Can I invest in SIP and Lumpsum in UTI-Small Cap Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Small Cap Fund (IDCW). Minimum lumpsum investment UTI-Small Cap Fund (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Small Cap Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Small Cap Fund (IDCW) is UTI-Small Cap Fund (IDCW) is ₹21.99 as on 2025-03-11.

Which are the biggest stock holdings of UTI-Small Cap Fund (IDCW)?

The 5 biggest stock holdings of UTI-Small Cap Fund (IDCW) are: Multi Comm. Exc. (2.67%), Blue Star (2.08%), Avanti Feeds (1.96%), Caplin Point Lab (1.95%), Karur Vysya Bank (1.92%)

What are the top sectors UTI-Small Cap Fund (IDCW) invests in?

A majority of UTI-Small Cap Fund (IDCW) 's AUM worth ₹3,830.03 (Cr) is invested in these 3 top sectors: Pharmaceuticals & Biotech : 10.46% Consumer Durables : 10.12% Industrial Products : 7.05%

Mutual Funds
UTI-Small Cap Fund (IDCW)

UTI-Small Cap Fund (IDCW)

Small Cap Fund

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NAV
21.99(-0.48%)
Fund Size (CR)
₹4,351.22
Expense Ratio
1.9
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
20.69%

Absolute Return: -20.49%

Annualized Return: 0%

Basic Details

Scheme Manager

Ankit Agarwal

Bench Mark

Nifty Smallcap 250 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 March 2025	10314.25	3.14%	-	3.64%	83/122
1 Month	10 February 2025	9083.29	-9.17%	-	-7.87%	98/122
3 Month	10 December 2024	8018.75	-19.81%	-	-20.51%	42/118
6 Month	10 September 2024	8246.71	-17.53%	-	-19.16%	22/114
1 Year	7 March 2024	10682.86	6.83%	6.83%	2.51%	22/110
3 Year	10 March 2022	15116.56	51.17%	14.75%	17.74%	76/96
5 Year	-	-	0%	-	27.67%	-/-
Since Inception	22 December 2020	22099.20	120.99%	20.69%	16.26%	45/122

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	108432.42	-9.64%	-9.64%
3 Year	1 April 2022	3,60,000	425237.98	18.12%	5.71%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.98%

Standard Deviation

0.81%

Beta

0.45%

Sharpe Ratio

-0.01%

Treynor's Ratio

-1.38%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Multi Comm. Exc.	2.67%	205117	102.39	Equity	Financial Services
Blue Star	2.08%	415560	79.69	Equity	Consumer Durables
Avanti Feeds	1.96%	1082344	74.97	Equity	FMCG
Caplin Point Lab	1.95%	409119	74.56	Equity	Pharmaceuticals
Karur Vysya Bank	1.92%	3648658	73.38	Equity	Banks
360 ONE	1.89%	726827	72.56	Equity	Finance
Navin Fluo.Intl.	1.88%	191018	71.87	Equity	Chemicals
Cams Services	1.82%	221891	69.74	Equity	Financial Services
INDIA SHELTE FIN	1.75%	922001	67.03	Equity	Finance
Ami Organics	1.74%	306721	66.52	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Small Cap Fund - Direct (G)	4061.82	-7.49%	-19.41%	-11.23%	18.61%	-
Motilal Oswal Small Cap Fund - Direct (IDCW)	4061.82	-7.49%	-19.41%	-11.23%	18.61%	-
Bandhan Small Cap Fund - Direct (G)	9236.21	-6.72%	-19.22%	-16.78%	14.03%	26.47%
Bandhan Small Cap Fund - Direct (IDCW)	9236.21	-6.72%	-19.22%	-16.78%	14.02%	26.35%
Invesco India Smallcap Fund - Direct (IDCW)	5904.85	-8.88%	-20.63%	-16.32%	9.57%	22.53%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 March 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

2 December 2020

Total AUM (Cr)

₹3830.03

UTI-Small Cap Fund (IDCW) is an Small Cap Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 2 December 2020, this fund is managed by Ankit Agarwal. With assets under management (AUM) worth ₹3,830.03 (Cr), as of 11 March 2025, UTI-Small Cap Fund (IDCW) is categorized as a Small Cap Fund within its segment. The fund has generated a return of 20.69% since its launch.
The current NAV of UTI-Small Cap Fund (IDCW) is ₹21.99, as on 11 March 2025. The fund's benchmark index is Nifty Smallcap 250 TRI. You can invest in UTI-Small Cap Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment. The fund has generated 14.75% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 95.93% in Equity, 4.06% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 10.46% in Pharmaceuticals & Biotech, 10.12% in Consumer Durables, 7.05% in Industrial Products, 6.99% in IT-Software, 6.05% in Capital Markets

FAQs

How to Invest in UTI-Small Cap Fund (IDCW) Direct Growth?

UTI-Small Cap Fund (IDCW) is a popular fund in the Small Cap Fund segment. The fund has generated a return of 20.69% since inception. Looking to invest in UTI-Small Cap Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Small Cap Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Small Cap Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Small Cap Fund (IDCW) today and reap the benefits of this Small Cap Fund fund!

How much returns has UTI-Small Cap Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Small Cap Fund (IDCW) has generated annualised return of 6.83%. In the long-term, the fund has generated 14.75% and - in 3 and 5 years respectively. Since its inception, the fund has generated 20.69% returns.

What is the expense ratio of UTI-Small Cap Fund (IDCW) Direct Growth?

The expense ratio of UTI-Small Cap Fund (IDCW) Direct Growth is 1.90%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Small Cap Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Small Cap Fund (IDCW) is ₹3,830.03 (Cr) as of 2025-03-11 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Small Cap Fund (IDCW) Direct Growth?

Redeeming or selling units of UTI-Small Cap Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Small Cap Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Small Cap Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).