Can I invest in SIP and Lumpsum in LIC MF Focused Fund - Regular (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Focused Fund - Regular (IDCW). Minimum lumpsum investment LIC MF Focused Fund - Regular (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF Focused Fund - Regular (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of LIC MF Focused Fund - Regular (IDCW) is LIC MF Focused Fund - Regular (IDCW) is ₹20.86 as on 2025-01-01.

Which are the biggest stock holdings of LIC MF Focused Fund - Regular (IDCW)?

The 5 biggest stock holdings of LIC MF Focused Fund - Regular (IDCW) are: Kotak Mah. Bank (8.06%), HDFC Bank (6.65%), Tech Mahindra (5.49%), TCS (5.40%), Tata Consumer (5.00%)

What are the top sectors LIC MF Focused Fund - Regular (IDCW) invests in?

A majority of LIC MF Focused Fund - Regular (IDCW) 's AUM worth ₹143.09 (Cr) is invested in these 3 top sectors: Banks : 19.71% Finance : 16.20% IT-Software : 10.26%

Mutual Funds
LIC MF Focused Fund - Regular (IDCW)

LIC MF Focused Fund - Regular (IDCW)

Focused Fund

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NAV
20.86(0.99%)
Fund Size (CR)
₹143.09
Expense Ratio
2.51
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
10.69%

Absolute Return: -8.91%

Annualized Return: 0%

Basic Details

Scheme Manager

Jaiprakash Toshniwal

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 December 2024	9977.35	-0.23%	-	-0.12%	70/114
1 Month	29 November 2024	9662.08	-3.38%	-	-1.03%	113/114
3 Month	30 September 2024	9048.31	-9.52%	-	-6.08%	100/114
6 Month	28 June 2024	9993.07	-0.07%	-	2.08%	82/114
1 Year	29 December 2023	11215.18	12.15%	12.15%	20.27%	104/110
3 Year	30 December 2021	13518.30	35.18%	10.57%	15.61%	90/102
5 Year	30 December 2019	20073.42	100.73%	14.95%	18.47%	74/82
Since Inception	17 November 2017	20615.40	106.15%	10.69%	17.74%	112/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2024	1,30,000	134371.21	3.36%	3.36%
3 Year	3 January 2022	3,70,000	456256.15	23.31%	7.23%
5 Year	1 January 2020	6,10,000	907240.29	48.73%	8.26%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.71%

Standard Deviation

0.90%

Beta

0.43%

Sharpe Ratio

0.09%

Treynor's Ratio

-3.25%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Kotak Mah. Bank	8.06%	65310	11.53	Equity	Banks
HDFC Bank	6.65%	52976	9.51	Equity	Banks
Tech Mahindra	5.49%	45854	7.85	Equity	IT - Software
TCS	5.40%	18100	7.73	Equity	IT - Software
Tata Consumer	5.00%	74606	7.15	Equity	Plantation & Plantation Products
Shriram Finance	4.91%	23247	7.02	Equity	Finance
Artemis Medicare	4.82%	209801	6.90	Equity	Healthcare
TARC Ltd	4.67%	304462	6.68	Equity	Realty
SBI Life Insuran	3.78%	37583	5.40	Equity	Insurance
M & M Fin. Serv.	3.75%	196476	5.37	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Focused Fund - Dir (IDCW)	3443.24	1.91%	0.36%	10.96%	45.16%	22.98%
Invesco India Focused Fund - Dir (G)	3443.24	1.89%	0.33%	10.94%	45.09%	22.98%
Bandhan Focused Equity Fund - Direct (G)	1792.58	1.70%	1.39%	13.13%	32.01%	19.61%
Bandhan Focused Equity Fund - Direct (IDCW)	1792.58	1.69%	1.37%	13.09%	31.93%	19.54%
ICICI Pru Focused Equity Fund - Direct (G)	9944.67	-1.15%	-7.55%	2.68%	27.86%	21.52%

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 December 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 November 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 24 October 2024 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

30 October 2017

Total AUM (Cr)

₹143.09

LIC MF Focused Fund - Regular (IDCW) is an Focused Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 30 October 2017, this fund is managed by Jaiprakash Toshniwal. With assets under management (AUM) worth ₹143.09 (Cr), as of 1 January 2025, LIC MF Focused Fund - Regular (IDCW) is categorized as a Focused Fund within its segment. The fund has generated a return of 10.69% since its launch.
The current NAV of LIC MF Focused Fund - Regular (IDCW) is ₹20.86, as on 1 January 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in LIC MF Focused Fund - Regular (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If units of the Scheme are redeemed or switched out up to 12% of the units within 12 months from the date of allotment. 1.00% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 12 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 12 months from the date of allotment. The fund has generated 10.57% and 14.95% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 94.87% in Equity, 5.64% in Debt and -0.49% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.71% in Banks, 16.20% in Finance, 10.26% in IT-Software, 8.31% in Realty, 5.05% in Agricultural Food & other

FAQs

How to Invest in LIC MF Focused Fund - Regular (IDCW) Direct Growth?

LIC MF Focused Fund - Regular (IDCW) is a popular fund in the Focused Fund segment. The fund has generated a return of 10.69% since inception. Looking to invest in LIC MF Focused Fund - Regular (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Focused Fund - Regular (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Focused Fund - Regular (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Focused Fund - Regular (IDCW) today and reap the benefits of this Focused Fund fund!

How much returns has LIC MF Focused Fund - Regular (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Focused Fund - Regular (IDCW) has generated annualised return of 12.15%. In the long-term, the fund has generated 10.57% and 14.95% in 3 and 5 years respectively. Since its inception, the fund has generated 10.69% returns.

What is the expense ratio of LIC MF Focused Fund - Regular (IDCW) Direct Growth?

The expense ratio of LIC MF Focused Fund - Regular (IDCW) Direct Growth is 2.51%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Focused Fund - Regular (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Focused Fund - Regular (IDCW) is ₹143.09 (Cr) as of 2025-01-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Focused Fund - Regular (IDCW) Direct Growth?

Redeeming or selling units of LIC MF Focused Fund - Regular (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Focused Fund - Regular (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Focused Fund - Regular (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).