Can I invest in SIP and Lumpsum in HDFC Balanced Advantage Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC Balanced Advantage Fund (G). Minimum lumpsum investment HDFC Balanced Advantage Fund (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC Balanced Advantage Fund (G) Direct Growth?

The latest NAV (Net Asset Value) of HDFC Balanced Advantage Fund (G) is HDFC Balanced Advantage Fund (G) is ₹472.51 as on 2025-02-27.

Which are the biggest stock holdings of HDFC Balanced Advantage Fund (G)?

The 5 biggest stock holdings of HDFC Balanced Advantage Fund (G) are: HDFC Bank (6.11%), ICICI Bank (3.83%), Reliance Industr (3.37%), Infosys (3.27%), St Bk of India (3.24%)

What are the top sectors HDFC Balanced Advantage Fund (G) invests in?

A majority of HDFC Balanced Advantage Fund (G) 's AUM worth ₹94,251.41 (Cr) is invested in these 3 top sectors: Debt : 32.02% Banks : 17.40% IT-Software : 5.35%

Mutual Funds
HDFC Balanced Advantage Fund (G)

HDFC Balanced Advantage Fund (G)

Dynamic Asset Allocation or Balanced Advantage

Invest Now

NAV
472.51(-0.23%)
Fund Size (CR)
₹94,251.41
Expense Ratio
1.36
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
18.08%

Absolute Return: -5.78%

Annualized Return: 0%

Basic Details

Scheme Manager

Gopal Agrawal

Bench Mark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	18 February 2025	9946.90	-0.53%	-	-0.53%	62/145
1 Month	24 January 2025	9766.92	-2.33%	-	-2.38%	95/145
3 Month	25 November 2024	9470.95	-5.29%	-	-5.20%	94/145
6 Month	23 August 2024	9307.21	-6.93%	-	-6.36%	103/145
1 Year	23 February 2024	10469.78	4.70%	4.70%	3.66%	67/133
3 Year	25 February 2022	17218.86	72.19%	19.84%	10.98%	3/107
5 Year	25 February 2020	24206.03	142.06%	19.32%	11.39%	3/87
Since Inception	1 February 1994	1752872.16	17428.72%	18.08%	9.81%	5/145

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	115649.26	-3.63%	-3.63%
3 Year	2 March 2022	3,60,000	457733.20	27.15%	8.34%
5 Year	2 March 2020	6,00,000	989585.11	64.93%	10.52%
10 Year	1 March 2015	12,00,000	2697229.57	124.77%	8.44%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.74%

Standard Deviation

0.66%

Beta

1.24%

Sharpe Ratio

0.04%

Treynor's Ratio

9.28%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.11%	33914751	5761.27	Equity	Banks
ICICI Bank	3.83%	28841624	3613.28	Equity	Banks
Reliance Industr	3.37%	25123788	3178.41	Equity	Refineries
Infosys	3.27%	16390088	3081.01	Equity	IT - Software
St Bk of India	3.24%	39455000	3049.48	Equity	Banks
Larsen & Toubro	2.58%	6814633	2431.05	Equity	Infrastructure Developers & Operators
NTPC	2.42%	70337915	2278.95	Equity	Power Generation & Distribution
Coal India	2.35%	55854731	2211.29	Equity	Mining & Mineral products
Bharti Airtel	2.22%	12879354	2094.57	Equity	Telecomm-Service
Axis Bank	2.07%	19827457	1955.19	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Dynamic Asset Allocation Fund -Dir (IDCW-M)	3185.69	-0.95%	-2.01%	-1.12%	10.49%	11.10%
DSP Dynamic Asset Allocation Fund -Dir (G)	3185.69	-0.96%	-2.02%	-1.12%	10.48%	11.10%
AXIS Balanced Advantage Fund - Direct (IDCW)	2652.06	-1.34%	-3.61%	-2.40%	10.30%	13.42%
AXIS Balanced Advantage Fund - Direct (G)	2652.06	-1.36%	-3.64%	-2.39%	10.27%	13.43%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1327.52	-1.87%	-4.20%	-2.60%	9.57%	-

News

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
HDFC Mutual Fund has announced 28 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Dividend Yield Fund:
Regular Plan ' IDCW: 1.50
Direct Plan ' IDCW: 1.50
HDFC Large and Mid Cap Fund:
Regular Plan ' IDCW: 2.50
Direct Plan ' IDCW: 2.50
HDFC Large Cap Fund:
Regular Plan ' IDCW: 5.50
Direct Plan ' IDCW: 5.50
Powered by Capital Market - Live News

HDFC MF announces Income Distribution cum capital withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 25 February 2025 as the record date for declaration of IDCW in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
HDFC Balanced Advantage Fund:
Regular Plan ' IDCW: 0.250
Direct Plan ' IDCW: 0.250
Powered by Capital Market - Live News

HDFC MF announces change in Fund Manager of the following schemes

HDFC Mutual Fund has announced change in Fund Manager of the following schemes with effect from: 01 March, 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager(s)	Proposed Fund Manager
HDFC Overnight Fund	Anil Bamboli	Swapnil Jangam
HDFC Nifty G-sec Dec 2026 Index Fund HDFC Nifty G-Sec July 2031 Index Fund HDFC Nifty G-Sec Sep 2032 Index Fund HDFC Nifty G-sec Jun 2027 Index Fund HDFC Nifty SDL Oct 2026 Index Fund HDFC NIFTY G-Sec Apr 2029 Index Fund HDFC NIFTY G-Sec Jun 2036 Index Fund HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund	Anupam Joshi	Anupam Joshi/ Sankalp Baid
HDFC Medium Term Debt Fund	Shobhit Mehrotra	Bhavyesh Divecha /Shobhit Mehrotra

(#) Mr. Swapnil Jangam continues to be Dealer ' Fixed Income.
* Mr. Dhruv Muchhal is the dedicated Fund Manager for Overseas Investments.

Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

20 July 2000

Total AUM (Cr)

₹94251.41

HDFC Balanced Advantage Fund (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 20 July 2000, this fund is managed by Gopal Agrawal. With assets under management (AUM) worth ₹94,251.41 (Cr), as of 27 February 2025, HDFC Balanced Advantage Fund (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 18.08% since its launch.
The current NAV of HDFC Balanced Advantage Fund (G) is ₹472.51, as on 27 February 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 50:50 Index. You can invest in HDFC Balanced Advantage Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 1 years from the date of allotment. Nil - If Units are redeemed / switched-out after 1 years from the date of allotment. The fund has generated 19.84% and 19.32% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.30% in Equity, 32.02% in Debt and 0.72% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.02% in Debt, 17.40% in Banks, 5.35% in IT-Software, 4.86% in Petroleum Products, 4.11% in Construction

FAQs

How to Invest in HDFC Balanced Advantage Fund (G) Direct Growth?

HDFC Balanced Advantage Fund (G) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 18.08% since inception. Looking to invest in HDFC Balanced Advantage Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Balanced Advantage Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Balanced Advantage Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Balanced Advantage Fund (G) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has HDFC Balanced Advantage Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Balanced Advantage Fund (G) has generated annualised return of 4.70%. In the long-term, the fund has generated 19.84% and 19.32% in 3 and 5 years respectively. Since its inception, the fund has generated 18.08% returns.

What is the expense ratio of HDFC Balanced Advantage Fund (G) Direct Growth?

The expense ratio of HDFC Balanced Advantage Fund (G) Direct Growth is 1.36%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Balanced Advantage Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Balanced Advantage Fund (G) is ₹94,251.41 (Cr) as of 2025-02-27 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Balanced Advantage Fund (G) Direct Growth?

Redeeming or selling units of HDFC Balanced Advantage Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Balanced Advantage Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Balanced Advantage Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).