Can I invest in SIP and Lumpsum in JM Focused Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in JM Focused Fund (G). Minimum lumpsum investment JM Focused Fund (G) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of JM Focused Fund (G) Direct Growth?

The latest NAV ( Net Asset Value ) of JM Focused Fund (G) is JM Focused Fund (G) is ₹17.70 as on 2025-04-09.

Which are the biggest stock holdings of JM Focused Fund (G)?

The 5 biggest stock holdings of JM Focused Fund (G) are: Bajaj Finance (6.53%), Cholaman.Inv.&Fn (5.34%), Interglobe Aviat (5.19%), HDFC Bank (4.89%), REC Ltd (4.75%)

What are the top sectors JM Focused Fund (G) invests in?

A majority of JM Focused Fund (G) 's AUM worth ₹246.58 (Cr) is invested in these 3 top sectors: Finance : 15.18% Banks : 11.22% Debt : 9.82%

Mutual Funds
AMC
JM Focused Fund (G)

JM Focused Fund (G)

Focused Fund

Invest Now

NAV
17.70(-0.66%)
Fund Size (CR)
₹217.48
Expense Ratio
2.25
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
3.84%

Absolute Return: -11.71%

Annualized Return: 0%

Basic Details

Scheme Manager

Asit Bhandarkar

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	1 April 2025	9732.41	-2.68%	-	-2.44%	77/114
1 Month	7 March 2025	9994.61	-0.05%	-	0.11%	61/114
3 Month	8 January 2025	8826.71	-11.73%	-	-8.32%	102/114
6 Month	8 October 2024	8531.44	-14.69%	-	-12.48%	102/114
1 Year	8 April 2024	9738.74	-2.61%	-2.61%	1.03%	97/114
3 Year	8 April 2022	15184.67	51.85%	14.92%	11.84%	22/102
5 Year	8 April 2020	26666.02	166.66%	21.66%	22.98%	54/82
Since Inception	12 March 2008	19032.38	90.32%	3.84%	14.67%	113/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 May 2024	1,20,000	107373.53	-10.52%	-10.52%
3 Year	2 May 2022	3,60,000	431735.25	19.93%	6.24%
5 Year	4 May 2020	6,00,000	873879.67	45.65%	7.81%
10 Year	4 May 2015	12,00,000	2321134.43	93.43%	6.82%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.41%

Standard Deviation

0.95%

Beta

0.71%

Sharpe Ratio

0.01%

Treynor's Ratio

3.38%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Bajaj Finance	6.53%	18000	16.10	Equity	Finance
Cholaman.Inv.&Fn	5.34%	86661	13.17	Equity	Finance
Interglobe Aviat	5.19%	25000	12.79	Equity	Air Transport Service
HDFC Bank	4.89%	66000	12.07	Equity	Banks
REC Ltd	4.75%	273000	11.72	Equity	Finance
Amber Enterp.	4.47%	15298	11.03	Equity	Consumer Durables
ICICI Bank	4.37%	80000	10.79	Equity	Banks
Eicher Motors	4.34%	20000	10.70	Equity	Automobile
Maruti Suzuki	3.86%	8250	9.51	Equity	Automobile
Infosys	3.83%	60110	9.44	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Focused 30 Fund - Direct (IDCW)	15515.87	1.28%	-2.57%	-4.52%	11.11%	21.35%
HDFC Focused 30 Fund - Direct (G)	15515.87	1.28%	-2.60%	-4.54%	11.09%	21.34%
DSP Focus Fund - Direct (IDCW)	2258.59	0.72%	-5.81%	-9.67%	10.10%	15.19%
DSP Focus Fund - Direct (G)	2258.59	0.72%	-5.81%	-9.67%	10.09%	15.19%
Invesco India Focused Fund - Dir (IDCW)	3181.54	-1.10%	-10.40%	-11.78%	7.79%	18.87%

List of Schemes under JM Financial Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
JM Small Cap Fund	Equity	Very High	0%	0	₹594.06
JM Midcap Fund	Equity	Very High	5%	0	₹1,261.10
JM Short Duration Fund	Debt	Moderate	8.86%	2	₹115.23
JM Overnight Fund	Debt	Low	6.55%	2	₹237.72
JM ELSS Tax Saver Fund	Equity	Very High	3.15%	4	₹183.63
JM Flexicap Fund	Equity	Very High	1.11%	5	₹5,263.18
JM Low Duration Fund	Debt	Moderately Low	8.08%	3	₹223.94
JM Medium to Long Duration Fund	Debt	Moderate	10.27%	2	₹23.67
JM Liquid Fund	Debt	Moderately Low	7.31%	2	₹2,805.99
JM Dynamic Bond Fund	Debt	Moderate	10.51%	3	₹44.80
JM Large Cap Fund	Equity	Very High	-4.47%	4	₹490.71
JM Focused Fund	Equity	Very High	-1.11%	4	₹246.58
JM Value Fund	Equity	Very High	-1.98%	4	₹987.88
JM Aggressive Hybrid Fund	Hybrid	Very High	2.89%	5	₹767.72
JM Arbitrage Fund	Hybrid	Low	7.35%	2	₹186.62
JM Overnight Fund	Debt	Low	0%	0	₹237.72
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,805.99
JM Corporate Bond Fund	Debt	Moderate	0%	0	₹0.00
JM Overnight Fund	Debt	Low	6.55%	0	₹237.72
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,805.99
JM Overnight Fund	Debt	Low	0%	0	₹237.72
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,805.99
JM Overnight Fund	Debt	Low	6.77%	0	₹237.72

News

JM Financial MF announces change in Fund Manager of the following scheme

JM Financial Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27 January 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager
JM Large Cap Fund	Mr. Satish Ramanathan Co-Fund Managers: Mr. Chaitanya Choksi, Mr. Asit Bhandarkar & & Ms. Ruchi Fozdar (Debt Portion)	Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar , Mr. Deepak Gupta & Ms. Ruchi Fozdar (Debt Portion)

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JM MF announces change in Fund Manager of the following schemes

JM Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 05 November 2024

Change in Fund Managers of the Schemes:

Scheme Name	Fund Manager	Co-Fund Managers
JM Overnight Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Liquid Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Short Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Dynamic Bond Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Low Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar
JM Medium to Long Duration Fund	Mr. Killol Pandya	Ms. Naghma Khoja Ms. Ruchi Fozdar

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JM Financial Mutual Fund announces change in Key Personnel
JM Financial Mutual Fund has announced that Mr. Rahul Sanghvi has been appointed as a Fund Manager on the Board of JM Financial Management Company Ltd. effective October 23, 2024.
Details of Mr. Rahul Sanghvi
Age: 50 years
Designation: Additional Director
Qualification: BA HONS - Political Science
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Fund House Details & Investment Objective

Date of Incorporation

14 January 2008

Total AUM (Cr)

₹246.58

JM Focused Fund (G) is an Focused Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 14 January 2008, this fund is managed by Asit Bhandarkar. With assets under management (AUM) worth ₹246.58 (Cr), as of 9 April 2025, JM Focused Fund (G) is categorized as a Focused Fund within its segment. The fund has generated a return of 3.84% since its launch.
The current NAV of JM Focused Fund (G) is ₹17.7, as on 9 April 2025. The fund's benchmark index is BSE 500 TRI. You can invest in JM Focused Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out within 30 days from the date of allotment. Nil - If redeemed/switched out after 30 days from the date of allotment. The fund has generated 14.92% and 21.66% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.80% in Equity, 3.69% in Debt and -0.49% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.18% in Finance, 11.22% in Banks, 9.82% in Debt, 9.33% in Automobiles, 8.72% in IT-Software

FAQs

How to Invest in JM Focused Fund (G) Direct Growth?

JM Focused Fund (G) is a popular fund in the Focused Fund segment. The fund has generated a return of 3.84% since inception. Looking to invest in JM Focused Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Focused Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, JM Focused Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Focused Fund (G) today and reap the benefits of this Focused Fund fund!

How much returns has JM Focused Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, JM Focused Fund (G) has generated annualised return of -2.61%. In the long-term, the fund has generated 14.92% and 21.66% in 3 and 5 years respectively. Since its inception, the fund has generated 3.84% returns.

What is the expense ratio of JM Focused Fund (G) Direct Growth?

The expense ratio of JM Focused Fund (G) Direct Growth is 2.25%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Focused Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of JM Focused Fund (G) is ₹246.58 (Cr) as of 2025-04-09 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Focused Fund (G) Direct Growth?

Redeeming or selling units of JM Focused Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from JM Focused Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case JM Focused Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).