Shriram Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation Fund or Balanced Advantage FundNAV
16.06(-0.68%)Fund Size (CR)
₹40.96Expense Ratio
2.59Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
6.82%
Basic Details
Scheme Manager
Prateek Nigudkar
Bench Mark
CRISIL Hybrid 50+50 - Moderate Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 9, 2026 | 10144.89 | 1.45% | - | 0.87% | 25/154 |
| 1 Month | September 16, 2026 | 9948.03 | -0.52% | - | -0.65% | 72/152 |
| 3 Month | July 16, 2026 | 9762.97 | -2.37% | - | -1.73% | 106/151 |
| 6 Month | April 16, 2026 | 9800.95 | -1.99% | - | 0.39% | 134/151 |
| 1 Year | October 16, 2025 | 9529.77 | -4.70% | -4.70% | -1.43% | 131/147 |
| 3 Year | October 16, 2023 | 11238.38 | 12.38% | 3.96% | 8.11% | 119/125 |
| 5 Year | October 14, 2021 | 12153.60 | 21.54% | 3.97% | 7.55% | 93/95 |
| Since Inception | July 5, 2019 | 16174.50 | 61.74% | 6.82% | 8.24% | 116/155 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | November 3, 2025 | 1,20,000 | 115968.65 | -3.36% | -3.36% |
| 3 Year | November 1, 2023 | 3,60,000 | 346794.93 | -3.67% | -1.24% |
| 5 Year | November 1, 2021 | 6,00,000 | 637220.92 | 6.20% | 1.21% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
3.21%
Standard Deviation
0.68%
Beta
-0.07%
Sharpe Ratio
-0.05%
Treynor's Ratio
-0.07%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 4.97% | 28743 | 2.04 | Equity | Banks |
| ICICI Bank | 4.09% | 12674 | 1.68 | Equity | Banks |
| Reliance Industr | 3.99% | 13769 | 1.63 | Equity | Refineries |
| SBI | 3.06% | 13072 | 1.25 | Equity | Banks |
| Bharti Airtel | 2.85% | 6639 | 1.17 | Equity | Telecom-Service |
| M & M | 2.50% | 3473 | 1.02 | Equity | Automobile |
| Sun Pharma.Inds. | 2.39% | 5393 | 0.98 | Equity | Pharmaceuticals |
| ITC | 2.30% | 35864 | 0.94 | Equity | FMCG |
| Axis Bank | 2.27% | 7567 | 0.93 | Equity | Banks |
| Infosys | 1.97% | 8113 | 0.81 | Equity | IT - Software |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund - Direct (G) | 1477.60 | 0.68% | 2.31% | 4.44% | 8.45% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 9836.35 | -0.16% | -0.36% | 2.75% | 3.91% | 11.28% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 9836.35 | -0.27% | -0.45% | 2.66% | 3.81% | 11.24% | |
| Bandhan Balanced Advantage Fund - Direct (G) | 2234.66 | -0.04% | -0.56% | 2.71% | 2.78% | 9.43% | |
| Bandhan Balanced Advantage Fund - Direct (IDCW) | 2234.66 | -0.05% | -0.56% | 2.71% | 2.77% | 9.42% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram ELSS Tax Saver Fund | Equity | Very High | -4.93% | 1 | ₹44.46 |
| Shriram Overnight Fund | Debt | Low | 5.24% | 1 | ₹40.50 |
| Shriram Liquid Fund | Debt | Moderately Low | 6.32% | 0 | ₹547.03 |
| Shriram Money Market Fund | Debt | Moderately Low | 0% | 0 | ₹78.22 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -1.1% | 1 | ₹49.70 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -3.02% | 1 | ₹40.96 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | 1.87% | 0 | ₹139.56 |
| Shriram Gold ETF Passive FOF | Other | Very High | 0% | 0 | ₹24.02 |
| Shriram Flexi Cap Fund | Equity | Very High | -5.39% | 1 | ₹121.70 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0.58% | 0 | ₹147.57 |
News
Shriram Mutual Fund announces change in fund manager under its scheme
Shriram Mutual Fund has announced change in fund manager under the following scheme, With effect from June 24, 2026.Change in Fund Manager:
Scheme Name Existing Fund Manager(s) Proposed Fund Manager(s) Shriram Aggressive Hybrid Fund ' Mr. Prateek Nigudkar ' Mr. Deepak Ramaraju
' Mr. Amit Modani
' Mr. Sudip Suresh More
' Mr. Prateek Nigudkar ' Mr. Hitesh Savanth
' Mr. Amit Modani
' Mr. Sudip Suresh More
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Shriram Mutual Fund announces change in fund manager under its schemes
Shriram Mutual Fund has announced change in fund manager under the following schemes, With effect from June 15, 2026.Change in Fund Manager:
Scheme Name Existing Fund Manager(s) Proposed Fund Manager(s) Shriram Balanced Advantage Fund ' Mr. Prateek Nigudkar ' Mr. Deepak Ramaraju
' Mr. Amit Modani
' Mr. Sudip Suresh More
' Mr. Prateek Nigudkar ' Mr. Hitesh Savanth
' Mr. Amit Modani
' Mr. Sudip Suresh More
Shriram Multi Asset Allocation Fund ' Mr. Prateek Nigudkar ' Mr. Deepak Ramaraju
' Mr. Amit Modani
' Mr. Sudip Suresh More
' Mr. Prateek Nigudkar ' Mr. Hitesh Savanth
' Mr. Amit Modani
' Mr. Sudip Suresh More
Shriram Flexi Cap Fund ' Mr. Deepak Ramaraju ' Mr. Prateek Nigudkar
' Mr. Prateek Nigudkar ' Mr. Hitesh Savanth
Shriram ELSS Tax Saver Fund ' Mr. Deepak Ramaraju ' Mr. Prateek Nigudkar
' Mr. Prateek Nigudkar ' Mr. Hitesh Savanth
Shriram Multi Sector Rotation Fund ' Mr. Deepak Ramaraju ' Mr. Prateek Nigudkar
' Mr. Prateek Nigudkar ' Mr. Hitesh Savanth
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Fund House Details & Investment Objective
Date of Incorporation
June 14, 2019
Total AUM (Cr)
₹40.96
Shriram Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in June 14, 2019, this fund is managed by Prateek Nigudkar. With assets under management (AUM) worth ₹40.96 (Cr), as of October 19, 2026, Shriram Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 6.82% since its launch.
The current NAV of Shriram Balanced Advantage Fund (IDCW) is ₹16.06, as on October 19, 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Shriram Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 3.96% and 3.97% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 69.35% in Equity, 29.68% in Debt and 0.97% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.68% in Debt, 15.85% in Banks, 4.93% in Automobiles, 4.85% in Pharmaceuticals & Biotech, 4.82% in IT-Software
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors