Can I invest in SIP and Lumpsum in UTI-Focused Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Focused Fund (IDCW). Minimum lumpsum investment UTI-Focused Fund (IDCW) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Focused Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Focused Fund (IDCW) is UTI-Focused Fund (IDCW) is ₹14.28 as on 2025-02-20.

Which are the biggest stock holdings of UTI-Focused Fund (IDCW)?

The 5 biggest stock holdings of UTI-Focused Fund (IDCW) are: HDFC Bank (9.28%), ICICI Bank (9.14%), Infosys (7.63%), Bharti Airtel (4.98%), LTIMindtree (4.22%)

What are the top sectors UTI-Focused Fund (IDCW) invests in?

A majority of UTI-Focused Fund (IDCW) 's AUM worth ₹2,563.25 (Cr) is invested in these 3 top sectors: Banks : 21.27% IT-Software : 11.85% Retailing : 6.00%

Mutual Funds
UTI-Focused Fund (IDCW)

UTI-Focused Fund (IDCW)

Focused Fund

Invest Now

NAV
14.28(0.23%)
Fund Size (CR)
₹2,563.25
Expense Ratio
1.98
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.67%

Absolute Return: -2.95%

Annualized Return: 0%

Basic Details

Scheme Manager

Vishal Chopda

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12 February 2025	9954.44	-0.46%	-	-0.87%	42/114
1 Month	17 January 2025	9749.98	-2.50%	-	-4.36%	32/114
3 Month	19 November 2024	9643.92	-3.56%	-	-6.10%	16/114
6 Month	19 August 2024	9069.60	-9.30%	-	-8.94%	64/114
1 Year	19 February 2024	10688.38	6.88%	6.88%	6.46%	58/114
3 Year	18 February 2022	14579.82	45.80%	13.39%	13.50%	50/102
5 Year	-	-	0%	-	16.01%	-/-
Since Inception	25 August 2021	14245.80	42.46%	10.67%	15.34%	104/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	114476.44	-4.60%	-4.60%
3 Year	2 March 2022	3,60,000	437590.52	21.55%	6.72%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.93%

Standard Deviation

0.92%

Beta

0.52%

Sharpe Ratio

0.04%

Treynor's Ratio

-0.04%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.28%	1400000	237.82	Equity	Banks
ICICI Bank	9.14%	1870000	234.27	Equity	Banks
Infosys	7.63%	1040000	195.50	Equity	IT - Software
Bharti Airtel	4.98%	785000	127.66	Equity	Telecomm-Service
LTIMindtree	4.22%	183000	108.23	Equity	IT - Software
Godrej Consumer	4.04%	924000	103.60	Equity	FMCG
Havells India	3.87%	633000	99.14	Equity	Consumer Durables
Bharat Electron	3.77%	3300000	96.57	Equity	Aerospace & Defence
Maruti Suzuki	3.35%	69700	85.81	Equity	Automobile
Jubilant Food.	3.30%	1200000	84.47	Equity	Quick Service Restaurant

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Focused Fund - Dir (IDCW)	3360.52	-5.27%	-7.57%	-6.58%	15.23%	20.05%
Invesco India Focused Fund - Dir (G)	3360.52	-5.41%	-7.71%	-6.69%	15.09%	19.99%
HDFC Focused 30 Fund - Direct (IDCW)	15687.54	-0.54%	-2.38%	-1.28%	14.88%	23.97%
HDFC Focused 30 Fund - Direct (G)	15687.54	-0.56%	-2.40%	-1.30%	14.86%	23.96%
SBI Focused Equity Fund - Direct (G)	34678.00	-1.36%	-1.13%	-1.43%	14.56%	12.33%

News

UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 February 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in Fund Manager of the following schemes

UTI Mutual Fund has announced change in Fund Managers of the following scheme with effect from: 21 January 2025

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
UTI Overnight Fund	Mr. Ritesh Nambiar	Mr. Jaydeep Bhowal
UTI Ultra Short Term Fund	Mr. Ritesh Nambiar	Mr. Anurag Mittal
UTI Credit Risk Fund	Mr. Ritesh Nambiar	Mr. Sunil Patil
UTI Medium Duration Fund	Mr. Ritesh Nambiar	Mr. Sunil Patil

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Fund House Details & Investment Objective

Date of Incorporation

4 August 2021

Total AUM (Cr)

₹2563.25

UTI-Focused Fund (IDCW) is an Focused Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 4 August 2021, this fund is managed by Vishal Chopda. With assets under management (AUM) worth ₹2,563.25 (Cr), as of 20 February 2025, UTI-Focused Fund (IDCW) is categorized as a Focused Fund within its segment. The fund has generated a return of 10.67% since its launch.
The current NAV of UTI-Focused Fund (IDCW) is ₹14.28, as on 20 February 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in UTI-Focused Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment. The fund has generated 13.39% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.93% in Equity, 0.08% in Debt and 2.02% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.27% in Banks, 11.85% in IT-Software, 6.00% in Retailing, 5.69% in Automobiles, 5.63% in Finance

FAQs

How to Invest in UTI-Focused Fund (IDCW) Direct Growth?

UTI-Focused Fund (IDCW) is a popular fund in the Focused Fund segment. The fund has generated a return of 10.67% since inception. Looking to invest in UTI-Focused Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Focused Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Focused Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Focused Fund (IDCW) today and reap the benefits of this Focused Fund fund!

How much returns has UTI-Focused Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Focused Fund (IDCW) has generated annualised return of 6.88%. In the long-term, the fund has generated 13.39% and - in 3 and 5 years respectively. Since its inception, the fund has generated 10.67% returns.

What is the expense ratio of UTI-Focused Fund (IDCW) Direct Growth?

The expense ratio of UTI-Focused Fund (IDCW) Direct Growth is 1.98%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Focused Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Focused Fund (IDCW) is ₹2,563.25 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Focused Fund (IDCW) Direct Growth?

Redeeming or selling units of UTI-Focused Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Focused Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Focused Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).