Can I invest in SIP and Lumpsum in UTI-Dividend Yield Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Dividend Yield Fund (IDCW). Minimum lumpsum investment UTI-Dividend Yield Fund (IDCW) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Dividend Yield Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Dividend Yield Fund (IDCW) is UTI-Dividend Yield Fund (IDCW) is ₹32.70 as on 2025-01-16.

Which are the biggest stock holdings of UTI-Dividend Yield Fund (IDCW)?

The 5 biggest stock holdings of UTI-Dividend Yield Fund (IDCW) are: HDFC Bank (8.03%), Infosys (4.38%), Tech Mahindra (3.90%), M & M (2.95%), Kotak Mah. Bank (2.84%)

What are the top sectors UTI-Dividend Yield Fund (IDCW) invests in?

A majority of UTI-Dividend Yield Fund (IDCW) 's AUM worth ₹4,082.1 (Cr) is invested in these 3 top sectors: Banks : 17.86% IT-Software : 13.42% Pharmaceuticals & Biotech : 9.46%

Mutual Funds
UTI-Dividend Yield Fund (IDCW)

UTI-Dividend Yield Fund (IDCW)

Dividend Yield Fund

Invest Now

NAV
32.70(0.66%)
Fund Size (CR)
₹4,082.1
Expense Ratio
2
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
15.28%

Absolute Return: -8.89%

Annualized Return: 0%

Basic Details

Scheme Manager

Swati Kulkarni

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	8 January 2025	9764.41	-2.36%	-	-2.85%	11/42
1 Month	13 December 2024	9320.86	-6.79%	-	-7.44%	16/42
3 Month	15 October 2024	9048.67	-9.51%	-	-9.71%	26/42
6 Month	15 July 2024	9549.41	-4.51%	-	-7.27%	4/38
1 Year	15 January 2024	11900.68	19.01%	19.01%	12.86%	8/38
3 Year	14 January 2022	15139.52	51.40%	14.83%	16.31%	24/34
5 Year	15 January 2020	24892.94	148.93%	20.01%	21.49%	20/24
Since Inception	3 May 2005	165046.40	1550.46%	15.28%	15.06%	24/42

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	613528.87	411.27%	411.27%
3 Year	1 February 2022	3,60,000	2421596.22	572.67%	88.77%
5 Year	3 February 2020	6,00,000	4803701.40	700.62%	51.60%
10 Year	2 February 2015	12,00,000	11058590.97	821.55%	24.87%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.03%

Standard Deviation

0.95%

Beta

0.88%

Sharpe Ratio

0.13%

Treynor's Ratio

2.99%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	8.03%	1850000	327.98	Equity	Banks
Infosys	4.38%	950000	178.60	Equity	IT - Software
Tech Mahindra	3.90%	932793	159.15	Equity	IT - Software
M & M	2.95%	400000	120.28	Equity	Automobile
Kotak Mah. Bank	2.84%	650000	116.09	Equity	Banks
ITC	2.84%	2400000	116.08	Equity	Tobacco Products
ICICI Bank	2.83%	900000	115.35	Equity	Banks
TCS	2.71%	270000	110.56	Equity	IT - Software
Cipla	2.34%	625000	95.56	Equity	Pharmaceuticals
St Bk of India	2.34%	1200000	95.39	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Dividend Yield Fund - Direct (G)	493.57	-8.32%	-9.99%	-5.36%	22.97%	17.61%
LIC MF Dividend Yield Fund - Direct (IDCW)	493.57	-8.32%	-9.99%	-5.36%	22.95%	17.60%
UTI-Dividend Yield Fund - Direct (IDCW)	4082.10	-6.74%	-9.37%	-4.22%	19.72%	15.53%
UTI-Dividend Yield Fund - Direct (G)	4082.10	-6.74%	-9.37%	-4.22%	19.71%	15.52%
ICICI Pru Dividend Yield Equity Fund-Direct (IDCW)	4765.86	-5.67%	-8.54%	-5.14%	17.77%	21.54%

News

UTI Mutual Fund launches new quant fund
UTI Mutual Fund has launched the UTI Quant Fund, an open-ended equity scheme that employs quantitative investment strategies. The New Fund Offer (NFO) is open for subscription from January 2nd to January 16th, 2025.
The fund aims to achieve long-term capital appreciation by investing in equities and equity-related instruments through a quantitative investment approach. This strategy integrates fundamental research with a quantitative approach, utilizing market indicators to identify investment opportunities.
The fund's core is a factor allocation model that dynamically balances four key investment factors: momentum, quality, low volatility, and value. This model aims to generate alpha over the BSE 200 TRI benchmark while mitigating market volatility across different market cycles.
The model allows for adjustments in factor exposure based on market conditions, enhancing the fund's ability to navigate various market environments.
The fund seeks to deliver relatively better risk-adjusted returns by managing volatility through the dynamic factor allocation approach.
The fund will primarily invest in equities and equity-related instruments based on the quantitative investment theme, with a portion allocated to other equities, debt, money market instruments, and REITs/InvITs.
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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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Fund House Details & Investment Objective

Date of Incorporation

11 April 2005

Total AUM (Cr)

₹4082.10

UTI-Dividend Yield Fund (IDCW) is an Dividend Yield Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 11 April 2005, this fund is managed by Swati Kulkarni. With assets under management (AUM) worth ₹4,082.1 (Cr), as of 16 January 2025, UTI-Dividend Yield Fund (IDCW) is categorized as a Dividend Yield Fund within its segment. The fund has generated a return of 15.28% since its launch.
The current NAV of UTI-Dividend Yield Fund (IDCW) is ₹32.7, as on 16 January 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in UTI-Dividend Yield Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Less than 1 year - 1%. Greater than or equal to 1 year - NIL. The fund has generated 14.83% and 20.01% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.36% in Equity, 0.24% in Debt and 2.41% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.86% in Banks, 13.42% in IT-Software, 9.46% in Pharmaceuticals & Biotech, 5.73% in Power, 5.58% in Automobiles

FAQs

How to Invest in UTI-Dividend Yield Fund (IDCW) Direct Growth?

UTI-Dividend Yield Fund (IDCW) is a popular fund in the Dividend Yield Fund segment. The fund has generated a return of 15.28% since inception. Looking to invest in UTI-Dividend Yield Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Dividend Yield Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Dividend Yield Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Dividend Yield Fund (IDCW) today and reap the benefits of this Dividend Yield Fund fund!

How much returns has UTI-Dividend Yield Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Dividend Yield Fund (IDCW) has generated annualised return of 19.01%. In the long-term, the fund has generated 14.83% and 20.01% in 3 and 5 years respectively. Since its inception, the fund has generated 15.28% returns.

What is the expense ratio of UTI-Dividend Yield Fund (IDCW) Direct Growth?

The expense ratio of UTI-Dividend Yield Fund (IDCW) Direct Growth is 2.00%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Dividend Yield Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Dividend Yield Fund (IDCW) is ₹4,082.1 (Cr) as of 2025-01-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Dividend Yield Fund (IDCW) Direct Growth?

Redeeming or selling units of UTI-Dividend Yield Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Dividend Yield Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Dividend Yield Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).