Can I invest in SIP and Lumpsum in UTI-Medium Duration Fund (IDCW-H) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Medium Duration Fund (IDCW-H). Minimum lumpsum investment UTI-Medium Duration Fund (IDCW-H) is ₹20,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Medium Duration Fund (IDCW-H) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Medium Duration Fund (IDCW-H) is UTI-Medium Duration Fund (IDCW-H) is ₹12.63 as on 2025-01-01.

Which are the biggest stock holdings of UTI-Medium Duration Fund (IDCW-H)?

The 5 biggest stock holdings of UTI-Medium Duration Fund (IDCW-H) are: Godrej Industrie (7.41%), A B Real Estate (4.96%), Can Fin Homes (4.95%), Tata Motors (4.91%), 360 One Prime (3.74%)

What are the top sectors UTI-Medium Duration Fund (IDCW-H) invests in?

A majority of UTI-Medium Duration Fund (IDCW-H) 's AUM worth ₹40.3 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
UTI-Medium Duration Fund (IDCW-H)

UTI-Medium Duration Fund (IDCW-H)

Medium Duration Fund

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NAV
12.63(-0.01%)
Fund Size (CR)
₹40.25
Expense Ratio
1.5
Scheme Type
Active Fund
Value Research

Min. investment
₹20,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
5.60%

Absolute Return: 1.37%

Annualized Return: 0%

Basic Details

Scheme Manager

Sunil Patil

Bench Mark

NIFTY Medium Duration Debt Index A-III

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10009.23	0.09%	-	0.12%	9/96
1 Month	29 November 2024	10045.86	0.46%	-	0.49%	30/96
3 Month	30 September 2024	10139.94	1.40%	-	1.57%	42/96
6 Month	28 June 2024	10416.83	4.17%	-	4.30%	51/96
1 Year	-	-	-	-	8.34%	-/-
3 Year	30 December 2021	11394.79	13.95%	4.45%	6.45%	88/96
5 Year	30 December 2019	12103.53	21.04%	3.89%	6.15%	79/86
Since Inception	31 March 2015	17021.20	70.21%	5.60%	6.84%	78/96

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	7 May 2024	90,000	124397.10	38.22%	38.22%
3 Year	3 January 2022	3,20,000	467142.72	45.98%	13.44%
5 Year	1 January 2020	5,60,000	835543.93	49.20%	8.33%
10 Year	9 April 2015	11,30,000	1742396.30	54.19%	4.43%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.47%

Standard Deviation

0.06%

Beta

-1.04%

Sharpe Ratio

0.81%

Treynor's Ratio

-2.19%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Godrej Industrie	7.41%	30	2.99	NCD	Debt Others
A B Real Estate	4.96%	200	2.00	NCD	Debt Others
Can Fin Homes	4.95%	20	2.00	NCD	Debt Others
Tata Motors	4.91%	20	1.98	NCD	Debt Others
360 One Prime	3.74%	15000	1.51	NCD	Debt Others
ERIS Lifescience	2.50%	100	1.01	NCD	Debt Others
ERIS Lifescience	2.49%	100	1.01	NCD	Debt Others
A B Renewables	2.49%	100	1.00	NCD	Debt Others
Tata Projects	2.49%	100	1.00	NCD	Debt Others
G R Infraproject	2.48%	10	1.00	NCD	Debt Others

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla SL Medium Term Plan - Direct (IDCW-H)	1981.28	0.45%	3.11%	6.26%	11.15%	14.59%
Aditya Birla SL Medium Term Plan - Direct (G)	1981.28	0.45%	3.11%	6.26%	11.15%	14.60%
Aditya Birla SL Medium Term Plan - Direct (IDCW)	1981.28	0.45%	3.11%	6.26%	11.15%	14.59%
Aditya Birla SL Medium Term Plan - Direct (IDCW-Q)	1981.28	0.45%	3.11%	6.26%	11.15%	14.59%
Kotak Medium Term Fund - Direct (IDCW-Standard)	1828.07	0.24%	1.39%	4.81%	10.01%	7.15%

News

UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 02 December 2024 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

25 March 2015

Total AUM (Cr)

₹40.30

UTI-Medium Duration Fund (IDCW-H) is an Medium Duration Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 25 March 2015, this fund is managed by Sunil Patil. With assets under management (AUM) worth ₹40.3 (Cr), as of 1 January 2025, UTI-Medium Duration Fund (IDCW-H) is categorized as a Medium Duration Fund within its segment. The fund has generated a return of 5.60% since its launch.
The current NAV of UTI-Medium Duration Fund (IDCW-H) is ₹12.63, as on 1 January 2025. The fund's benchmark index is NIFTY Medium Duration Debt Index A-III. You can invest in UTI-Medium Duration Fund (IDCW-H) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹20,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil The fund has generated 4.45% and 3.89% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 89.06% in Debt and 10.94% in cash and cash equivalents.

FAQs

How to Invest in UTI-Medium Duration Fund (IDCW-H) Direct Growth?

UTI-Medium Duration Fund (IDCW-H) is a popular fund in the Medium Duration Fund segment. The fund has generated a return of 5.60% since inception. Looking to invest in UTI-Medium Duration Fund (IDCW-H) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Medium Duration Fund (IDCW-H) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Medium Duration Fund (IDCW-H)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Medium Duration Fund (IDCW-H) today and reap the benefits of this Medium Duration Fund fund!

How much returns has UTI-Medium Duration Fund (IDCW-H) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Medium Duration Fund (IDCW-H) has generated annualised return of undefined%. In the long-term, the fund has generated 4.45% and 3.89% in 3 and 5 years respectively. Since its inception, the fund has generated 5.60% returns.

What is the expense ratio of UTI-Medium Duration Fund (IDCW-H) Direct Growth?

The expense ratio of UTI-Medium Duration Fund (IDCW-H) Direct Growth is 1.50%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Medium Duration Fund (IDCW-H) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Medium Duration Fund (IDCW-H) is ₹40.3 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Medium Duration Fund (IDCW-H) Direct Growth?

Redeeming or selling units of UTI-Medium Duration Fund (IDCW-H) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Medium Duration Fund (IDCW-H):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Medium Duration Fund (IDCW-H)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).