Can I invest in SIP and Lumpsum in HDFC Dividend Yield Fund (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in HDFC Dividend Yield Fund (IDCW). Minimum lumpsum investment HDFC Dividend Yield Fund (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HDFC Dividend Yield Fund (IDCW) Direct Growth?

The latest NAV (Net Asset Value) of HDFC Dividend Yield Fund (IDCW) is HDFC Dividend Yield Fund (IDCW) is ₹20.91 as on 2025-02-20.

Which are the biggest stock holdings of HDFC Dividend Yield Fund (IDCW)?

The 5 biggest stock holdings of HDFC Dividend Yield Fund (IDCW) are: HDFC Bank (5.78%), ICICI Bank (4.19%), Infosys (3.14%), Tech Mahindra (2.80%), Axis Bank (2.60%)

What are the top sectors HDFC Dividend Yield Fund (IDCW) invests in?

A majority of HDFC Dividend Yield Fund (IDCW) 's AUM worth ₹5,982.98 (Cr) is invested in these 3 top sectors: Banks : 18.88% IT-Software : 11.90% Automobiles : 6.57%

Mutual Funds
HDFC Dividend Yield Fund (IDCW)

HDFC Dividend Yield Fund (IDCW)

Dividend Yield Fund

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NAV
20.91(0.47%)
Fund Size (CR)
₹5,982.98
Expense Ratio
1.81
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
21.33%

Absolute Return: -5.81%

Annualized Return: 0%

Basic Details

Scheme Manager

Gopal Agrawal

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12 February 2025	9912.32	-0.88%	-	-0.82%	27/42
1 Month	17 January 2025	9447.47	-5.53%	-	-4.76%	31/42
3 Month	19 November 2024	9281.44	-7.19%	-	-6.42%	29/42
6 Month	19 August 2024	8763.88	-12.36%	-	-11.93%	21/38
1 Year	19 February 2024	10113.22	1.13%	1.13%	3.45%	25/38
3 Year	18 February 2022	15981.47	59.81%	16.92%	17.03%	22/34
5 Year	-	-	0%	-	20.97%	-/-
Since Inception	18 December 2020	22418.79	124.19%	21.33%	13.59%	4/42

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	120013.36	0.01%	0.01%
3 Year	2 March 2022	3,60,000	485432.30	34.84%	10.48%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.99%

Standard Deviation

0.97%

Beta

0.79%

Sharpe Ratio

0.02%

Treynor's Ratio

3.46%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.78%	2036000	345.87	Equity	Banks
ICICI Bank	4.19%	2000007	250.56	Equity	Banks
Infosys	3.14%	1000000	187.98	Equity	IT - Software
Tech Mahindra	2.80%	1000000	167.44	Equity	IT - Software
Axis Bank	2.60%	1580000	155.80	Equity	Banks
TCS	2.55%	370589	152.40	Equity	IT - Software
Larsen & Toubro	2.50%	420000	149.83	Equity	Infrastructure Developers & Operators
Kotak Mah. Bank	2.32%	730000	138.79	Equity	Banks
Maruti Suzuki	2.19%	106289	130.85	Equity	Automobile
HCL Technologies	2.14%	742512	128.12	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Dividend Yield Fund - Direct (IDCW)	3959.48	-3.94%	-6.16%	-10.74%	11.17%	17.02%
UTI-Dividend Yield Fund - Direct (G)	3959.48	-3.94%	-6.16%	-10.74%	11.17%	17.02%
ICICI Pru Dividend Yield Equity Fund-Direct (IDCW)	4834.90	-1.85%	-2.76%	-7.22%	8.52%	22.50%
ICICI Pru Dividend Yield Equity Fund - Direct (G)	4834.90	-1.84%	-2.75%	-7.22%	8.49%	22.49%
LIC MF Dividend Yield Fund - Direct (G)	482.65	-6.59%	-7.99%	-12.41%	8.41%	18.25%

News

HDFC MF announces change in Fund Manager of the following schemes

HDFC Mutual Fund has announced change in Fund Manager of the following schemes with effect from: 01 March, 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager(s)	Proposed Fund Manager
HDFC Overnight Fund	Anil Bamboli	Swapnil Jangam
HDFC Nifty G-sec Dec 2026 Index Fund HDFC Nifty G-Sec July 2031 Index Fund HDFC Nifty G-Sec Sep 2032 Index Fund HDFC Nifty G-sec Jun 2027 Index Fund HDFC Nifty SDL Oct 2026 Index Fund HDFC NIFTY G-Sec Apr 2029 Index Fund HDFC NIFTY G-Sec Jun 2036 Index Fund HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund	Anupam Joshi	Anupam Joshi/ Sankalp Baid
HDFC Medium Term Debt Fund	Shobhit Mehrotra	Bhavyesh Divecha /Shobhit Mehrotra

(#) Mr. Swapnil Jangam continues to be Dealer ' Fixed Income.
* Mr. Dhruv Muchhal is the dedicated Fund Manager for Overseas Investments.

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HDFC MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
HDFC Mutual Fund has announced 13 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
HDFC Focused 30 Fund:
Regular Plan ' IDCW: 2.25
Direct Plan ' IDCW: 2.25
HDFC Capital Builder Value Fund:
Regular Plan ' IDCW: 2.75
Direct Plan ' IDCW: 2.75
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HDFC Mutual Fund announces change in scheme name
HDFC Mutual Fund has announced change in scheme name under the following scheme, With effect from 19 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

HDFC Dynamic PE Ratio Fund of Funds HDFC Debt Advantage Fund of Funds

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Existing Scheme Name	Revised Scheme Name
HDFC Dynamic PE Ratio Fund of Funds	HDFC Debt Advantage Fund of Funds

Fund House Details & Investment Objective

Date of Incorporation

27 November 2020

Total AUM (Cr)

₹5982.98

HDFC Dividend Yield Fund (IDCW) is an Dividend Yield Fund-oriented fund from the renowned AMC, HDFC Mutual Fund. Launched in 27 November 2020, this fund is managed by Gopal Agrawal. With assets under management (AUM) worth ₹5,982.98 (Cr), as of 20 February 2025, HDFC Dividend Yield Fund (IDCW) is categorized as a Dividend Yield Fund within its segment. The fund has generated a return of 21.33% since its launch.
The current NAV of HDFC Dividend Yield Fund (IDCW) is ₹20.91, as on 20 February 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in HDFC Dividend Yield Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If Units are redeemed / switched-out within 1 years from the date of allotment. Nil - If Units are redeemed / switched-out after 1 years from the date of allotment. The fund has generated 16.92% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.17% in Equity, 0.83% in Debt and -0.01% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.88% in Banks, 11.90% in IT-Software, 6.57% in Automobiles, 5.86% in Pharmaceuticals & Biotech, 5.06% in Finance

FAQs

How to Invest in HDFC Dividend Yield Fund (IDCW) Direct Growth?

HDFC Dividend Yield Fund (IDCW) is a popular fund in the Dividend Yield Fund segment. The fund has generated a return of 21.33% since inception. Looking to invest in HDFC Dividend Yield Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HDFC Dividend Yield Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HDFC Dividend Yield Fund (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HDFC Dividend Yield Fund (IDCW) today and reap the benefits of this Dividend Yield Fund fund!

How much returns has HDFC Dividend Yield Fund (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, HDFC Dividend Yield Fund (IDCW) has generated annualised return of 1.13%. In the long-term, the fund has generated 16.92% and - in 3 and 5 years respectively. Since its inception, the fund has generated 21.33% returns.

What is the expense ratio of HDFC Dividend Yield Fund (IDCW) Direct Growth?

The expense ratio of HDFC Dividend Yield Fund (IDCW) Direct Growth is 1.81%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HDFC Dividend Yield Fund (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of HDFC Dividend Yield Fund (IDCW) is ₹5,982.98 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HDFC Dividend Yield Fund (IDCW) Direct Growth?

Redeeming or selling units of HDFC Dividend Yield Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HDFC Dividend Yield Fund (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HDFC Dividend Yield Fund (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).