UTI-Money Market Fund (Flexi Div)
Money Market FundNAV
3706.84(0.03%)Fund Size (CR)
₹15,370.41Expense Ratio
0.23Scheme Type
Active FundValue Research
-
Min. investment
₹10,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹10,000Exit Load
0%Return Since Launch
6.54%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Amit Sharma
Bench Mark
CRISIL Money Market A-I Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 8 January 2025 | 10012.32 | 0.12% | - | 0.11% | 69/185 |
| 1 Month | 13 December 2024 | 10062.12 | 0.62% | - | 0.59% | 55/185 |
| 3 Month | 15 October 2024 | 10173.27 | 1.73% | - | 1.66% | 86/185 |
| 6 Month | 15 July 2024 | 10349.32 | 3.49% | - | 3.48% | 134/184 |
| 1 Year | 15 January 2024 | 10721.61 | 7.22% | 7.22% | 7.31% | 140/182 |
| 3 Year | 14 January 2022 | 11987.73 | 19.88% | 6.23% | 6.39% | 121/162 |
| 5 Year | 15 January 2020 | 13048.66 | 30.49% | 5.47% | 5.65% | 119/148 |
| Since Inception | 12 February 2002 | 42809.29 | 328.09% | 6.54% | 6.42% | 107/185 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 February 2024 | 1,20,000 | 226051.26 | 88.38% | 88.38% |
| 3 Year | 1 February 2022 | 3,60,000 | 725019.67 | 101.39% | 26.28% |
| 5 Year | 3 February 2020 | 6,00,000 | 1267609.73 | 111.27% | 16.14% |
| 10 Year | 1 February 2015 | 12,00,000 | 2963420.28 | 146.95% | 9.46% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.14%
Standard Deviation
0.01%
Beta
-1.77%
Sharpe Ratio
18.89%
Treynor's Ratio
-0.90%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Telangana 2025 | 0.88% | 1350000000 | 135.13 | Govt. Securities | Govt. Securities |
| Gujarat 2025 | 0.65% | 1000000000 | 100.17 | Govt. Securities | Govt. Securities |
| Chhattisgarh 2025 | 0.65% | 1000000000 | 100.10 | Govt. Securities | Govt. Securities |
| Uttarakhand 2025 | 0.33% | 500000000 | 50.05 | Govt. Securities | Govt. Securities |
| Gujarat 2025 | 0.29% | 450000000 | 45.06 | Govt. Securities | Govt. Securities |
| Maharashtra 2025 | 0.16% | 250000000 | 24.98 | Govt. Securities | Govt. Securities |
| GUJARAT 2025 | 0.13% | 200000000 | 20.04 | Govt. Securities | Govt. Securities |
| C C I | 0.02% | - | 3.62 | Fixed Deposits | Fixed Deposits |
| TBILL-182D | 6.66% | 10350000000 | 1023.43 | T Bills | T Bills |
| TBILL-182D | 1.94% | 3000000000 | 297.69 | T Bills | T Bills |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla SL Money Manager Fund - Dir (IDCW-W) | 22772.21 | 0.53% | 2.62% | 4.41% | 10.22% | 7.96% | |
| DSP Savings Fund - Direct (IDCW-D) | 4007.61 | 2.32% | 3.40% | 5.20% | 9.29% | 6.98% | |
| Kotak Money Market Fund - Direct (IDCW-M) | 26727.60 | 0.61% | 1.76% | 3.66% | 8.47% | 7.00% | |
| UTI-Money Market Fund - Direct (IDCW-W) | 15370.41 | 0.63% | 1.78% | 3.69% | 8.24% | 7.22% | |
| Invesco India Money Market Fund - Direct (IDCW-D) | 5569.22 | 0.58% | 1.68% | 3.56% | 8.20% | 6.97% |
News
UTI Mutual Fund launches new quant fund
UTI Mutual Fund has launched the UTI Quant Fund, an open-ended equity scheme that employs quantitative investment strategies. The New Fund Offer (NFO) is open for subscription from January 2nd to January 16th, 2025.The fund aims to achieve long-term capital appreciation by investing in equities and equity-related instruments through a quantitative investment approach. This strategy integrates fundamental research with a quantitative approach, utilizing market indicators to identify investment opportunities.
The fund's core is a factor allocation model that dynamically balances four key investment factors: momentum, quality, low volatility, and value. This model aims to generate alpha over the BSE 200 TRI benchmark while mitigating market volatility across different market cycles.
The model allows for adjustments in factor exposure based on market conditions, enhancing the fund's ability to navigate various market environments.
The fund seeks to deliver relatively better risk-adjusted returns by managing volatility through the dynamic factor allocation approach.
The fund will primarily invest in equities and equity-related instruments based on the quantitative investment theme, with a portion allocated to other equities, debt, money market instruments, and REITs/InvITs.
Powered by Capital Market - Live News
UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.Powered by Capital Market - Live News
UTI MF announces change in benchmark index under its schemes
UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024Changes in Benchmark Index:
Scheme Name Existing Tier I Benchmark as per PRC Matrix Revised Tier I Benchmark as per PRC Matrix UTI Annual Interval Fund ' I CRISIL Low Duration Debt Index CRISIL Low Duration Debt A-I Index UTI Annual Interval Fund - II CRISIL Low Duration Debt Index CRISIL Low Duration Debt A-I Index UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) CRISIL Medium to Long Term Debt Index CRISIL Short Duration Debt A-II Index Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
12 February 2002
Total AUM (Cr)
₹15370.41
UTI-Money Market Fund (Flexi Div) is an Money Market Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 12 February 2002, this fund is managed by Amit Sharma. With assets under management (AUM) worth ₹15,370.41 (Cr), as of 16 January 2025, UTI-Money Market Fund (Flexi Div) is categorized as a Money Market Fund within its segment. The fund has generated a return of 6.54% since its launch.
The current NAV of UTI-Money Market Fund (Flexi Div) is ₹3,706.84, as on 16 January 2025. The fund's benchmark index is CRISIL Money Market A-I Index. You can invest in UTI-Money Market Fund (Flexi Div) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹10,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil(W.E.F: Sep 24, 2012) - for All investment made on or after september 24, 2012 The fund has generated 6.23% and 5.47% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 104.84% in Debt and -4.91% in cash and cash equivalents.
FAQs
How to Invest in UTI-Money Market Fund (Flexi Div) Direct Growth?
UTI-Money Market Fund (Flexi Div) is a popular fund in the Money Market Fund segment. The fund has generated a return of 6.54% since inception. Looking to invest in UTI-Money Market Fund (Flexi Div) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Money Market Fund (Flexi Div) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, UTI-Money Market Fund (Flexi Div)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in UTI-Money Market Fund (Flexi Div) today and reap the benefits of this Money Market Fund fund!
How much returns has UTI-Money Market Fund (Flexi Div) Direct Growth generated?
What is the expense ratio of UTI-Money Market Fund (Flexi Div) Direct Growth?
What is the AUM of UTI-Money Market Fund (Flexi Div) Fund Direct Growth?
How to redeem or withdraw money from UTI-Money Market Fund (Flexi Div) Direct Growth?
Redeeming or selling units of UTI-Money Market Fund (Flexi Div) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from UTI-Money Market Fund (Flexi Div):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case UTI-Money Market Fund (Flexi Div)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).