Can I invest in SIP and Lumpsum in Aditya Birla SL Medium Term Plan (IDCW-Q) Direct Growth?

Yes, you can invest both lumpsum and SIP in Aditya Birla SL Medium Term Plan (IDCW-Q). Minimum lumpsum investment Aditya Birla SL Medium Term Plan (IDCW-Q) is ₹1,000 and minimum SIP amount is ₹1,000 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Aditya Birla SL Medium Term Plan (IDCW-Q) Direct Growth?

The latest NAV (Net Asset Value) of Aditya Birla SL Medium Term Plan (IDCW-Q) is Aditya Birla SL Medium Term Plan (IDCW-Q) is ₹12.72 as on 2025-01-01.

Which are the biggest stock holdings of Aditya Birla SL Medium Term Plan (IDCW-Q)?

The 5 biggest stock holdings of Aditya Birla SL Medium Term Plan (IDCW-Q) are: Adani Airport (2.52%), CreditAcc. Gram. (2.51%), JSW Steel (2.50%), S I D B I (2.50%), Belstar Microfin (2.50%)

What are the top sectors Aditya Birla SL Medium Term Plan (IDCW-Q) invests in?

A majority of Aditya Birla SL Medium Term Plan (IDCW-Q) 's AUM worth ₹1,999.07 (Cr) is invested in these 3 top sectors: Debt : 99.22% Miscellaneous : 0.44% Cash & Others : 0.30%

Mutual Funds
Aditya Birla SL Medium Term Plan (IDCW-Q)

Aditya Birla SL Medium Term Plan (IDCW-Q)

Medium Duration Fund

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NAV
12.72(0.01%)
Fund Size (CR)
₹1,981.28
Expense Ratio
1.58
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
8.70%

Absolute Return: 1.40%

Annualized Return: 0%

Basic Details

Scheme Manager

Sunaina da Cunha

Bench Mark

CRISIL Medium Duration Debt A-III Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10003.41	0.03%	-	0.12%	81/96
1 Month	29 November 2024	10039.23	0.39%	-	0.49%	59/96
3 Month	30 September 2024	10292.27	2.92%	-	1.57%	8/96
6 Month	30 June 2024	10586.91	5.87%	-	4.30%	8/96
1 Year	29 December 2023	11033.99	10.34%	10.34%	8.34%	8/95
3 Year	30 December 2021	14726.04	47.26%	13.77%	6.45%	8/96
5 Year	30 December 2019	17048.07	70.48%	11.26%	6.15%	5/86
Since Inception	25 March 2009	37306.80	273.07%	8.70%	6.84%	7/96

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	387952.19	198.42%	198.42%
3 Year	3 January 2022	3,70,000	1148090.63	210.29%	45.86%
5 Year	1 January 2020	6,10,000	2046105.44	235.43%	27.39%
10 Year	1 January 2015	12,10,000	4208745.08	247.83%	13.28%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.71%

Standard Deviation

0.26%

Beta

0.69%

Sharpe Ratio

0.90%

Treynor's Ratio

5.14%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Adani Airport	2.52%	5300	50.37	Corporate Debts	Debt Others
CreditAcc. Gram.	2.51%	500000	50.14	Corporate Debts	Debt Others
JSW Steel	2.50%	500	50.01	Corporate Debts	Debt Others
S I D B I	2.50%	500	50.01	Corporate Debts	Debt Others
Belstar Microfin	2.50%	5000	49.92	Corporate Debts	Debt Others
GMR Airports	2.45%	4467	48.88	Corporate Debts	Debt Others
Hinduja Housing	2.30%	4600	45.99	Corporate Debts	Debt Others
JM Financial Pro	2.00%	4000	39.95	Corporate Debts	Debt Others
St Bk of India	1.96%	400	39.19	Corporate Debts	Debt Others
Interise	1.45%	3000	29.03	Corporate Debts	Debt Others

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla SL Medium Term Plan - Direct (IDCW-H)	1981.28	0.45%	3.11%	6.26%	11.15%	14.59%
Aditya Birla SL Medium Term Plan - Direct (G)	1981.28	0.45%	3.11%	6.26%	11.15%	14.60%
Aditya Birla SL Medium Term Plan - Direct (IDCW)	1981.28	0.45%	3.11%	6.26%	11.15%	14.59%
Aditya Birla SL Medium Term Plan - Direct (IDCW-Q)	1981.28	0.45%	3.11%	6.26%	11.15%	14.59%
Kotak Medium Term Fund - Direct (IDCW-Standard)	1828.07	0.24%	1.39%	4.81%	10.01%	7.15%

News

Aditya Birla Sun Life MF announces change in Fund Manager of the following schemes

Aditya Birla Sun Life Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 31 December 2024

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager
Aditya Birla Sun Life Nifty 50 Index Fund, Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund, Aditya Birla Sun Life Nifty Next 50 Index Fund, Aditya Birla Sun Life Nifty Midcap 150 Index Fund, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund, Aditya Birla Sun Life Nifty India Defence Index Fund, Aditya Birla Sun Life Nifty 50 ETF, Aditya Birla Sun Life Nifty Next 50 ETF, Aditya Birla Sun Life BSE Sensex ETF, Aditya Birla Sun Life Nifty Bank ETF, Aditya Birla Sun Life Nifty IT ETF, Aditya Birla Sun Life Nifty Healthcare ETF, Aditya Birla Sun Life Nifty PSE ETF, Aditya Birla Sun Life Nifty 200 Momentum 30 ETF, Aditya Birla Sun Life Nifty 200 Quality 30 ETF, Aditya Birla Sun Life Gold Fund, Aditya Birla Sun Life Silver ETF Fund of Fund, Aditya Birla Sun Life BSE India Infrastructure Fund	Mr. Rupesh Gurav	Ms. Priya Sridhar

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Aditya Birla Sun Life Mutual Fund announces change in Key Personnel
Aditya Birla Sun Life Mutual Fund has announced that, Ms. Priya Sridhar has been appointed as the Key Personnel of Aditya Birla Sun Life AMC Limited (ABSLAMC) in the capacity of Fund Manager and Dealer'Passive Funds with effect from Tuesday, December 24, 2024.
Details of Ms. Priya Sridhar
Age: 46 years
Designation: Fund Manager and Dealer'Passive Funds
Qualification: Master's in Financial Management from Mumbai University
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Aditya Birla Sun Life MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Aditya Birla Sun Life Mutual Fund has announced 20 December 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Aditya Birla Sun Life Balanced Advantage Fund:
Regular Plan ' IDCW Option: 0.15
Direct Plan ' IDCW Option: 0.17
Aditya Birla Sun Life Arbitrage Fund:
Regular Plan ' IDCW Option: 0.07
Direct Plan ' IDCW Option: 0.07
Aditya Birla Sun Life Equity Savings Fund:
Regular Plan ' IDCW Option: 0.23
Direct Plan ' IDCW Option: 0.27
Aditya Birla Sun Life Equity Hybrid '95 Fund:
Regular Plan ' IDCW Option: 3.29
Direct Plan ' IDCW Option: 5.59
Aditya Birla Sun Life Dividend Yield Fund:
Regular Plan ' IDCW Option: 0.23
Direct Plan ' IDCW Option: 0.27
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Fund House Details & Investment Objective

Date of Incorporation

23 March 2009

Total AUM (Cr)

₹1999.07

Aditya Birla SL Medium Term Plan (IDCW-Q) is an Medium Duration Fund-oriented fund from the renowned AMC, Aditya Birla Sun Life Mutual Fund. Launched in 23 March 2009, this fund is managed by Sunaina da Cunha. With assets under management (AUM) worth ₹1,999.07 (Cr), as of 1 January 2025, Aditya Birla SL Medium Term Plan (IDCW-Q) is categorized as a Medium Duration Fund within its segment. The fund has generated a return of 8.70% since its launch.
The current NAV of Aditya Birla SL Medium Term Plan (IDCW-Q) is ₹12.72, as on 1 January 2025. The fund's benchmark index is CRISIL Medium Duration Debt A-III Index. You can invest in Aditya Birla SL Medium Term Plan (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
In respect of each purchase / switch-in of Units, ipto 15% of the units may be redeemed /swiched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redeemed / switched out of units on or before 1 year from the date of allotment: 2.00% of the applicable NAV. For redeemed / switched out of units after 1 year but on or before 2 years from the date of allotment: 1.00% of the applicable NAV. For redeemed / switched out of units after 2 years from the date of allotment: NIL The fund has generated 13.77% and 11.26% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 5.70% in Equity, 91.95% in Debt and 2.35% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 99.22% in Debt, 0.44% in Miscellaneous, 0.30% in Cash & Others

FAQs

How to Invest in Aditya Birla SL Medium Term Plan (IDCW-Q) Direct Growth?

Aditya Birla SL Medium Term Plan (IDCW-Q) is a popular fund in the Medium Duration Fund segment. The fund has generated a return of 8.70% since inception. Looking to invest in Aditya Birla SL Medium Term Plan (IDCW-Q) How about earning 1% extra return? All this is possible with m.Stock! Investing in Aditya Birla SL Medium Term Plan (IDCW-Q) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Aditya Birla SL Medium Term Plan (IDCW-Q)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Aditya Birla SL Medium Term Plan (IDCW-Q) today and reap the benefits of this Medium Duration Fund fund!

How much returns has Aditya Birla SL Medium Term Plan (IDCW-Q) Direct Growth generated?

In the short term, i.e., 1 year, Aditya Birla SL Medium Term Plan (IDCW-Q) has generated annualised return of 10.34%. In the long-term, the fund has generated 13.77% and 11.26% in 3 and 5 years respectively. Since its inception, the fund has generated 8.70% returns.

What is the expense ratio of Aditya Birla SL Medium Term Plan (IDCW-Q) Direct Growth?

The expense ratio of Aditya Birla SL Medium Term Plan (IDCW-Q) Direct Growth is 1.58%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Aditya Birla SL Medium Term Plan (IDCW-Q) Fund Direct Growth?

The Assets Under Management (AUM) of Aditya Birla SL Medium Term Plan (IDCW-Q) is ₹1,999.07 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Aditya Birla SL Medium Term Plan (IDCW-Q) Direct Growth?

Redeeming or selling units of Aditya Birla SL Medium Term Plan (IDCW-Q) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Aditya Birla SL Medium Term Plan (IDCW-Q):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Aditya Birla SL Medium Term Plan (IDCW-Q)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).