Can I invest in SIP and Lumpsum in UTI-Small Cap Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Small Cap Fund (IDCW). Minimum lumpsum investment UTI-Small Cap Fund (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Small Cap Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Small Cap Fund (IDCW) is UTI-Small Cap Fund (IDCW) is ₹26.98 as on 2025-01-01.

Which are the biggest stock holdings of UTI-Small Cap Fund (IDCW)?

The 5 biggest stock holdings of UTI-Small Cap Fund (IDCW) are: Multi Comm. Exc. (2.80%), Coforge (1.95%), Cams Services (1.95%), Brigade Enterpr. (1.94%), Karur Vysya Bank (1.86%)

What are the top sectors UTI-Small Cap Fund (IDCW) invests in?

A majority of UTI-Small Cap Fund (IDCW) 's AUM worth ₹4,650.65 (Cr) is invested in these 3 top sectors: Consumer Durables : 10.88% Pharmaceuticals & Biotech : 8.48% Capital Markets : 7.75%

Mutual Funds
UTI-Small Cap Fund (IDCW)

UTI-Small Cap Fund (IDCW)

Small Cap Fund

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NAV
26.98(0.81%)
Fund Size (CR)
₹4,650.65
Expense Ratio
1.85
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
27.59%

Absolute Return: -0.59%

Annualized Return: 0%

Basic Details

Scheme Manager

Ankit Agarwal

Bench Mark

Nifty Smallcap 250 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10031.75	0.32%	-	0.15%	27/118
1 Month	29 November 2024	10044.68	0.45%	-	0.04%	33/118
3 Month	30 September 2024	9930.54	-0.69%	-	-2.84%	16/114
6 Month	28 June 2024	10935.66	9.36%	-	6.02%	15/114
1 Year	29 December 2023	12631.27	26.31%	26.31%	27.84%	43/110
3 Year	30 December 2021	17125.42	71.25%	19.64%	22.41%	80/96
5 Year	-	-	0%	-	31.92%	-/-
Since Inception	22 December 2020	26664.10	166.64%	27.59%	23.74%	36/118

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	147322.96	13.33%	13.33%
3 Year	3 January 2022	3,70,000	550569.98	48.80%	14.17%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.27%

Standard Deviation

0.76%

Beta

0.89%

Sharpe Ratio

0.12%

Treynor's Ratio

0.25%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Multi Comm. Exc.	2.80%	210695	130.32	Equity	Financial Services
Coforge	1.95%	104385	90.67	Equity	IT - Software
Cams Services	1.95%	183780	90.57	Equity	Financial Services
Brigade Enterpr.	1.94%	727485	90.27	Equity	Realty
Karur Vysya Bank	1.86%	3648658	86.31	Equity	Banks
Techno Elec.Engg	1.84%	582063	85.79	Equity	Infrastructure Developers & Operators
Caplin Point Lab	1.83%	387119	85.02	Equity	Pharmaceuticals
Marksans Pharma	1.79%	2424908	83.11	Equity	Pharmaceuticals
Carborundum Uni.	1.77%	562934	82.14	Equity	Capital Goods-Non Electrical Equipment
Blue Star	1.68%	420845	77.99	Equity	Consumer Durables

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Small Cap Fund - Direct (G)	3166.26	2.92%	6.32%	21.68%	47.94%	-
Motilal Oswal Small Cap Fund - Direct (IDCW)	3166.26	2.92%	6.32%	21.67%	47.94%	-
Bandhan Small Cap Fund - Direct (G)	9248.28	-0.66%	-3.51%	14.29%	44.35%	29.48%
Bandhan Small Cap Fund - Direct (IDCW)	9248.28	-0.66%	-3.51%	14.29%	44.35%	29.35%
LIC MF Small Cap Fund - Direct (G)	411.35	0.59%	-0.67%	7.39%	40.02%	25.28%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 02 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

2 December 2020

Total AUM (Cr)

₹4650.65

UTI-Small Cap Fund (IDCW) is an Small Cap Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 2 December 2020, this fund is managed by Ankit Agarwal. With assets under management (AUM) worth ₹4,650.65 (Cr), as of 1 January 2025, UTI-Small Cap Fund (IDCW) is categorized as a Small Cap Fund within its segment. The fund has generated a return of 27.59% since its launch.
The current NAV of UTI-Small Cap Fund (IDCW) is ₹26.98, as on 1 January 2025. The fund's benchmark index is Nifty Smallcap 250 TRI. You can invest in UTI-Small Cap Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment. The fund has generated 19.64% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.77% in Equity, 0.09% in Debt and 3.15% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 10.88% in Consumer Durables, 8.48% in Pharmaceuticals & Biotech, 7.75% in Capital Markets, 6.87% in Industrial Products, 6.60% in IT-Software

FAQs

How to Invest in UTI-Small Cap Fund (IDCW) Direct Growth?

UTI-Small Cap Fund (IDCW) is a popular fund in the Small Cap Fund segment. The fund has generated a return of 27.59% since inception. Looking to invest in UTI-Small Cap Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Small Cap Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Small Cap Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Small Cap Fund (IDCW) today and reap the benefits of this Small Cap Fund fund!

How much returns has UTI-Small Cap Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Small Cap Fund (IDCW) has generated annualised return of 26.31%. In the long-term, the fund has generated 19.64% and - in 3 and 5 years respectively. Since its inception, the fund has generated 27.59% returns.

What is the expense ratio of UTI-Small Cap Fund (IDCW) Direct Growth?

The expense ratio of UTI-Small Cap Fund (IDCW) Direct Growth is 1.85%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Small Cap Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Small Cap Fund (IDCW) is ₹4,650.65 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Small Cap Fund (IDCW) Direct Growth?

Redeeming or selling units of UTI-Small Cap Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Small Cap Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Small Cap Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).