Can I invest in SIP and Lumpsum in ICICI Pru Regular Savings Fund (IDCW-Q) Direct Growth?

Yes, you can invest both lumpsum and SIP in ICICI Pru Regular Savings Fund (IDCW-Q). Minimum lumpsum investment ICICI Pru Regular Savings Fund (IDCW-Q) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of ICICI Pru Regular Savings Fund (IDCW-Q) Direct Growth?

The latest NAV (Net Asset Value) of ICICI Pru Regular Savings Fund (IDCW-Q) is ICICI Pru Regular Savings Fund (IDCW-Q) is ₹11.51 as on 2025-01-16.

Which are the biggest stock holdings of ICICI Pru Regular Savings Fund (IDCW-Q)?

The 5 biggest stock holdings of ICICI Pru Regular Savings Fund (IDCW-Q) are: ICICI Bank (1.98%), Sun Pharma.Inds. (1.21%), SBI Life Insuran (1.02%), Maruti Suzuki (1.00%), Vishal Mega Mart (0.88%)

What are the top sectors ICICI Pru Regular Savings Fund (IDCW-Q) invests in?

A majority of ICICI Pru Regular Savings Fund (IDCW-Q) 's AUM worth ₹3,172.75 (Cr) is invested in these 3 top sectors: Debt : 75.15% Banks : 5.30% Pharmaceuticals & Biotech : 3.64%

Mutual Funds
ICICI Pru Regular Savings Fund (IDCW-Q)

ICICI Pru Regular Savings Fund (IDCW-Q)

Conservative Hybrid Fund

Invest Now

NAV
11.51(0.30%)
Fund Size (CR)
₹3,172.75
Expense Ratio
1.66
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
9.65%

Absolute Return: -0.62%

Annualized Return: 0%

Basic Details

Scheme Manager

Manish Banthia

Bench Mark

NIFTY 50 Hybrid Composite Debt 15:85 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	8 January 2025	9936.53	-0.63%	-	-0.77%	24/120
1 Month	13 December 2024	9934.80	-0.65%	-	-1.53%	18/120
3 Month	15 October 2024	9967.58	-0.32%	-	-1.01%	21/120
6 Month	15 July 2024	10261.43	2.61%	-	1.68%	24/120
1 Year	15 January 2024	11029.23	10.29%	10.29%	8.69%	22/120
3 Year	14 January 2022	12795.59	27.96%	8.56%	8.13%	47/120
5 Year	15 January 2020	15772.17	57.72%	9.54%	9.01%	46/116
Since Inception	6 July 2010	38152.10	281.52%	9.65%	8.78%	31/120

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	393610.88	228.01%	228.01%
3 Year	1 February 2022	3,60,000	1194732.92	231.87%	49.16%
5 Year	3 February 2020	6,00,000	1995648.92	232.61%	27.17%
10 Year	2 February 2015	12,00,000	3982333.51	231.86%	12.74%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.91%

Standard Deviation

0.23%

Beta

0.72%

Sharpe Ratio

0.19%

Treynor's Ratio

1.06%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	1.98%	489871	62.78	Equity	Banks
Sun Pharma.Inds.	1.21%	203104	38.31	Equity	Pharmaceuticals
SBI Life Insuran	1.02%	232733	32.36	Equity	Insurance
Maruti Suzuki	1.00%	29292	31.81	Equity	Automobile
Vishal Mega Mart	0.88%	2628270	27.97	Equity	Trading
Gland Pharma	0.73%	130009	23.13	Equity	Pharmaceuticals
HDFC Bank	0.70%	125182	22.19	Equity	Banks
Hind. Unilever	0.66%	90560	21.07	Equity	FMCG
Aurobindo Pharma	0.64%	151758	20.25	Equity	Pharmaceuticals
Axis Bank	0.63%	187912	20.01	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Conservative Hybrid Fund - Direct (IDCW-Q)	147.35	-2.53%	-1.48%	2.13%	13.57%	7.72%
HSBC Conservative Hybrid Fund - Direct (G)	147.35	-2.53%	-1.48%	2.12%	13.57%	9.02%
HSBC Conservative Hybrid Fund - Direct (IDCW-M)	147.35	-2.53%	-1.49%	2.12%	13.56%	8.71%
Parag Parikh Conservative Hybrid Fund-Dir (G)	2347.16	-0.28%	0.05%	3.23%	11.74%	11.35%
ICICI Pru Regular Savings Fund - Direct (IDCW-Q)	3172.75	-0.59%	-0.14%	3.00%	11.12%	9.40%

News

ICICI Prudential launches new fund focused on rural India's growth
ICICI Prudential Mutual Fund has launched the ICICI Prudential Rural Opportunities Fund, an open-ended equity scheme designed to capitalize on the growth of the Indian rural economy.
The fund aims to generate long-term capital appreciation by investing in companies that significantly contribute to or benefit from the growth of rural India. This includes companies with a strong presence in sectors like agriculture, rural infrastructure, consumer goods, and financial services.
The New Fund Offer (NFO) is open for subscription from January 16th to January 23rd, 2025. The minimum initial investment for the fund is Rs 5,000.
The scheme will be benchmarked against Nifty Rural Index TRI, which tracks the performance of stocks from the Nifty 500 Index, which represent the rural theme.
The fund seeks to capitalize on the significant growth potential of the Indian rural economy, which plays a crucial role in the country's overall development.
The fund will invest across various sectors, including automobiles, consumer durables, FMCG, and financial services, with a focus on companies with strong rural market penetration.
The fund will be managed by a seasoned team, including Sankaran Naren and Priyanka Khandelwal.
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ICICI Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under Two schemes
ICICI Prudential Mutual Fund has announced 02 January 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ICICI Prudential Multi'Asset Fund:
Regular Plan ' IDCW: 0.1600
Direct Plan ' IDCW: 0.1600
ICICI Prudential Equity'Arbitrage Fund:
Regular Plan ' IDCW: 0.0500
Direct Plan ' IDCW: 0.0500
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ICICI Prudential MF announces change in Fund Manager of the following schemes

ICICI Prudential Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 18 December 2024

Change in Fund Managers of the Schemes:

Scheme Name	Existing Fund Manager(s)	Revised Fund Manager(s)
ICICI Prudential Gold ETF	' Mr. Gaurav Chikane	' Mr. Gaurav Chikane ' Mr. Nishit Patel
ICICI Prudential Silver ETF	' Mr. Gaurav Chikane	' Mr. Gaurav Chikane ' Mr. Nishit Patel
BHARAT 22 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential BSE Midcap Select ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty 100 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty 50 Index Fund	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty 50 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty 100 Low Volatility 30 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty Next 50 Index Fund	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty50 Value 20 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential BSE Sensex Index Fund	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential BSE Sensex ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential BSE 500 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential BHARAT 22 FOF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty Next 50 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty Bank ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty Private Bank ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty Midcap 150 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty Alpha Low- Volatility 30 ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty IT ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty 100 Low Volatility 30 ETF FOF	' Ms. Priya Sidhar ' Mr. Nishit Patel	' Mr. Nishit Patel ' Ms. Ashwini Shinde
ICICI Prudential Nifty Healthcare ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde
ICICI Prudential Nifty FMCG ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Mr. Ajaykumar Solanki ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde ' Mr. Ajaykumar Solanki
ICICI Prudential Nifty Alpha Low - Volatility 30 ETF FOF	' Ms. Priya Sidhar ' Mr. Nishit Patel	' Mr. Nishit Patel ' Ms. Ashwini Shinde
ICICI Prudential Nifty India Consumption ETF	' Ms. Priya Sidhar ' Mr. Nishit Patel ' Ms. Ashwini Shinde	' Mr. Nishit Patel ' Ms. Ashwini Shinde

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Fund House Details & Investment Objective

Date of Incorporation

4 July 2010

Total AUM (Cr)

₹3172.75

ICICI Pru Regular Savings Fund (IDCW-Q) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, ICICI Prudential Mutual Fund. Launched in 4 July 2010, this fund is managed by Manish Banthia. With assets under management (AUM) worth ₹3,172.75 (Cr), as of 16 January 2025, ICICI Pru Regular Savings Fund (IDCW-Q) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 9.65% since its launch.
The current NAV of ICICI Pru Regular Savings Fund (IDCW-Q) is ₹11.51, as on 16 January 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 15:85 Index. You can invest in ICICI Pru Regular Savings Fund (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 30% of the units (the limit) purchased or switched within 1 year from the date of allotment. 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out in excess of the limit within 1 year from the date of allotment. NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment. The fund has generated 8.56% and 9.54% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 23.85% in Equity, 74.37% in Debt and 1.78% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 75.15% in Debt, 5.30% in Banks, 3.64% in Pharmaceuticals & Biotech, 2.00% in Insurance, 1.60% in Cash & Others

FAQs

How to Invest in ICICI Pru Regular Savings Fund (IDCW-Q) Direct Growth?

ICICI Pru Regular Savings Fund (IDCW-Q) is a popular fund in the Conservative Hybrid Fund segment. The fund has generated a return of 9.65% since inception. Looking to invest in ICICI Pru Regular Savings Fund (IDCW-Q) How about earning 1% extra return? All this is possible with m.Stock! Investing in ICICI Pru Regular Savings Fund (IDCW-Q) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, ICICI Pru Regular Savings Fund (IDCW-Q)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in ICICI Pru Regular Savings Fund (IDCW-Q) today and reap the benefits of this Conservative Hybrid Fund fund!

How much returns has ICICI Pru Regular Savings Fund (IDCW-Q) Direct Growth generated?

In the short term, i.e., 1 year, ICICI Pru Regular Savings Fund (IDCW-Q) has generated annualised return of 10.29%. In the long-term, the fund has generated 8.56% and 9.54% in 3 and 5 years respectively. Since its inception, the fund has generated 9.65% returns.

What is the expense ratio of ICICI Pru Regular Savings Fund (IDCW-Q) Direct Growth?

The expense ratio of ICICI Pru Regular Savings Fund (IDCW-Q) Direct Growth is 1.66%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of ICICI Pru Regular Savings Fund (IDCW-Q) Fund Direct Growth?

The Assets Under Management (AUM) of ICICI Pru Regular Savings Fund (IDCW-Q) is ₹3,172.75 (Cr) as of 2025-01-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from ICICI Pru Regular Savings Fund (IDCW-Q) Direct Growth?

Redeeming or selling units of ICICI Pru Regular Savings Fund (IDCW-Q) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from ICICI Pru Regular Savings Fund (IDCW-Q):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case ICICI Pru Regular Savings Fund (IDCW-Q)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).