Can I invest in SIP and Lumpsum in LIC MF Nifty 50 Index Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Nifty 50 Index Fund (G). Minimum lumpsum investment LIC MF Nifty 50 Index Fund (G) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF Nifty 50 Index Fund (G) Direct Growth?

The latest NAV (Net Asset Value) of LIC MF Nifty 50 Index Fund (G) is LIC MF Nifty 50 Index Fund (G) is ₹130.82 as on 2025-01-01.

Which are the biggest stock holdings of LIC MF Nifty 50 Index Fund (G)?

The 5 biggest stock holdings of LIC MF Nifty 50 Index Fund (G) are: HDFC Bank (12.56%), ICICI Bank (8.43%), Reliance Industr (8.08%), Infosys (6.16%), ITC (4.08%)

What are the top sectors LIC MF Nifty 50 Index Fund (G) invests in?

A majority of LIC MF Nifty 50 Index Fund (G) 's AUM worth ₹319.29 (Cr) is invested in these 3 top sectors: Banks : 29.22% IT-Software : 12.89% Petroleum Products : 8.92%

Mutual Funds
LIC MF Nifty 50 Index Fund (G)

LIC MF Nifty 50 Index Fund (G)

Index Fund

Invest Now

NAV
130.82(0.41%)
Fund Size (CR)
₹319.29
Expense Ratio
1.01
Scheme Type
Passive Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.25%
Return Since Launch
12.22%

Absolute Return: -8.08%

Annualized Return: 0%

Basic Details

Scheme Manager

Sumit Bhatnagar

Bench Mark

Nifty 50 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	9952.36	-0.48%	-	-0.14%	800/990
1 Month	29 November 2024	9789.82	-2.10%	-	-0.48%	793/954
3 Month	30 September 2024	9149.66	-8.50%	-	-3.76%	686/868
6 Month	28 June 2024	9836.61	-1.63%	-	1.79%	615/794
1 Year	29 December 2023	10884.87	8.85%	8.85%	13.68%	417/690
3 Year	30 December 2021	13802.26	38.02%	11.34%	13.51%	174/219
5 Year	30 December 2019	19251.36	92.51%	14.00%	16.04%	91/110
Since Inception	5 December 2002	127639.19	1176.39%	12.22%	10.78%	358/998

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	131331.82	1.02%	1.02%
3 Year	3 January 2022	3,70,000	449352.83	21.45%	6.69%
5 Year	1 January 2020	6,10,000	895455.74	46.80%	7.98%
10 Year	1 January 2015	12,10,000	2388861.79	97.43%	7.04%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.63%

Standard Deviation

1.00%

Beta

0.47%

Sharpe Ratio

0.06%

Treynor's Ratio

-1.03%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	12.56%	223285	40.10	Equity	Banks
ICICI Bank	8.43%	207090	26.92	Equity	Banks
Reliance Industr	8.08%	199526	25.78	Equity	Refineries
Infosys	6.16%	105812	19.66	Equity	IT - Software
ITC	4.08%	273499	13.04	Equity	Tobacco Products
Larsen & Toubro	4.04%	34661	12.91	Equity	Infrastructure Developers & Operators
TCS	4.02%	30059	12.84	Equity	IT - Software
Bharti Airtel	4.02%	78896	12.84	Equity	Telecomm-Service
Axis Bank	2.98%	83791	9.52	Equity	Banks
St Bk of India	2.98%	113273	9.50	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Nifty Pharma Index Fund-Dir (IDCW)	81.27	4.46%	-0.34%	17.84%	37.81%	-
ICICI Pru Nifty Pharma Index Fund-Dir (G)	81.27	4.46%	-0.34%	17.84%	37.81%	-
Motilal Oswal Nifty Microcap 250 Index Fund-Dir (G)	1790.14	-1.28%	-3.63%	7.51%	32.25%	-
Edelweiss Nifty Midcap150 Momentum 50 Index Fund-Dir (IDCW)	766.59	0.79%	-4.18%	2.41%	31.98%	-
Edelweiss Nifty Midcap150 Momentum 50 Index Fund-Dir (G)	766.59	0.79%	-4.18%	2.41%	31.98%	-

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 December 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 November 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 October 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

14 November 2002

Total AUM (Cr)

₹319.29

LIC MF Nifty 50 Index Fund (G) is an Index Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 14 November 2002, this fund is managed by Sumit Bhatnagar. With assets under management (AUM) worth ₹319.29 (Cr), as of 1 January 2025, LIC MF Nifty 50 Index Fund (G) is categorized as a Index Fund within its segment. The fund has generated a return of 12.22% since its launch.
The current NAV of LIC MF Nifty 50 Index Fund (G) is ₹130.82, as on 1 January 2025. The fund's benchmark index is Nifty 50 TRI. You can invest in LIC MF Nifty 50 Index Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units Nil after 7 days The fund has generated 11.34% and 14.00% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.67% in Equity, 0.36% in Debt and -0.05% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.22% in Banks, 12.89% in IT-Software, 8.92% in Petroleum Products, 7.45% in Automobiles, 6.30% in Diversified FMCG

FAQs

How to Invest in LIC MF Nifty 50 Index Fund (G) Direct Growth?

LIC MF Nifty 50 Index Fund (G) is a popular fund in the Index Fund segment. The fund has generated a return of 12.22% since inception. Looking to invest in LIC MF Nifty 50 Index Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Nifty 50 Index Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Nifty 50 Index Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Nifty 50 Index Fund (G) today and reap the benefits of this Index Fund fund!

How much returns has LIC MF Nifty 50 Index Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Nifty 50 Index Fund (G) has generated annualised return of 8.85%. In the long-term, the fund has generated 11.34% and 14.00% in 3 and 5 years respectively. Since its inception, the fund has generated 12.22% returns.

What is the expense ratio of LIC MF Nifty 50 Index Fund (G) Direct Growth?

The expense ratio of LIC MF Nifty 50 Index Fund (G) Direct Growth is 1.01%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Nifty 50 Index Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Nifty 50 Index Fund (G) is ₹319.29 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Nifty 50 Index Fund (G) Direct Growth?

Redeeming or selling units of LIC MF Nifty 50 Index Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Nifty 50 Index Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Nifty 50 Index Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).