Can I invest in SIP and Lumpsum in LIC MF Gilt Fund - PF Plan (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Gilt Fund - PF Plan (G). Minimum lumpsum investment LIC MF Gilt Fund - PF Plan (G) is ₹10,000 and minimum SIP amount is ₹200 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF Gilt Fund - PF Plan (G) Direct Growth?

The latest NAV (Net Asset Value) of LIC MF Gilt Fund - PF Plan (G) is LIC MF Gilt Fund - PF Plan (G) is ₹33.22 as on 2025-01-01.

Which are the biggest stock holdings of LIC MF Gilt Fund - PF Plan (G)?

The 5 biggest stock holdings of LIC MF Gilt Fund - PF Plan (G) are: GSEC (31.64%), GSEC (13.44%), Maharashtra (10.57%), GSEC (10.44%), GSEC (10.33%)

What are the top sectors LIC MF Gilt Fund - PF Plan (G) invests in?

A majority of LIC MF Gilt Fund - PF Plan (G) 's AUM worth ₹100.28 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
LIC MF Gilt Fund - PF Plan (G)

LIC MF Gilt Fund - PF Plan (G)

Gilt Fund

Invest Now

NAV
33.22(-0.16%)
Fund Size (CR)
₹94.72
Expense Ratio
1.48
Scheme Type
Active Fund
Value Research

Min. investment
₹10,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹200
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.25%
Return Since Launch
5.84%

Absolute Return: 0.07%

Annualized Return: 0%

Basic Details

Scheme Manager

Marzban Irani

Bench Mark

Nifty All Duration G-Sec Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	10005.48	0.05%	-	0.24%	42/132
1 Month	29 November 2024	10034.68	0.35%	-	0.45%	33/132
3 Month	30 September 2024	10025.96	0.26%	-	0.58%	93/132
6 Month	28 June 2024	10350.50	3.50%	-	4.04%	112/130
1 Year	29 December 2023	10833.68	8.34%	8.34%	9.33%	107/130
3 Year	30 December 2021	11722.12	17.22%	5.44%	6.32%	111/120
5 Year	30 December 2019	13228.10	32.28%	5.75%	6.52%	100/119
Since Inception	29 December 2003	32943.14	229.43%	5.84%	7.60%	125/132

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	134470.01	3.44%	3.44%
3 Year	3 January 2022	3,70,000	408798.35	10.49%	3.38%
5 Year	1 January 2020	6,10,000	701048.36	14.93%	2.82%
10 Year	1 January 2015	12,10,000	1674536.41	38.39%	3.30%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.59%

Standard Deviation

0.07%

Beta

-0.76%

Sharpe Ratio

0.50%

Treynor's Ratio

-1.91%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
GSEC	31.64%	3000000	31.73	Govt. Securities	Govt. Securities
GSEC	13.44%	1250000	13.47	Govt. Securities	Govt. Securities
Maharashtra	10.57%	1000000	10.60	Govt. Securities	Govt. Securities
GSEC	10.44%	1000000	10.47	Govt. Securities	Govt. Securities
GSEC	10.33%	1000000	10.36	Govt. Securities	Govt. Securities
GSEC	7.72%	750000	7.75	Govt. Securities	Govt. Securities
GSEC	5.26%	500000	5.28	Govt. Securities	Govt. Securities
GSEC	3.04%	300000	3.05	Govt. Securities	Govt. Securities
Maharashtra	2.62%	250000	2.62	Govt. Securities	Govt. Securities
Maharashtra	2.09%	200000	2.09	Govt. Securities	Govt. Securities

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan G Sec Fund - Invst Plan - Direct (IDCW-Q)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.75%
Bandhan G Sec Fund - Invst Plan - Direct (IDCW-A)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.77%
Bandhan G Sec Fund - Invst Plan - Direct (IDCW)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.77%
Bandhan G Sec Fund - Invst Plan - Direct (Periodic)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.77%
Bandhan G Sec Fund - Invst Plan - Direct (G)	3684.50	0.18%	-0.15%	3.51%	11.04%	6.77%

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 December 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 November 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 October 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

29 December 2003

Total AUM (Cr)

₹100.28

LIC MF Gilt Fund - PF Plan (G) is an Gilt Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 29 December 2003, this fund is managed by Marzban Irani. With assets under management (AUM) worth ₹100.28 (Cr), as of 1 January 2025, LIC MF Gilt Fund - PF Plan (G) is categorized as a Gilt Fund within its segment. The fund has generated a return of 5.84% since its launch.
The current NAV of LIC MF Gilt Fund - PF Plan (G) is ₹33.22, as on 1 January 2025. The fund's benchmark index is Nifty All Duration G-Sec Index. You can invest in LIC MF Gilt Fund - PF Plan (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹200 while the minimum lumpsum investment is ₹10,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.25% - If exit within 30 days from the date of allotment. Nil - If exit above 30 days from the date of allotment. The fund has generated 5.44% and 5.75% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 108.43% in Debt and -8.44% in cash and cash equivalents.

FAQs

How to Invest in LIC MF Gilt Fund - PF Plan (G) Direct Growth?

LIC MF Gilt Fund - PF Plan (G) is a popular fund in the Gilt Fund segment. The fund has generated a return of 5.84% since inception. Looking to invest in LIC MF Gilt Fund - PF Plan (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Gilt Fund - PF Plan (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Gilt Fund - PF Plan (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Gilt Fund - PF Plan (G) today and reap the benefits of this Gilt Fund fund!

How much returns has LIC MF Gilt Fund - PF Plan (G) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Gilt Fund - PF Plan (G) has generated annualised return of 8.34%. In the long-term, the fund has generated 5.44% and 5.75% in 3 and 5 years respectively. Since its inception, the fund has generated 5.84% returns.

What is the expense ratio of LIC MF Gilt Fund - PF Plan (G) Direct Growth?

The expense ratio of LIC MF Gilt Fund - PF Plan (G) Direct Growth is 1.48%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Gilt Fund - PF Plan (G) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Gilt Fund - PF Plan (G) is ₹100.28 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Gilt Fund - PF Plan (G) Direct Growth?

Redeeming or selling units of LIC MF Gilt Fund - PF Plan (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Gilt Fund - PF Plan (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Gilt Fund - PF Plan (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).