Mutual Funds
AMC
Shriram Balanced Advantage Fund (IDCW)

Shriram Balanced Advantage Fund (IDCW)

Dynamic Asset Allocation or Balanced Advantage

Invest Now

NAV
17.06(0.20%)
Fund Size (CR)
₹56.11
Expense Ratio
2.422
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
8.75%

Absolute Return: 2.77%

Annualized Return: 0%

Basic Details

Scheme Manager

Prateek Nigudkar

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	31 October 2025	9957.78	-0.42%	-	-0.34%	95/147
1 Month	7 October 2025	10131.06	1.31%	-	1.04%	41/147
3 Month	7 August 2025	10250.22	2.50%	-	2.69%	91/147
6 Month	7 May 2025	10260.97	2.61%	-	5.12%	141/147
1 Year	7 November 2024	10015.70	0.16%	0.16%	4.54%	130/145
3 Year	7 November 2022	12564.67	25.65%	7.90%	12.33%	113/115
5 Year	6 November 2020	15285.17	52.85%	8.85%	12.66%	83/87
Since Inception	5 July 2019	17028.90	70.29%	8.75%	10.76%	115/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 December 2024	1,20,000	122797.67	2.33%	2.33%
3 Year	1 December 2022	3,60,000	392731.47	9.09%	2.94%
5 Year	1 December 2020	6,00,000	717584.45	19.60%	3.64%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.76%

Standard Deviation

0.67%

Beta

0.31%

Sharpe Ratio

-0.09%

Treynor's Ratio

-1.15%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.14%	35858	3.54	Equity	Banks
Reliance Industr	4.37%	16940	2.52	Equity	Refineries
Bharti Airtel	4.20%	11775	2.42	Equity	Telecom-Service
ICICI Bank	3.77%	16172	2.18	Equity	Banks
SBI	3.04%	18700	1.75	Equity	Banks
ITC	2.99%	41028	1.72	Equity	Tobacco Products
M & M	2.52%	4159	1.45	Equity	Automobile
HCL Technologies	2.45%	9180	1.42	Equity	IT - Software
B P C L	2.44%	39500	1.41	Equity	Refineries
Infosys	2.28%	8880	1.32	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	66750.51	1.01%	3.70%	6.35%	9.96%	13.91%
ICICI Pru Balanced Advantage Fund - Dir (G)	66750.51	0.97%	3.69%	6.34%	9.93%	13.78%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	66750.51	0.97%	3.71%	6.32%	9.92%	13.78%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1897.02	1.12%	2.67%	5.80%	8.76%	-
Aditya Birla SL Balanced Advantage Fund-Dir (IDCW)	8370.71	1.08%	2.66%	5.24%	8.33%	13.78%

List of Schemes under Shriram Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Shriram Overnight Fund	Debt	Low	6.15%	2	₹186.74
SHRIRAM Aggressive Hybrid Fund	Hybrid	Very High	-4.65%	1	₹49.61
Shriram Balanced Advantage Fund	Hybrid	Very High	-5.83%	2	₹62.78
Shriram Multi Asset Allocation Fund	Hybrid	Very High	-5.42%	0	₹148.50
Shriram Flexi Cap Fund	Equity	Very High	-12.67%	2	₹140.63
Shriram Multi Sector Rotation Fund	Equity	Very High	0%	0	₹204.64
Shriram ELSS Tax Saver Fund	Equity	Very High	-12.36%	1	₹50.71
Shriram Liquid Fund	Debt	Moderately Low	0%	0	₹189.79

News

Shriram MF announces change in benchmark under its scheme
Shriram Mutual Fund has announced change in the benchmark of Shriram Balanced Advantage Fund. with effect from, 01 November 2025
Change in name of Benchmark of Shriram Balanced Advantage Fund

Scheme Name Existing Benchmark Revised Benchmark

Shriram Balanced Advantage Fund NIFTY 50 Hybrid Composite Debt 50:50 Index NIFTY 50 Hybrid 50+50 Moderate Index

Powered by Capital Market - Live News

Scheme Name	Existing Benchmark	Revised Benchmark
Shriram Balanced Advantage Fund	NIFTY 50 Hybrid Composite Debt 50:50 Index	NIFTY 50 Hybrid 50+50 Moderate Index

Shriram Mutual Fund announces change in fund manager under its schemes

Shriram Mutual Fund has announced change in fund manager under the following scheme, With effect from 01 November 2025.

Change in Fund Manager:

Scheme Name	Existing Fund Mnager(s)	Proposed Fund Mnager(s)
Shriram Overnight Fund	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Amit Modani Mr. Sudip Suresh More
Shriram Nifty 1D Rate Liquid ETF	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Amit Modani Mr. Sudip Suresh More
Shriram Liquid Fund	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Amit Modani Mr. Sudip Suresh More
Shriram Aggressive Hybrid Fund	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Prateek Nigudkar Mr. Deepak Ramaraju Mr. Amit Modani Mr. Sudip Suresh More
Shriram Balanced Advantage Fund	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Prateek Nigudkar Mr. Deepak Ramaraju Mr. Amit Modani Mr. Sudip Suresh More
Shriram Multi Asset Allocation Fund	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Prateek Nigudkar Mr. Deepak Ramaraju Mr. Amit Modani Mr. Sudip Suresh More
Shriram Flexi Cap Fund	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Deepak Ramaraju Mr. Prateek Nigudkar
Shriram ELSS Tax Saver Fund	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Deepak Ramaraju Mr. Prateek Nigudkar
Shriram Multi Sector Rotation Fund	Mr. Sudip Suresh More Mr. Deepak Ramaraju Mr. Prateek Nigudkar	Mr. Deepak Ramaraju Mr. Prateek Nigudkar

Powered by Capital Market - Live News

Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.
Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

14 June 2019

Total AUM (Cr)

₹57.66

Shriram Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Prateek Nigudkar. With assets under management (AUM) worth ₹57.66 (Cr), as of 10 November 2025, Shriram Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 8.75% since its launch.
The current NAV of Shriram Balanced Advantage Fund (IDCW) is ₹17.06, as on 10 November 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Shriram Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 7.90% and 8.85% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 70.06% in Equity, 28.46% in Debt and 1.48% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.61% in Debt, 16.36% in Banks, 6.40% in Petroleum Products, 5.89% in IT-Software, 5.88% in Cash & Others