Can I invest in SIP and Lumpsum in UTI-Large & Mid Cap Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Large & Mid Cap Fund (G). Minimum lumpsum investment UTI-Large & Mid Cap Fund (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Large & Mid Cap Fund (G) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Large & Mid Cap Fund (G) is UTI-Large & Mid Cap Fund (G) is ₹162.21 as on 2025-02-20.

Which are the biggest stock holdings of UTI-Large & Mid Cap Fund (G)?

The 5 biggest stock holdings of UTI-Large & Mid Cap Fund (G) are: HDFC Bank (7.31%), ICICI Bank (4.58%), ITC (3.46%), Infosys (3.32%), Federal Bank (2.53%)

What are the top sectors UTI-Large & Mid Cap Fund (G) invests in?

A majority of UTI-Large & Mid Cap Fund (G) 's AUM worth ₹4,046.69 (Cr) is invested in these 3 top sectors: Banks : 20.59% IT-Software : 9.19% Pharmaceuticals & Biotech : 6.76%

Mutual Funds
UTI-Large & Mid Cap Fund (G)

UTI-Large & Mid Cap Fund (G)

Large & Mid Cap Fund

Invest Now

NAV
162.21(0.39%)
Fund Size (CR)
₹4,046.69
Expense Ratio
1.9
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
12.93%

Absolute Return: -4.69%

Annualized Return: 0%

Basic Details

Scheme Manager

V Srivatsa

Bench Mark

Nifty LargeMidcap 250 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12 February 2025	9921.12	-0.79%	-	-1.02%	56/138
1 Month	17 January 2025	9599.16	-4.01%	-	-6.22%	11/138
3 Month	19 November 2024	9448.86	-5.51%	-	-7.14%	32/138
6 Month	19 August 2024	9123.89	-8.76%	-	-10.58%	38/130
1 Year	19 February 2024	11124.58	11.25%	11.25%	5.98%	12/126
3 Year	18 February 2022	16800.74	68.01%	18.88%	15.39%	22/120
5 Year	19 February 2020	26299.90	163.00%	21.34%	18.17%	20/115
Since Inception	6 October 1993	455354.42	4453.54%	12.93%	14.24%	112/138

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	411873.95	243.23%	243.23%
3 Year	2 March 2022	3,60,000	1705658.61	373.79%	67.96%
5 Year	2 March 2020	6,00,000	3693410.25	515.57%	43.83%
10 Year	2 March 2015	12,00,000	9898745.94	724.90%	23.49%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.98%

Standard Deviation

0.93%

Beta

0.87%

Sharpe Ratio

0.07%

Treynor's Ratio

2.67%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.31%	1741430	295.83	Equity	Banks
ICICI Bank	4.58%	1478590	185.24	Equity	Banks
ITC	3.46%	3130577	140.09	Equity	Tobacco Products
Infosys	3.32%	714276	134.27	Equity	IT - Software
Federal Bank	2.53%	5466538	102.34	Equity	Banks
Vedanta	2.46%	2259525	99.74	Equity	Mining & Mineral products
Dalmia BharatLtd	2.41%	522786	97.57	Equity	Cement
Aditya Birla Cap	2.40%	5404713	96.96	Equity	Finance
Indus Towers	2.38%	2772183	96.25	Equity	Telecomm Equipment & Infra Services
IndusInd Bank	2.24%	914829	90.68	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Large & Mid Cap Fund-Dir (G)	6249.90	-6.83%	-6.48%	-6.82%	14.02%	19.91%
Invesco India Large & Mid Cap Fund-Dir (IDCW)	6249.90	-6.83%	-6.48%	-6.81%	14.02%	19.91%
UTI-Large & Mid Cap Fund - Direct (IDCW)	4046.69	-3.93%	-5.29%	-8.35%	12.24%	19.79%
UTI-Large & Mid Cap Fund - Direct (G)	4046.69	-3.93%	-5.29%	-8.35%	12.24%	19.79%
Motilal Oswal Large and Midcap Fund - Dir (IDCW)	8446.92	-14.54%	-13.03%	-11.54%	11.46%	21.11%

News

UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in Fund Manager of the following schemes

UTI Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 21 January 2025

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
UTI Overnight Fund	Mr. Ritesh Nambiar	Mr. Jaydeep Bhowal
UTI Ultra Short Term Fund	Mr. Ritesh Nambiar	Mr. Anurag Mittal
UTI Credit Risk Fund	Mr. Ritesh Nambiar	Mr. Sunil Patil
UTI Medium Duration Fund	Mr. Ritesh Nambiar	Mr. Sunil Patil

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Fund House Details & Investment Objective

Date of Incorporation

18 January 1993

Total AUM (Cr)

₹4046.69

UTI-Large & Mid Cap Fund (G) is an Large & Mid Cap Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 18 January 1993, this fund is managed by V Srivatsa. With assets under management (AUM) worth ₹4,046.69 (Cr), as of 20 February 2025, UTI-Large & Mid Cap Fund (G) is categorized as a Large & Mid Cap Fund within its segment. The fund has generated a return of 12.93% since its launch.
The current NAV of UTI-Large & Mid Cap Fund (G) is ₹162.21, as on 20 February 2025. The fund's benchmark index is Nifty LargeMidcap 250 TRI. You can invest in UTI-Large & Mid Cap Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Less than 1 year - 1%. Greater than or equal to 1 year - NIL. The fund has generated 18.88% and 21.34% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.09% in Equity, 0.10% in Debt and 2.82% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 20.59% in Banks, 9.19% in IT-Software, 6.76% in Pharmaceuticals & Biotech, 5.42% in Telecom-Services, 5.27% in Finance

FAQs

How to Invest in UTI-Large & Mid Cap Fund (G) Direct Growth?

UTI-Large & Mid Cap Fund (G) is a popular fund in the Large & Mid Cap Fund segment. The fund has generated a return of 12.93% since inception. Looking to invest in UTI-Large & Mid Cap Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Large & Mid Cap Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Large & Mid Cap Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Large & Mid Cap Fund (G) today and reap the benefits of this Large & Mid Cap Fund fund!

How much returns has UTI-Large & Mid Cap Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Large & Mid Cap Fund (G) has generated annualised return of 11.25%. In the long-term, the fund has generated 18.88% and 21.34% in 3 and 5 years respectively. Since its inception, the fund has generated 12.93% returns.

What is the expense ratio of UTI-Large & Mid Cap Fund (G) Direct Growth?

The expense ratio of UTI-Large & Mid Cap Fund (G) Direct Growth is 1.90%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Large & Mid Cap Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Large & Mid Cap Fund (G) is ₹4,046.69 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Large & Mid Cap Fund (G) Direct Growth?

Redeeming or selling units of UTI-Large & Mid Cap Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Large & Mid Cap Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Large & Mid Cap Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).