • Minimum Additional Investment

    ₹100

  • Minimum SIP Investment

    ₹100

  • Minimum Withdrawal

    ₹500

  • Exit Load Nil

    0%

  • Return Since Launch

    7.89%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -0.07%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Shantanu Godambe

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 11 February 202510002.140.02%-0.04%135/166
1 Month17 January 202510061.990.62%-0.61%129/166
3 Month18 November 202410152.551.53%-1.60%138/166
6 Month16 August 202410386.893.87%-3.61%31/166
1 Year16 February 202410802.818.03%8.03%7.64%46/166
3 Year18 February 202212034.2920.34%6.37%6.21%52/156
5 Year18 February 202013591.7135.92%6.33%6.13%47/130
Since Inception14 September 201323845.70138.46%7.89%6.99%28/166

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 March 20241,20,000281474.06134.56% 134.56%
3 Year2 March 20223,60,000844870.47134.69% 32.89%
5 Year2 March 20206,00,0001408431.12134.74% 18.61%
10 Year2 March 201512,00,0002801570.57133.46% 8.85%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.35%

Standard Deviation

0.04%

Beta

-0.29%

Sharpe Ratio

0.71%

Treynor's Ratio

-0.53%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
S I D B I4.31%12500128.47NCDDebt Others
Power Grid Corpn3.68%1050109.63NCDDebt Others
N A B A R D3.58%10000106.70NCDDebt Others
I R F C3.56%1000106.15NCDDebt Others
St Bk of India3.53%100105.13NCDDebt Others
GAIL (India)3.39%1000101.00NCDDebt Others
REC Ltd2.71%750080.66NCDDebt Others
REC Ltd2.70%750080.44NCDDebt Others
REC Ltd2.56%750076.26NCDDebt Others
N A B A R D2.53%750075.46NCDDebt Others

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
DSP Banking & Psu Debt Fund - Direct (IDCW-W)
2978.460.62%1.53%3.87%8.03%6.37%
TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI
192.800.77%2.18%4.91%10.30%8.36%
Bandhan Banking & PSU Debt Fund - Direct (IDCW-D)
13421.640.71%1.96%4.05%8.37%6.70%
Kotak Banking and PSU Debt Fund - Direct (G)
5654.630.70%1.79%3.94%8.32%6.73%
Mirae Asset Banking and PSU Fund-Dir (G)
49.030.75%2.02%3.97%8.28%6.27%
Mirae Asset Banking and PSU Fund-Dir (IDCW)
49.030.74%2.01%3.96%8.27%6.26%

News

  • DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes

    DSP Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:

    DSP Mid Cap Fund ' Regular Plan ' IDCW Option: 2.300

    DSP Mid Cap Fund ' Direct Plan ' IDCW Option: 5.400

    DSP Global Allocation Fund of Fund ' Regular Plan ' IDCW Option: 0.9000

    DSP Global Allocation Fund of Fund ' Direct Plan ' IDCW Option: 1.0000

    DSP Equity Savings Fund ' Regular Plan ' IDCW Option: 0.8000

    DSP Equity Savings Fund ' Direct Plan ' IDCW Option: 0.9000

    Powered by Capital Market - Live News

  • DSP Mutual Fund announces change in scheme name

    DSP Mutual Fund has announced change in scheme name under the following scheme, With effect from 11 March 2025.

    Change in the name of the Scheme:

    Existing Scheme Name Revised Scheme Name
    DSP Global Allocation Fund of Fund Fund of Fund DSP Income Plus Arbitrage Fund of Fund

    Powered by Capital Market - Live News

  • DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes

    DSP Mutual Fund has announced 06 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:

    DSP India T.I.G.E.R Fund:

    Regular Plan ' IDCW: 2.4000

    Direct Plan ' IDCW: 4.4000

    DSP Global Clean Energy Fund of Fund:

    Regular Plan ' IDCW: 0.6000

    Direct Plan ' IDCW: 0.7000

    DSP Focus Fund:

    Regular Plan ' IDCW: 1.8000

    Direct Plan ' IDCW: 3.4000

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

10 September 2013

Total AUM (Cr)

₹2978.46

DSP Banking & Psu Debt Fund - Direct (IDCW-W) is an Banking and PSU Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 10 September 2013, this fund is managed by Shantanu Godambe. With assets under management (AUM) worth ₹2,978.46 (Cr), as of 20 February 2025, DSP Banking & Psu Debt Fund - Direct (IDCW-W) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 7.89% since its launch.
The current NAV of DSP Banking & Psu Debt Fund - Direct (IDCW-W) is ₹10.15, as on 20 February 2025. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in DSP Banking & Psu Debt Fund - Direct (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 6.37% and 6.33% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.64% in Debt and 0.36% in cash and cash equivalents.

FAQs

How to Invest in DSP Banking & Psu Debt Fund - Direct (IDCW-W) Direct Growth?

DSP Banking & Psu Debt Fund - Direct (IDCW-W) is a popular fund in the Banking and PSU Fund segment. The fund has generated a return of 7.89% since inception. Looking to invest in DSP Banking & Psu Debt Fund - Direct (IDCW-W) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Banking & Psu Debt Fund - Direct (IDCW-W) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, DSP Banking & Psu Debt Fund - Direct (IDCW-W)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Banking & Psu Debt Fund - Direct (IDCW-W) today and reap the benefits of this Banking and PSU Fund fund!

How much returns has DSP Banking & Psu Debt Fund - Direct (IDCW-W) Direct Growth generated?

In the short term, i.e., 1 year, DSP Banking & Psu Debt Fund - Direct (IDCW-W) has generated annualised return of 8.03%. In the long-term, the fund has generated 6.37% and 6.33% in 3 and 5 years respectively. Since its inception, the fund has generated 7.89% returns.

What is the expense ratio of DSP Banking & Psu Debt Fund - Direct (IDCW-W) Direct Growth?

The expense ratio of DSP Banking & Psu Debt Fund - Direct (IDCW-W) Direct Growth is 0.32%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Banking & Psu Debt Fund - Direct (IDCW-W) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Banking & Psu Debt Fund - Direct (IDCW-W) is ₹2,978.46 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Banking & Psu Debt Fund - Direct (IDCW-W) Direct Growth?

Redeeming or selling units of DSP Banking & Psu Debt Fund - Direct (IDCW-W) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from DSP Banking & Psu Debt Fund - Direct (IDCW-W):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case DSP Banking & Psu Debt Fund - Direct (IDCW-W)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Note : Securities shown above are only for illustrative purposes and not recommendatory in nature. The data represents best/cumulative figures till date.