Can I invest in SIP and Lumpsum in DSP Ultra Short Fund (IDCW-W) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Ultra Short Fund (IDCW-W). Minimum lumpsum investment DSP Ultra Short Fund (IDCW-W) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Ultra Short Fund (IDCW-W) Direct Growth?

The latest NAV (Net Asset Value) of DSP Ultra Short Fund (IDCW-W) is DSP Ultra Short Fund (IDCW-W) is ₹1005.05 as on 2025-02-20.

Which are the biggest stock holdings of DSP Ultra Short Fund (IDCW-W)?

The 5 biggest stock holdings of DSP Ultra Short Fund (IDCW-W) are: LIC Housing Fin. (5.08%), S I D B I (3.43%), S I D B I (2.54%), Power Fin.Corpn. (1.86%), Tata Power Co. (1.78%)

What are the top sectors DSP Ultra Short Fund (IDCW-W) invests in?

A majority of DSP Ultra Short Fund (IDCW-W) 's AUM worth ₹3,049.97 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
DSP Ultra Short Fund (IDCW-W)

DSP Ultra Short Fund (IDCW-W)

Ultra Short Duration Fund

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NAV
1005.05(-0.08%)
Fund Size (CR)
₹3,049.97
Expense Ratio
1.02
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
6.62%

Absolute Return: 0%

Annualized Return: 0%

Basic Details

Scheme Manager

Shalini Vasanta

Bench Mark

CRISIL Ultra Short Duration Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11 February 2025	10012.49	0.12%	-	0.10%	135/216
1 Month	17 January 2025	10058.47	0.58%	-	0.56%	144/216
3 Month	18 November 2024	10159.20	1.59%	-	1.61%	158/216
6 Month	16 August 2024	10338.03	3.38%	-	3.44%	150/211
1 Year	16 February 2024	10789.35	7.89%	7.89%	7.18%	18/211
3 Year	18 February 2022	12024.67	20.25%	6.34%	6.28%	118/207
5 Year	18 February 2020	12927.91	29.28%	5.27%	5.57%	143/197
Since Inception	31 July 2006	32893.27	228.93%	6.62%	6.05%	85/216

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	392118.90	226.77%	226.77%
3 Year	2 March 2022	3,60,000	1176503.94	226.81%	48.40%
5 Year	2 March 2020	6,00,000	1961218.74	226.87%	26.73%
10 Year	2 March 2015	12,00,000	3924252.65	227.02%	12.58%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.21%

Standard Deviation

0.00%

Beta

-0.69%

Sharpe Ratio

-4.24%

Treynor's Ratio

-0.50%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
LIC Housing Fin.	5.08%	1500	154.97	NCD	Debt Others
S I D B I	3.43%	1000	104.52	NCD	Debt Others
S I D B I	2.54%	750	77.61	NCD	Debt Others
Power Fin.Corpn.	1.86%	550	56.63	NCD	Debt Others
Tata Power Co.	1.78%	500	54.19	NCD	Debt Others
Natl. Hous. Bank	1.75%	5000	53.46	NCD	Debt Others
Tata Capital	1.73%	500	52.72	NCD	Debt Others
LIC Housing Fin.	1.70%	500	51.82	NCD	Debt Others
Sundaram Finance	1.69%	5000	51.62	NCD	Debt Others
HDFC Bank	1.66%	500	50.59	NCD	Debt Others

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla SL Savings Fund - Direct (IDCW-W)	16797.94	0.51%	1.74%	3.84%	8.77%	6.94%
HSBC Ultra Short Duration Fund - Dir (IDCW-W) RI	2625.45	0.64%	2.67%	4.61%	8.64%	7.03%
Aditya Birla SL Savings Fund - Direct (G)	16797.94	0.65%	1.87%	3.97%	8.05%	6.91%
Nippon India USD Fund - Direct (G)	7666.37	0.66%	1.85%	3.88%	8.03%	7.09%
Nippon India USD Fund - Direct (IDCW-Q)	7666.37	0.66%	1.85%	3.88%	8.03%	6.52%

News

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
DSP Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Mid Cap Fund ' Regular Plan ' IDCW Option: 2.300
DSP Mid Cap Fund ' Direct Plan ' IDCW Option: 5.400
DSP Global Allocation Fund of Fund ' Regular Plan ' IDCW Option: 0.9000
DSP Global Allocation Fund of Fund ' Direct Plan ' IDCW Option: 1.0000
DSP Equity Savings Fund ' Regular Plan ' IDCW Option: 0.8000
DSP Equity Savings Fund ' Direct Plan ' IDCW Option: 0.9000
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DSP Mutual Fund announces change in scheme name
DSP Mutual Fund has announced change in scheme name under the following scheme, With effect from 11 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

DSP Global Allocation Fund of Fund Fund of Fund DSP Income Plus Arbitrage Fund of Fund

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Existing Scheme Name	Revised Scheme Name
DSP Global Allocation Fund of Fund Fund of Fund	DSP Income Plus Arbitrage Fund of Fund

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
DSP Mutual Fund has announced 06 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
DSP India T.I.G.E.R Fund:
Regular Plan ' IDCW: 2.4000
Direct Plan ' IDCW: 4.4000
DSP Global Clean Energy Fund of Fund:
Regular Plan ' IDCW: 0.6000
Direct Plan ' IDCW: 0.7000
DSP Focus Fund:
Regular Plan ' IDCW: 1.8000
Direct Plan ' IDCW: 3.4000
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Fund House Details & Investment Objective

Date of Incorporation

24 July 2006

Total AUM (Cr)

₹3049.97

DSP Ultra Short Fund (IDCW-W) is an Ultra Short Duration Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 24 July 2006, this fund is managed by Shalini Vasanta. With assets under management (AUM) worth ₹3,049.97 (Cr), as of 20 February 2025, DSP Ultra Short Fund (IDCW-W) is categorized as a Ultra Short Duration Fund within its segment. The fund has generated a return of 6.62% since its launch.
The current NAV of DSP Ultra Short Fund (IDCW-W) is ₹1,005.05, as on 20 February 2025. The fund's benchmark index is CRISIL Ultra Short Duration Debt A-I Index. You can invest in DSP Ultra Short Fund (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 6.34% and 5.27% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.55% in Debt and -0.54% in cash and cash equivalents.

FAQs

How to Invest in DSP Ultra Short Fund (IDCW-W) Direct Growth?

DSP Ultra Short Fund (IDCW-W) is a popular fund in the Ultra Short Duration Fund segment. The fund has generated a return of 6.62% since inception. Looking to invest in DSP Ultra Short Fund (IDCW-W) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Ultra Short Fund (IDCW-W) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Ultra Short Fund (IDCW-W)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Ultra Short Fund (IDCW-W) today and reap the benefits of this Ultra Short Duration Fund fund!

How much returns has DSP Ultra Short Fund (IDCW-W) Direct Growth generated?

In the short term, i.e., 1 year, DSP Ultra Short Fund (IDCW-W) has generated annualised return of 7.89%. In the long-term, the fund has generated 6.34% and 5.27% in 3 and 5 years respectively. Since its inception, the fund has generated 6.62% returns.

What is the expense ratio of DSP Ultra Short Fund (IDCW-W) Direct Growth?

The expense ratio of DSP Ultra Short Fund (IDCW-W) Direct Growth is 1.02%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Ultra Short Fund (IDCW-W) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Ultra Short Fund (IDCW-W) is ₹3,049.97 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Ultra Short Fund (IDCW-W) Direct Growth?

Redeeming or selling units of DSP Ultra Short Fund (IDCW-W) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Ultra Short Fund (IDCW-W):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Ultra Short Fund (IDCW-W)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).