Can I invest in SIP and Lumpsum in HDFC Balanced Advantage Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC Balanced Advantage Fund (G). Minimum lumpsum investment HDFC Balanced Advantage Fund (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC Balanced Advantage Fund (G) Direct Growth?

The latest NAV ( Net Asset Value ) of HDFC Balanced Advantage Fund (G) is HDFC Balanced Advantage Fund (G) is ₹503.86 as on 2025-04-23.

Which are the biggest stock holdings of HDFC Balanced Advantage Fund (G)?

The 5 biggest stock holdings of HDFC Balanced Advantage Fund (G) are: HDFC Bank (5.38%), ICICI Bank (3.94%), Reliance Industr (3.32%), Infosys (3.24%), St Bk of India (3.12%)

What are the top sectors HDFC Balanced Advantage Fund (G) invests in?

A majority of HDFC Balanced Advantage Fund (G) 's AUM worth ₹94,824.34 (Cr) is invested in these 3 top sectors: Debt : 31.16% Banks : 17.31% IT-Software : 6.32%

Mutual Funds
AMC
HDFC Balanced Advantage Fund (G)

HDFC Balanced Advantage Fund (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
503.86(0.41%)
Fund Size (CR)
₹94,824.34
Expense Ratio
1.37
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
18.20%

Absolute Return: 3.32%

Annualized Return: 0%

Basic Details

Scheme Manager

Gopal Agrawal

Bench Mark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	15 April 2025	10237.46	2.37%	-	2.16%	48/147
1 Month	21 March 2025	10281.95	2.82%	-	2.44%	56/147
3 Month	22 January 2025	10299.93	3.00%	-	2.37%	77/145
6 Month	22 October 2024	9998.03	-0.02%	-	-0.70%	80/145
1 Year	22 April 2024	10957.73	9.58%	9.58%	7.61%	59/141
3 Year	22 April 2022	17017.74	70.18%	19.37%	11.95%	2/107
5 Year	22 April 2020	31532.43	215.32%	25.80%	15.15%	3/87
Since Inception	1 February 1994	1857224.81	18472.25%	18.20%	10.79%	5/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 May 2024	1,20,000	122275.37	1.90%	1.90%
3 Year	2 May 2022	3,60,000	473671.44	31.58%	9.58%
5 Year	4 May 2020	6,00,000	1014602.09	69.10%	11.08%
10 Year	1 May 2015	12,00,000	2825969.34	135.50%	8.94%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.85%

Standard Deviation

0.67%

Beta

1.27%

Sharpe Ratio

0.02%

Treynor's Ratio

9.83%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.38%	27904351	5101.47	Equity	Banks
ICICI Bank	3.94%	27699224	3734.82	Equity	Banks
Reliance Industr	3.32%	24664288	3144.94	Equity	Refineries
Infosys	3.24%	19590088	3076.92	Equity	IT - Software
St Bk of India	3.12%	38406500	2963.06	Equity	Banks
Bharti Airtel	2.65%	14479354	2509.85	Equity	Telecomm-Service
NTPC	2.65%	70337915	2515.28	Equity	Power Generation & Distribution
Larsen & Toubro	2.45%	6645683	2320.87	Equity	Infrastructure Developers & Operators
Coal India	2.35%	55854731	2224.14	Equity	Mining & Mineral products
Axis Bank	2.30%	19827457	2184.99	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
AXIS Balanced Advantage Fund - Direct (IDCW)	2807.81	2.50%	3.66%	2.15%	15.36%	15.44%
AXIS Balanced Advantage Fund - Direct (G)	2807.81	2.52%	3.63%	2.15%	15.31%	15.46%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1387.66	3.39%	4.64%	3.21%	15.13%	-
UTI-Unit Linked Insurance Plan - Direct	5352.11	3.42%	4.43%	4.03%	14.46%	9.50%
DSP Dynamic Asset Allocation Fund -Dir (G)	3216.51	2.16%	3.76%	2.69%	13.68%	12.74%

List of Schemes under HDFC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HDFC Small Cap Fund	Equity	Very High	2.68%	3	₹30,223.46
HDFC Large and Mid Cap Fund	Equity	Very High	10.06%	4	₹23,379.95
HDFC Income Plus Arbitrage Active FOF	Other	High	6.9%	5	₹159.00
HDFC Arbitrage Fund	Hybrid	Low	7.91%	0	₹18,350.43
HDFC Value Fund	Equity	Very High	13.08%	2	₹6,806.23
HDFC Children's Fund	Solution Oriented	Very High	10.03%	5	₹9,590.49
HDFC Overnight Fund	Debt	Low	6.54%	2	₹12,951.94
HDFC Money Market Fund	Debt	Moderate	8.13%	4	₹30,606.69
HDFC Low Duration Fund	Debt	Moderate	8.45%	2	₹19,433.94
HDFC Focused 30 Fund	Equity	Very High	19.48%	5	₹17,226.97
HDFC Flexi Cap Fund	Equity	Very High	18.92%	5	₹69,639.05
HDFC Floating Rate Debt Fund	Debt	Moderate	9.27%	4	₹15,030.67
HDFC Gilt Fund	Debt	Moderate	12.62%	3	₹2,965.97
HDFC Gold ETF Fund of Fund	Other	High	33.35%	3	₹3,557.61
HDFC Balanced Advantage Fund	Hybrid	Very High	10.24%	5	₹94,824.34
HDFC Medium Term Debt Fund	Debt	Moderately High	10.46%	3	₹3,871.52
HDFC Dynamic Debt Fund	Debt	Moderate	11.88%	3	₹787.61
HDFC Income Fund	Debt	Moderate	11.86%	3	₹904.14
HDFC Nifty 50 Index Fund	Other	Very High	9.2%	2	₹19,046.29
HDFC BSE Sensex Index Fund	Other	Very High	9.07%	2	₹7,913.75
HDFC Infrastructure Fund	Equity	Very High	5.54%	2	₹2,329.22
HDFC Liquid Fund	Debt	Moderately Low	7.36%	2	₹76,079.96
HDFC Corporate Bond Fund	Debt	Moderate	10.21%	4	₹33,022.84
HDFC Hybrid Debt Fund	Hybrid	Moderately High	10.46%	4	₹3,319.59
HDFC Mid-Cap Opportunities Fund	Equity	Very High	12.3%	5	₹72,610.08
HDFC Equity Savings Fund	Hybrid	Moderately High	8.03%	3	₹5,429.65
HDFC Multi-Asset Fund	Hybrid	Very High	12.94%	3	₹4,034.28
HDFC Hybrid Equity Fund	Hybrid	Very High	10.32%	3	₹23,229.08
HDFC Short Term Debt Fund	Debt	Moderate	9.83%	4	₹14,951.78
HDFC Tax Saver Fund	Equity	Very High	16.59%	5	₹15,555.71
HDFC Large Cap Fund	Equity	Very High	8.24%	4	₹36,108.73
HDFC Credit Risk Debt Fund	Debt	Moderately High	9.55%	2	₹7,207.67
HDFC Banking and PSU Debt Fund	Debt	Moderately Low	9.89%	4	₹5,993.90
HDFC Arbitrage Fund	Hybrid	Low	7.91%	3	₹18,350.43
HDFC Retirement Savings Fund - Equity	Solution Oriented	Very High	11.01%	5	₹5,983.38
HDFC Retirement Savings Fund-Hybrid Equity	Solution Oriented	Very High	9.74%	4	₹1,566.71
HDFC Retirement Savings Fund-Hybrid Debt	Solution Oriented	Moderately High	9.89%	4	₹159.54
HDFC Housing Opportunities Fund	Equity	Very High	2.68%	0	₹1,257.48
HDFC Ultra Short Term Fund	Debt	Moderate	7.9%	3	₹14,194.41
HDFC Dividend Yield Fund	Equity	Very High	6.6%	0	₹5,963.69
HDFC Asset Allocator Fund of Fund	Other	High	14.63%	4	₹3,766.63
HDFC Banking & Financial Services Fund	Equity	Very High	18.37%	3	₹3,722.44
HDFC NIFTY50 Equal Weight Index Fund	Other	Very High	7.99%	4	₹1,407.48
HDFC Developed World Indexes Fund of Funds	Other	Very High	9.58%	0	₹1,228.71
HDFC NIFTY Next 50 Index Fund	Other	Very High	4.46%	3	₹1,758.37
HDFC Multi Cap Fund	Equity	Very High	8.61%	4	₹15,944.86
HDFC Nifty 100 Index Fund	Other	Very High	8.03%	2	₹317.69
HDFC Nifty 100 Equal Weight Index Fund	Other	Very High	6.13%	4	₹334.62
HDFC FMP 1861D March 2022	Debt	Moderate	9.26%	0	₹466.60
HDFC FMP 1162D March 2022	Debt	Moderate	7.25%	0	₹32.99
HDFC FMP 1876D March 2022-Sr.46	Debt	Moderate	9.35%	0	₹32.65
HDFC FMP 1158D July 2022-Sr.46	Debt	Moderate	7.49%	0	₹164.77
HDFC FMP 1406D August 2022-Sr.46	Debt	Moderate	8.46%	0	₹252.56
HDFC FMP 1359D September 2022-Sr.46	Debt	Moderately Low	8.35%	0	₹324.63
HDFC Silver ETF Fund of Fund	Other	Very High	14.92%	0	₹260.80
HDFC Business Cycle Fund	Equity	Very High	6.39%	0	₹2,762.36
HDFC Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	8.75%	0	₹1,349.31
HDFC Nifty G-Sec July 2031 Index Fund	Other	Moderately High	12.76%	0	₹705.68
HDFC Nifty G-Sec Jun 2027 Index Fund	Other	Moderately High	9.48%	0	₹745.23
HDFC Nifty G-Sec Sep 2032 Index Fund	Other	Moderately High	13.07%	0	₹648.54
HDFC FMP 1204D December 2022-Sr.47	Debt	Moderate	8.13%	0	₹52.76
HDFC Long Duration Debt Fund	Debt	Moderately High	13.55%	0	₹5,730.06
HDFC Nifty SDL Oct 2026 Index Fund	Other	Moderate	8.59%	0	₹200.23
HDFC MNC Fund	Equity	Very High	-1.24%	0	₹558.17
HDFC FMP 2638D February 2023-Sr.47	Debt	Moderate	12.31%	0	₹158.25
HDFC Nifty G-Sec Jun 2036 Index Fund	Other	High	13.62%	0	₹849.91
HDFC Nifty G-Sec Apr 2029 Index Fund	Other	Moderately High	11.06%	0	₹168.66
HDFC FMP 1269D March 2023-Sr.47	Debt	Moderate	8.77%	0	₹78.47
HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 IF	Other	Moderate	9.32%	0	₹47.64
HDFC NIFTY Midcap 150 Index Fund	Other	Very High	9.86%	0	₹291.20
HDFC NIFTY Smallcap 250 Index Fund	Other	Very High	3.39%	0	₹400.43
HDFC BSE 500 Index Fund	Other	Very High	7.31%	0	₹208.37
HDFC Defence Fund	Equity	Very High	14.64%	0	₹4,975.51
HDFC Non-Cyclical Consumer Fund	Equity	Very High	12.18%	0	₹901.19
HDFC Transportation and Logistics Fund	Equity	Very High	5.94%	0	₹1,213.40
HDFC Technology Fund	Equity	Very High	13.01%	0	₹1,359.15
HDFC Pharma and Healthcare Fund	Equity	Very High	31.93%	0	₹1,634.08
HDFC NIFTY200 Momentum 30 Index Fund	Other	Very High	-7.37%	0	₹668.30
HDFC NIFTY Realty Index Fund	Other	Very High	-5.28%	0	₹106.65
HDFC Manufacturing Fund	Equity	Very High	0%	0	₹11,596.69
HDFC NIFTY100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹334.50
HDFC Nifty500 Multicap 50:25:25 Index Fund	Other	Very High	0%	0	₹413.03
HDFC Nifty LargeMidcap 250 Index Fund	Other	Very High	0%	0	₹445.13
HDFC Nifty India Digital Index Fund	Other	Very High	0%	0	₹200.77
HDFC Nifty 100 Quality 30 Index Fund	Other	Very High	0%	0	₹194.78
HDFC Nifty Top 20 Equal Weight Index Fund	Other	Very High	0%	0	₹70.51

News

HDFC Mutual MF announces change in fund manager under its scheme
HDFC Mutual Fund has announced change in fund manager under the following scheme, with effect from 18 April 2025.
Change in Fund Manager:

Name of the Scheme Existing Fund Manager(s) Revised Fund Manager(s)

HDFC Defence Fund* Abhishek Poddar Priya Ranjan and Rahul Baijal

Powered by Capital Market - Live News

Name of the Scheme	Existing Fund Manager(s)	Revised Fund Manager(s)
HDFC Defence Fund*	Abhishek Poddar	Priya Ranjan and Rahul Baijal

HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under under its schemes
HDFC Mutual Fund has announced 17 April 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan IDCW & monthly IDCW option and direct plan IDCW & monthly IDCW option of HDFC Arbitrage Fund. The amount of distribution (Rs per unit) will be:
HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Normal IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Regular Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
HDFC Arbitrage Fund ' Wholesale Plan ' Direct Plan ' Monthly IDCW Option (Payout & Reinvestment): 0.050
Powered by Capital Market - Live News

HDFC FMP 1162D March 2022 ' Series 46 Merger into HDFC Banking and PSU Debt Fund
HDFC Mutual Fund has approved the merger of HDFC FMP 1162D March 2022 ' Series 46 Merger into HDFC Banking and PSU Debt Fund, with effect from 19 May 2025.
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

20 July 2000

Total AUM (Cr)

₹94824.34

HDFC Balanced Advantage Fund (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 20 July 2000, this fund is managed by Gopal Agrawal. With assets under management (AUM) worth ₹94,824.34 (Cr), as of 23 April 2025, HDFC Balanced Advantage Fund (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 18.20% since its launch.
The current NAV of HDFC Balanced Advantage Fund (G) is ₹503.86, as on 23 April 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 50:50 Index. You can invest in HDFC Balanced Advantage Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 1 years from the date of allotment. Nil - If Units are redeemed / switched-out after 1 years from the date of allotment. The fund has generated 19.37% and 25.80% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.11% in Equity, 31.16% in Debt and 0.78% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 31.16% in Debt, 17.31% in Banks, 6.32% in IT-Software, 4.80% in Petroleum Products, 4.13% in Pharmaceuticals & Biotech

FAQs

How to Invest in HDFC Balanced Advantage Fund (G) Direct Growth?

HDFC Balanced Advantage Fund (G) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 18.20% since inception. Looking to invest in HDFC Balanced Advantage Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Balanced Advantage Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Balanced Advantage Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Balanced Advantage Fund (G) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has HDFC Balanced Advantage Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Balanced Advantage Fund (G) has generated annualised return of 9.58%. In the long-term, the fund has generated 19.37% and 25.80% in 3 and 5 years respectively. Since its inception, the fund has generated 18.20% returns.

What is the expense ratio of HDFC Balanced Advantage Fund (G) Direct Growth?

The expense ratio of HDFC Balanced Advantage Fund (G) Direct Growth is 1.37%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Balanced Advantage Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Balanced Advantage Fund (G) is ₹94,824.34 (Cr) as of 2025-04-23 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Balanced Advantage Fund (G) Direct Growth?

Redeeming or selling units of HDFC Balanced Advantage Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Balanced Advantage Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Balanced Advantage Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).