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Bank of India Multi Asset Allocation Fund-Reg (IDCW)

Multi Asset Allocation
Invest Now

  • NAV

    10.68(-0.67%)

  • Fund Size (CR)

    ₹321.88

  • Expense Ratio

    1.93

  • Scheme Type

    Active Fund

  • Value Research

  • Min. investment

    ₹5,000

  • Minimum Additional Investment

    ₹1,000

  • Minimum SIP Investment

    ₹1,000

  • Minimum Withdrawal

    ₹1,000

  • Exit Load For Redemption/switch out - of up to 10% of the initial units allotted - within 1 year from the date allotment - Nil 1.00% - If the units are swiched out within 1 year from the date of allotment of units Nil - If the units are redeemed/switched out after 1 year from the date of allotment of units.

    0%

  • Return Since Launch

    7.03%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: -2.44%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Mithraem Bharucha

Bench Mark

37.50% of Nifty 500 TRI + 50% of Nifty Composite Debt Index + 12.50% of Domestic Prices of Gold

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 17 March 202510349.173.49%-2.93%38/110
1 Month24 February 202510308.303.08%-2.72%44/110
3 Month24 December 20249813.91-1.86%--0.27%89/106
6 Month24 September 20249673.10-3.27%--3.75%53/100
1 Year22 March 202410741.077.41%7.41%10.97%87/92
3 Year--0%-14.32%-/-
5 Year--0%-23.26%-/-
Since Inception28 February 202410753.107.53%7.03%11.48%90/110

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year2 April 20241,20,000119044.35-0.80% -0.80%
3 Year-----
5 Year-----
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.36%

Standard Deviation

0.50%

Beta

-0.62%

Sharpe Ratio

-0.01%

Treynor's Ratio

-1.94%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
St Bk of India2.47%1096177.98EquityBanks
M & M1.84%225005.95EquityAutomobile
NTPC Green1.84%6170005.94EquityPower Generation & Distribution
Vedanta1.64%1200005.32EquityMining & Mineral products
REC Ltd1.50%1192784.85EquityFinance
Siemens1.45%95004.68EquityCapital Goods - Electrical Equipment
UltraTech Cem.1.34%41504.34EquityCement
Dr Reddy's Labs1.25%365004.04EquityPharmaceuticals
Varun Beverages1.23%815003.98EquityFMCG
Shriram Finance1.20%625053.87EquityFinance

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
WhiteOak Capital Multi Asset Allocation-Dir (G)
1440.711.72%2.82%3.43%17.61%-
DSP Multi Asset Allocation Fund - Direct (G)
2603.612.27%2.38%0.36%16.70%-
DSP Multi Asset Allocation Fund - Direct (IDCW)
2603.612.27%2.38%0.36%16.70%-
Aditya Birla SL Multi Asset Allocation Fund-Dir (G)
3586.593.70%0.25%-3.38%15.65%-
Aditya Birla SL Multi Asset Allocation Fund-Dir (IDCW)
3586.593.71%0.25%-3.39%15.64%-

List of Schemes under Bank of India Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
Bank of India Multi Cap FundEquityVery High11.78%0₹695.25
Bank of India Bluechip FundEquityVery High1.96%1₹168.61
Bank of India Large & Mid Cap Equity FundEquityVery High7.2%2₹327.89
Bank of India Small Cap FundEquityVery High16.5%4₹1,389.85
Bank of India Manufacturing & Infrastructure FundEquityVery High11.39%4₹462.95
Bank of India Business Cycle FundEquityVery High0%0₹472.19
Bank of India Consumption FundEquityVery High0%0₹373.01
Bank of India ELSS Tax SaverEquityVery High4.37%4₹1,182.15
Bank of India Midcap Tax Fund - Series 1EquityVery High2.15%0₹52.75
Bank of India Midcap Tax Fund - Series 2EquityVery High3.44%0₹27.73
Bank of India Overnight FundDebtLow6.73%5₹59.45
Bank of India Liquid FundDebtModerately Low7.37%4₹1,790.82
Bank of India Ultra Short Duration FundDebtModerate7.3%1₹158.16
Bank of India Money Market FundDebtModerately Low0%0₹169.07
Bank of India Short Term Income FundDebtModerately Low9.81%0₹115.12
Bank of India Credit Risk FundDebtModerately High5.36%2₹112.62
Bank of India Conservative Hybrid FundHybridModerate4.41%5₹63.54
Bank of India Mid & Small Cap Equity & Debt FundHybridVery High11.15%5₹974.20
Bank of India Balanced Advantage FundHybridVery High2.93%2₹125.13
Bank of India Multi Asset Allocation FundHybridVery High8.44%0₹323.56
Bank of India Arbitrage FundHybridLow7.52%1₹44.60
Bank of India Flexi Cap FundEquityVery High10.5%4₹1,786.77

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

7 February 2024

Total AUM (Cr)

₹323.56

Bank of India Multi Asset Allocation Fund-Reg (IDCW) is an Multi Asset Allocation-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 7 February 2024, this fund is managed by Mithraem Bharucha. With assets under management (AUM) worth ₹323.56 (Cr), as of 25 March 2025, Bank of India Multi Asset Allocation Fund-Reg (IDCW) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 7.03% since its launch.
The current NAV of Bank of India Multi Asset Allocation Fund-Reg (IDCW) is ₹10.68, as on 25 March 2025. The fund's benchmark index is 37.50% of Nifty 500 TRI + 50% of Nifty Composite Debt Index + 12.50% of Domestic Prices of Gold. You can invest in Bank of India Multi Asset Allocation Fund-Reg (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For Redemption/switch out - of up to 10% of the initial units allotted - within 1 year from the date allotment - Nil 1.00% - If the units are swiched out within 1 year from the date of allotment of units Nil - If the units are redeemed/switched out after 1 year from the date of allotment of units. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 35.06% in Equity, 47.77% in Debt and 17.17% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 48.95% in Debt, 15.05% in Others, 5.31% in Banks, 4.48% in Finance, 3.06% in Pharmaceuticals & Biotech

FAQs

How to Invest in Bank of India Multi Asset Allocation Fund-Reg (IDCW) Direct Growth?

Bank of India Multi Asset Allocation Fund-Reg (IDCW) is a popular fund in the Multi Asset Allocation segment. The fund has generated a return of 7.03% since inception. Looking to invest in Bank of India Multi Asset Allocation Fund-Reg (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bank of India Multi Asset Allocation Fund-Reg (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Bank of India Multi Asset Allocation Fund-Reg (IDCW)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bank of India Multi Asset Allocation Fund-Reg (IDCW) today and reap the benefits of this Multi Asset Allocation fund!

How much returns has Bank of India Multi Asset Allocation Fund-Reg (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Bank of India Multi Asset Allocation Fund-Reg (IDCW) has generated annualised return of 7.41%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 7.03% returns.

What is the expense ratio of Bank of India Multi Asset Allocation Fund-Reg (IDCW) Direct Growth?

The expense ratio of Bank of India Multi Asset Allocation Fund-Reg (IDCW) Direct Growth is 1.93%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bank of India Multi Asset Allocation Fund-Reg (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Bank of India Multi Asset Allocation Fund-Reg (IDCW) is ₹323.56 (Cr) as of 2025-03-25 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bank of India Multi Asset Allocation Fund-Reg (IDCW) Direct Growth?

Redeeming or selling units of Bank of India Multi Asset Allocation Fund-Reg (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from Bank of India Multi Asset Allocation Fund-Reg (IDCW):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Bank of India Multi Asset Allocation Fund-Reg (IDCW)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Note : Securities shown above are only for illustrative purposes and not recommendatory in nature. The data represents best/cumulative figures till date.