Can I invest in SIP and Lumpsum in Bandhan Business Cycle Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Bandhan Business Cycle Fund - Direct (IDCW). Minimum lumpsum investment Bandhan Business Cycle Fund - Direct (IDCW) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Bandhan Business Cycle Fund - Direct (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of Bandhan Business Cycle Fund - Direct (IDCW) is Bandhan Business Cycle Fund - Direct (IDCW) is ₹8.74 as on 2025-03-11.

Which are the biggest stock holdings of Bandhan Business Cycle Fund - Direct (IDCW)?

The 5 biggest stock holdings of Bandhan Business Cycle Fund - Direct (IDCW) are: HDFC Bank (5.27%), Axis Bank (3.64%), Bajaj Finance (3.38%), Infosys (3.01%), UPL (2.89%)

What are the top sectors Bandhan Business Cycle Fund - Direct (IDCW) invests in?

A majority of Bandhan Business Cycle Fund - Direct (IDCW) 's AUM worth ₹1,491.99 (Cr) is invested in these 3 top sectors: Banks : 17.15% Finance : 10.49% Debt : 7.05%

Mutual Funds
Bandhan Business Cycle Fund - Direct (IDCW)

Bandhan Business Cycle Fund - Direct (IDCW)

Sectoral / Thematic

Invest Now

NAV
8.74(-0.25%)
Fund Size (CR)
₹1,623.28
Expense Ratio
0.56
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
-12.38%

Absolute Return: -14.29%

Annualized Return: 0%

Basic Details

Scheme Manager

Vishal Biraia

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 March 2025	10231.20	2.31%	-	2.00%	318/862
1 Month	10 February 2025	9471.41	-5.29%	-	-5.73%	340/838
3 Month	10 December 2024	8607.07	-13.93%	-	-13.85%	399/792
6 Month	-	-	-	-	-14.01%	-/-
1 Year	-	-	-	-	2.66%	-/-
3 Year	-	-	0%	-	16.84%	-/-
5 Year	-	-	0%	-	21.27%	-/-
Since Inception	30 September 2024	8762.00	-12.38%	-12.38%	9.20%	782/862

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 October 2024	60,000	55185.24	-8.02%	-8.02%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.57%

Standard Deviation

0.88%

Beta

-3.44%

Sharpe Ratio

-0.18%

Treynor's Ratio

3.17%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.27%	454151	78.68	Equity	Banks
Axis Bank	3.64%	534047	54.24	Equity	Banks
Bajaj Finance	3.38%	59090	50.41	Equity	Finance
Infosys	3.01%	266237	44.93	Equity	IT - Software
UPL	2.89%	680980	43.10	Equity	Agro Chemicals
NTPC	2.30%	1102440	34.34	Equity	Power Generation & Distribution
Federal Bank	2.09%	1752673	31.13	Equity	Banks
Sundaram Clayton	2.07%	158729	30.89	Equity	Castings, Forgings & Fastners
Kotak Mah. Bank	1.96%	153515	29.21	Equity	Banks
Wockhardt	1.96%	253394	29.28	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Business Cycle Fund - Direct (IDCW)	1623.28	-5.29%	-13.93%	-	-	-
HDFC Pharma and Healthcare Fund - Direct (G)	1568.02	-5.98%	-8.45%	-5.67%	24.41%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1568.02	-5.98%	-8.45%	-5.67%	24.41%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	285.76	-6.99%	-9.69%	-5.49%	23.39%	-
SBI Healthcare Opportunities Fund - Direct (G)	3521.93	-5.71%	-8.55%	-5.39%	17.66%	23.63%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3521.93	-5.71%	-8.55%	-5.39%	17.66%	23.63%

News

Bandhan MF announces change in Fund Manager of the following scheme

Bandhan Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 08 March 2025

Change in Fund Managers of the Schemes:

Scheme Name	Existing Fund Manager(s)	Revised Fund Manager(s)
Bandhan Arbitrage Fund	Equity Portion: Mr. Nemish Sheth Debt Portion: Mr. Harshal Joshi	Equity Portion: Abhishek Jain Debt Portion: Mr. Harshal Joshi
Bandhan Equity Savings Fund	Equity Portion: - Mr. Nemish Sheth and Mr. Viraj Kulkarni Debt Portion - Mr. Harshal Joshi	Equity Portion: Abhishek Jain and Mr. Viraj Kulkarni Debt Portion - Mr. Harshal Joshi
Bandhan Multi Asset Allocation Fund	Equity Portion: Mr. Viraj Kulkari, Mr. Daylynn Pinto and Mr. Nemish Sheth Debt Portion: Mr. Gautam Kaul	Equity Portion: Mr. Viraj Kulkari, Mr. Daylynn Pinto and Abhishek Jain Debt Portion: Mr. Gautam Kaul
Bandhan Nifty 50 ETF, Bandhan Nifty 50 Index Fund, Bandhan Nifty 100 Index Fund,Bandhan Nifty 200 Momentum 30 Index Fund,Bandhan Nifty 100 Low Volatility 30 Index Fund, Bandhan Nifty IT Index Fund, Bandhan Nifty Alpha 50 Index Fund, Bandhan Nifty Smallcap 250 Index Fund, Bandhan BSE Sensex ETF, Bandhan Nifty 200 Quality 30 Index Fund, Bandhan Nifty 500 Value 50 Index Fund, Bandhan Nifty 500 Momentum 50 Index Fund, Bandhan Nifty Midcap 150 Index Fund, Bandhan BSE Healthcare Index Fund, Bandhan Nifty Bank Index Fund, Bandhan Nifty Alpha Low Volatility 30 Index Fund, Bandhan Nifty Next 50 Index Fund, Bandhan Nifty Total Market Index Fund	Mr. Nemish Sheth	Mr. Abhishek Jain

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Bandhan MF announces Income Distribution cum Capital Withdrawal (IDCW) under Two schemes
Bandhan Mutual Fund has announced 27 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Bandhan Equity Savings Fund:
Regular Plan ' Monthly IDCW: 0.022
Direct Plan ' Monthly IDCW: 0.029
Bandhan Arbitrage Fund:
Regular Plan ' Monthly IDCW: 0.036
Direct Plan ' Monthly IDCW: 0.039
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Bandhan Mutual Fund announces change in scheme name
Bandhan Mutual Fund has announced change in scheme name under the following scheme, With effect from 19 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

Bandhan Hybrid Equity Fund Bandhan Aggressive Hybrid Fund

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Existing Scheme Name	Revised Scheme Name
Bandhan Hybrid Equity Fund	Bandhan Aggressive Hybrid Fund

Fund House Details & Investment Objective

Date of Incorporation

10 September 2024

Total AUM (Cr)

₹1491.99

Bandhan Business Cycle Fund - Direct (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, Bandhan Mutual Fund. Launched in 10 September 2024, this fund is managed by Vishal Biraia. With assets under management (AUM) worth ₹1,491.99 (Cr), as of 11 March 2025, Bandhan Business Cycle Fund - Direct (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of -12.38% since its launch.
The current NAV of Bandhan Business Cycle Fund - Direct (IDCW) is ₹8.74, as on 11 March 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Bandhan Business Cycle Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed/switched out on/within 30 days from the date of allotment - 0.5% of applicable NAV If redeemed/switched out after 30 days from the date of allotment Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.06% in Equity, 2.98% in Debt and 0.96% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.15% in Banks, 10.49% in Finance, 7.05% in Debt, 6.51% in IT-Software, 6.27% in Construction

FAQs

How to Invest in Bandhan Business Cycle Fund - Direct (IDCW) Direct Growth?

Bandhan Business Cycle Fund - Direct (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of -12.38% since inception. Looking to invest in Bandhan Business Cycle Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bandhan Business Cycle Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Bandhan Business Cycle Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bandhan Business Cycle Fund - Direct (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has Bandhan Business Cycle Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Bandhan Business Cycle Fund - Direct (IDCW) has generated annualised return of undefined%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated -12.38% returns.

What is the expense ratio of Bandhan Business Cycle Fund - Direct (IDCW) Direct Growth?

The expense ratio of Bandhan Business Cycle Fund - Direct (IDCW) Direct Growth is 0.56%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bandhan Business Cycle Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Bandhan Business Cycle Fund - Direct (IDCW) is ₹1,491.99 (Cr) as of 2025-03-11 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bandhan Business Cycle Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of Bandhan Business Cycle Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Bandhan Business Cycle Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Bandhan Business Cycle Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).