NAV
9.57(-0.93%)Fund Size (CR)
₹373.01Expense Ratio
2.29Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
0%Return Since Launch
-3.40%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Nitin Gosar
Bench Mark
Nifty India Consumption TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 17 March 2025 | 10674.03 | 6.74% | - | 5.93% | 245/862 |
| 1 Month | 24 February 2025 | 10409.48 | 4.09% | - | 4.58% | 500/846 |
| 3 Month | 24 December 2024 | 9640.72 | -3.59% | - | -6.08% | 216/814 |
| 6 Month | - | - | - | - | -11.72% | -/- |
| 1 Year | - | - | - | - | 10.17% | -/- |
| 3 Year | - | - | 0% | - | 17.67% | -/- |
| 5 Year | - | - | 0% | - | 29.58% | -/- |
| Since Inception | 20 December 2024 | 9660.00 | -3.40% | -3.40% | 11.59% | 748/866 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2025 | 30,000 | 29764.24 | -0.79% | -0.79% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
5.13%
Standard Deviation
1.09%
Beta
-4.02%
Sharpe Ratio
-0.36%
Treynor's Ratio
4.94%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Bharti Airtel | 9.79% | 232500 | 36.51 | Equity | Telecomm-Service |
| ITC | 8.85% | 835818 | 33.01 | Equity | Tobacco Products |
| Britannia Inds. | 6.17% | 50073 | 23.01 | Equity | FMCG |
| M & M | 4.89% | 70563 | 18.24 | Equity | Automobile |
| Hero Motocorp | 4.14% | 42000 | 15.46 | Equity | Automobile |
| Apollo Hospitals | 3.87% | 23847 | 14.43 | Equity | Healthcare |
| Max Healthcare | 3.67% | 140044 | 13.70 | Equity | Healthcare |
| FSN E-Commerce | 3.64% | 854048 | 13.56 | Equity | E-Commerce/App based Aggregator |
| ICICI Lombard | 3.25% | 71628 | 12.11 | Equity | Insurance |
| PB Fintech. | 3.08% | 78568 | 11.50 | Equity | IT - Software |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HDFC Pharma and Healthcare Fund - Direct (G) | 1468.68 | 7.70% | -2.01% | 1.16% | 35.73% | - | |
| HDFC Pharma and Healthcare Fund - Direct (IDCW) | 1468.68 | 7.70% | -2.01% | 1.16% | 35.73% | - | |
| WhiteOak Capital Pharma and Healthcare Fund-Dir (G) | 271.36 | 8.04% | -2.37% | 0.50% | 34.47% | - | |
| DSP Banking & Financial Services Fund - Dir (G) | 1012.79 | 7.01% | 4.56% | -1.91% | 26.69% | - | |
| DSP Banking & Financial Services Fund - Dir (IDCW) | 1012.79 | 6.46% | 4.03% | -2.41% | 26.05% | - |
List of Schemes under Bank of India Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
29 November 2024
Total AUM (Cr)
₹373.01
Bank of India Consumption Fund - Regular (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 29 November 2024, this fund is managed by Nitin Gosar. With assets under management (AUM) worth ₹373.01 (Cr), as of 25 March 2025, Bank of India Consumption Fund - Regular (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of -3.40% since its launch.
The current NAV of Bank of India Consumption Fund - Regular (IDCW) is ₹9.57, as on 25 March 2025. The fund's benchmark index is Nifty India Consumption TRI. You can invest in Bank of India Consumption Fund - Regular (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed /switched-out within 12 months from the date of allotment: For 10% of investments-: Nil For remaining investments: 1% If redeemed/switched-out after 12 months from the date of allotment: Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.59% in Equity, 2.43% in Debt and -0.02% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 12.86% in Automobiles, 9.79% in Telecom-Services, 9.22% in Retailing, 8.94% in Food Products, 8.85% in Diversified FMCG
FAQs
How to Invest in Bank of India Consumption Fund - Regular (IDCW) Direct Growth?
Bank of India Consumption Fund - Regular (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of -3.40% since inception. Looking to invest in Bank of India Consumption Fund - Regular (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bank of India Consumption Fund - Regular (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Bank of India Consumption Fund - Regular (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Bank of India Consumption Fund - Regular (IDCW) today and reap the benefits of this Sectoral / Thematic fund!
How much returns has Bank of India Consumption Fund - Regular (IDCW) Direct Growth generated?
What is the expense ratio of Bank of India Consumption Fund - Regular (IDCW) Direct Growth?
What is the AUM of Bank of India Consumption Fund - Regular (IDCW) Fund Direct Growth?
How to redeem or withdraw money from Bank of India Consumption Fund - Regular (IDCW) Direct Growth?
Redeeming or selling units of Bank of India Consumption Fund - Regular (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from Bank of India Consumption Fund - Regular (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case Bank of India Consumption Fund - Regular (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).