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Bank of India Small Cap Fund - Direct (IDCW)

Small Cap Fund
Invest Now

  • NAV

    41.08(1.13%)

  • Fund Size (CR)

    ₹1,613.36

  • Expense Ratio

    0.46

  • Scheme Type

    Active Fund

  • Value Research

  • Min. investment

    ₹5,000

  • Minimum Additional Investment

    ₹1,000

  • Minimum SIP Investment

    ₹1,000

  • Minimum Withdrawal

    ₹1,000

  • Exit Load For Redemption/switch out - of up to 10% of the initial units allotted - within 1 year from the date allotment - Nil 1.00% - If the units are swiched out within 1 year from the date of allotment of units Nil - If the units are redeemed/switched out after 1 year from the date of allotment of units.

    0%

  • Return Since Launch

    32.16%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -1.84%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Alok Singh

Bench Mark

Nifty Smallcap 250 TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 23 December 20249867.78-1.32%-0.15%116/118
1 Month29 November 20249798.21-2.02%-0.04%101/118
3 Month30 September 20249636.54-3.63%--2.84%52/114
6 Month28 June 202410622.036.22%-6.02%42/114
1 Year29 December 202313092.9130.93%30.93%27.84%23/110
3 Year30 December 202118805.4388.05%23.43%22.41%46/96
5 Year30 December 201950350.51403.51%38.17%31.92%5/80
Since Inception19 December 201853824.70438.25%32.16%23.74%15/118

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 January 20241,30,000196385.7851.07% 51.07%
3 Year3 January 20223,70,000789705.33113.43% 28.75%
5 Year1 January 20206,10,0001719614.80181.90% 23.03%
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.41%

Standard Deviation

0.79%

Beta

1.19%

Sharpe Ratio

0.13%

Treynor's Ratio

4.65%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
Vijaya Diagnost.2.99%41300048.18EquityHealthcare
Ami Organics2.90%21800046.72EquityPharmaceuticals
Kaynes Tech2.60%7000041.91EquityConsumer Durables
Cartrade Tech2.30%27331937.05EquityRetail
Radico Khaitan2.19%14350935.27EquityAlcoholic Beverages
ERIS Lifescience2.12%23802834.28EquityPharmaceuticals
PCBL Ltd2.07%77000033.41EquityChemicals
Jyoti CNC Auto.2.02%26300032.67EquityCapital Goods-Non Electrical Equipment
A B Real Estate1.96%11502931.67EquityPaper
Ganesha Ecosphe.1.95%13100031.43EquityTextiles

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
Bank of India Small Cap Fund - Direct (IDCW)
1613.36-2.02%-3.63%6.22%30.93%23.43%
Motilal Oswal Small Cap Fund - Direct (G)
3166.262.92%6.32%21.68%47.94%-
Motilal Oswal Small Cap Fund - Direct (IDCW)
3166.262.92%6.32%21.67%47.94%-
Bandhan Small Cap Fund - Direct (G)
9248.28-0.66%-3.51%14.29%44.35%29.48%
Bandhan Small Cap Fund - Direct (IDCW)
9248.28-0.66%-3.51%14.29%44.35%29.35%
LIC MF Small Cap Fund - Direct (G)
411.350.59%-0.67%7.39%40.02%25.28%

News

  • Bank of India MF announces change in Fund Manager of the following schemes

    Bank of India Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 01 October 2024

    Change in Fund Managers of the Schemes:

    Scheme Name Existing Fund Manager(s) New Fund Manager(s)
    Bank of India Small Cap Fund Mr. Dhruv Bhatia Mr. Alok Singh
    Bank of India Blue Chip Fund Mr. Dhruv Bhatia ' Mr. Alok Singh
    ' Mr. Nilesh Jethani ' Co-Fund Manager
    Bank of India Midcap Tax Fund - Series 1 Mr. Dhruv Bhatia Mr. Nilesh Jethani
    Bank of India Midcap Tax Fund - Series 2 Mr. Dhruv Bhatia Mr. Nilesh Jethani
    Bank of India Arbitrage Fund Mr. Alok Singh Mr. Firdaus Ragina

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

28 November 2018

Total AUM (Cr)

₹1613.36

Bank of India Small Cap Fund - Direct (IDCW) is an Small Cap Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 28 November 2018, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹1,613.36 (Cr), as of 1 January 2025, Bank of India Small Cap Fund - Direct (IDCW) is categorized as a Small Cap Fund within its segment. The fund has generated a return of 32.16% since its launch.
The current NAV of Bank of India Small Cap Fund - Direct (IDCW) is ₹41.08, as on 1 January 2025. The fund's benchmark index is Nifty Smallcap 250 TRI. You can invest in Bank of India Small Cap Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For Redemption/switch out - of up to 10% of the initial units allotted - within 1 year from the date allotment - Nil 1.00% - If the units are swiched out within 1 year from the date of allotment of units Nil - If the units are redeemed/switched out after 1 year from the date of allotment of units. The fund has generated 23.43% and 38.17% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 88.15% in Equity, 11.33% in Debt and 0.52% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 9.82% in Debt, 8.51% in Industrial Manufacturing, 8.28% in Pharmaceuticals & Biotech, 7.27% in Industrial Products, 5.48% in Chemicals & Petrochemical

FAQs

How to Invest in Bank of India Small Cap Fund - Direct (IDCW) Direct Growth?

Bank of India Small Cap Fund - Direct (IDCW) is a popular fund in the Small Cap Fund segment. The fund has generated a return of 32.16% since inception. Looking to invest in Bank of India Small Cap Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bank of India Small Cap Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Bank of India Small Cap Fund - Direct (IDCW)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bank of India Small Cap Fund - Direct (IDCW) today and reap the benefits of this Small Cap Fund fund!

How much returns has Bank of India Small Cap Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Bank of India Small Cap Fund - Direct (IDCW) has generated annualised return of 30.93%. In the long-term, the fund has generated 23.43% and 38.17% in 3 and 5 years respectively. Since its inception, the fund has generated 32.16% returns.

What is the expense ratio of Bank of India Small Cap Fund - Direct (IDCW) Direct Growth?

The expense ratio of Bank of India Small Cap Fund - Direct (IDCW) Direct Growth is 0.46%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bank of India Small Cap Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Bank of India Small Cap Fund - Direct (IDCW) is ₹1,613.36 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bank of India Small Cap Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of Bank of India Small Cap Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from Bank of India Small Cap Fund - Direct (IDCW):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Bank of India Small Cap Fund - Direct (IDCW)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Note : Securities shown above are only for illustrative purposes and not recommendatory in nature. The data represents best/cumulative figures till date.