Can I invest in SIP and Lumpsum in LIC MF Small Cap Fund - Regular (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Small Cap Fund - Regular (G). Minimum lumpsum investment LIC MF Small Cap Fund - Regular (G) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF Small Cap Fund - Regular (G) Direct Growth?

The latest NAV ( Net Asset Value ) of LIC MF Small Cap Fund - Regular (G) is LIC MF Small Cap Fund - Regular (G) is ₹26.32 as on 2025-03-12.

Which are the biggest stock holdings of LIC MF Small Cap Fund - Regular (G)?

The 5 biggest stock holdings of LIC MF Small Cap Fund - Regular (G) are: JTL Industries (3.78%), H U D C O (2.86%), International Ge (2.85%), Sanathan Textile (2.78%), Concord Enviro (2.66%)

What are the top sectors LIC MF Small Cap Fund - Regular (G) invests in?

A majority of LIC MF Small Cap Fund - Regular (G) 's AUM worth ₹433.6 (Cr) is invested in these 3 top sectors: Industrial Products : 17.08% Textiles & Apparels : 6.82% Electrical Equipments : 6.42%

Mutual Funds
AMC
LIC MF Small Cap Fund - Regular (G)

LIC MF Small Cap Fund - Regular (G)

Small Cap Fund

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NAV
26.32(0.54%)
Fund Size (CR)
₹433.6
Expense Ratio
2.42
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
13.26%

Absolute Return: -23.44%

Annualized Return: 0%

Basic Details

Scheme Manager

Nikhil Rungta

Bench Mark

Nifty Smallcap 250 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	4 March 2025	10238.40	2.38%	-	2.06%	37/122
1 Month	11 February 2025	9253.25	-7.47%	-	-5.38%	119/122
3 Month	11 December 2024	7540.71	-24.59%	-	-21.11%	111/118
6 Month	11 September 2024	7792.85	-22.07%	-	-19.13%	107/114
1 Year	11 March 2024	10611.33	6.11%	6.11%	3.55%	31/110
3 Year	11 March 2022	15497.57	54.98%	15.71%	17.30%	59/96
5 Year	11 March 2020	30578.74	205.79%	25.03%	27.67%	65/88
Since Inception	21 June 2017	26175.40	161.75%	13.26%	16.10%	93/122

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	103764.69	-13.53%	-13.53%
3 Year	1 April 2022	3,60,000	427923.71	18.87%	5.93%
5 Year	1 April 2020	6,00,000	998853.62	66.48%	10.73%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

5.51%

Standard Deviation

0.89%

Beta

0.50%

Sharpe Ratio

-0.01%

Treynor's Ratio

-0.42%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
JTL Industries	3.78%	2026866	16.41	Equity	Steel
H U D C O	2.86%	752118	12.42	Equity	Finance
International Ge	2.85%	303787	12.36	Equity	Miscellaneous
Sanathan Textile	2.78%	401251	12.07	Equity	Textiles
Concord Enviro	2.66%	261789	11.54	Equity	Capital Goods-Non Electrical Equipment
Navkar Corporat.	2.34%	1084277	10.15	Equity	Logistics
Himatsing. Seide	2.31%	888863	10.02	Equity	Textiles
Manorama Indust.	2.25%	102604	9.78	Equity	FMCG
TD Power Systems	2.25%	316162	9.76	Equity	Capital Goods - Electrical Equipment
Shakti Pumps	2.21%	118679	9.59	Equity	Capital Goods-Non Electrical Equipment

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Small Cap Fund - Direct (G)	3716.36	-5.35%	-20.32%	-11.30%	19.38%	-
Motilal Oswal Small Cap Fund - Direct (IDCW)	3716.36	-5.35%	-20.32%	-11.30%	19.38%	-
Bandhan Small Cap Fund - Direct (IDCW)	8474.84	-4.49%	-20.20%	-17.31%	14.72%	25.72%
Bandhan Small Cap Fund - Direct (G)	8474.84	-4.49%	-20.20%	-17.31%	14.72%	25.84%
Tata Small Cap Fund - Direct (G)	8274.12	-2.73%	-20.27%	-18.01%	10.94%	22.64%

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Manufacturing Fund	Equity	Very High	0%	0	₹717.85
LIC MF Multi Cap Fund	Equity	Very High	11.68%	0	₹1,260.76
LIC MF Money Market Fund	Debt	Moderately Low	6.29%	1	₹19.94
LIC MF Balanced Advantage Fund	Hybrid	Very High	6.89%	3	₹719.51
LIC MF Ultra Short Term Fund	Debt	Low	7.54%	3	₹365.85
LIC MF Overnight Fund	Debt	Moderately Low	6.65%	3	₹1,017.69
LIC MF Healthcare Fund	Equity	Very High	15.85%	2	₹76.74
LIC MF Short Duration Fund	Debt	Moderate	8.15%	3	₹120.70
LIC MF Arbitrage Fund	Hybrid	Low	7.53%	2	₹349.48
LIC MF Dividend Yield Fund	Equity	Very High	7.43%	0	₹446.38
LIC MF Long Term Value Fund	Equity	Very High	-1.51%	2	₹131.31
LIC MF Focused Fund	Equity	Very High	1.47%	0	₹121.21
LIC MF Small Cap Fund	Equity	Very High	7.31%	3	₹433.60
LIC MF Midcap Fund	Equity	Very High	9.1%	2	₹276.69
LIC MF Banking & Fina Serv Fund	Equity	Very High	-0.79%	1	₹233.85
LIC MF Large & Mid Cap Fund	Equity	Very High	10.53%	3	₹2,597.92
LIC MF Children's Fund	Solution Oriented	Very High	-0.13%	2	₹14.00
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	6.51%	1	₹49.55
LIC MF Gold Fund	Other	High	29.36%	4	₹92.83
LIC MF Nifty Next 50 Index Fund	Other	Very High	-1.46%	3	₹81.42
LIC MF Equity Savings Fund	Hybrid	Moderately High	4.72%	2	₹18.31
LIC MF BSE Sensex Index Fund	Other	Very High	1.58%	1	₹78.16
LIC MF ELSS Tax Saver	Equity	Very High	11.96%	2	₹1,007.32
LIC MF Low Duration Fund	Debt	Moderately Low	7.67%	4	₹2,058.92
LIC MF Liquid Fund	Debt	Moderately Low	7.33%	3	₹11,780.16
LIC MF Infrastructure Fund	Equity	Very High	11.99%	3	₹763.24
LIC MF Nifty 50 Index Fund	Other	Very High	1.7%	2	₹295.41
LIC MF Banking & PSU Fund	Debt	Moderate	7.62%	3	₹1,881.91
LIC MF Gilt Fund	Debt	Moderately Low	7.15%	2	₹102.77
LIC MF Large Cap Fund	Equity	Very High	2.43%	1	₹1,283.83
LIC MF Flexi Cap Fund	Equity	Very High	-1.59%	3	₹874.50
LIC MF Medium to Long Duration Fund	Debt	Moderate	8.31%	3	₹192.70
LIC MF Equity Hybrid Fund	Hybrid	Very High	4.14%	2	₹468.47
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹446.83

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 25 February 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 27 January 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 December 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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Fund House Details & Investment Objective

Date of Incorporation

1 June 2017

Total AUM (Cr)

₹433.60

LIC MF Small Cap Fund - Regular (G) is an Small Cap Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 1 June 2017, this fund is managed by Nikhil Rungta. With assets under management (AUM) worth ₹433.6 (Cr), as of 12 March 2025, LIC MF Small Cap Fund - Regular (G) is categorized as a Small Cap Fund within its segment. The fund has generated a return of 13.26% since its launch.
The current NAV of LIC MF Small Cap Fund - Regular (G) is ₹26.32, as on 12 March 2025. The fund's benchmark index is Nifty Smallcap 250 TRI. You can invest in LIC MF Small Cap Fund - Regular (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If units of the Scheme are redeemed or switched out up to 12% of the units within 12 months from the date of allotment. 1.00% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 12 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 12 months from the date of allotment. The fund has generated 15.71% and 25.03% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.82% in Equity, 3.82% in Debt and -0.66% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.08% in Industrial Products, 6.82% in Textiles & Apparels, 6.42% in Electrical Equipments, 6.33% in Other Utilities, 5.46% in Industrial Manufacturing

FAQs

How to Invest in LIC MF Small Cap Fund - Regular (G) Direct Growth?

LIC MF Small Cap Fund - Regular (G) is a popular fund in the Small Cap Fund segment. The fund has generated a return of 13.26% since inception. Looking to invest in LIC MF Small Cap Fund - Regular (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Small Cap Fund - Regular (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Small Cap Fund - Regular (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Small Cap Fund - Regular (G) today and reap the benefits of this Small Cap Fund fund!

How much returns has LIC MF Small Cap Fund - Regular (G) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Small Cap Fund - Regular (G) has generated annualised return of 6.11%. In the long-term, the fund has generated 15.71% and 25.03% in 3 and 5 years respectively. Since its inception, the fund has generated 13.26% returns.

What is the expense ratio of LIC MF Small Cap Fund - Regular (G) Direct Growth?

The expense ratio of LIC MF Small Cap Fund - Regular (G) Direct Growth is 2.42%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Small Cap Fund - Regular (G) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Small Cap Fund - Regular (G) is ₹433.6 (Cr) as of 2025-03-12 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Small Cap Fund - Regular (G) Direct Growth?

Redeeming or selling units of LIC MF Small Cap Fund - Regular (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Small Cap Fund - Regular (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Small Cap Fund - Regular (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).