Can I invest in SIP and Lumpsum in DSP 10Y G-Sec (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP 10Y G-Sec (G). Minimum lumpsum investment DSP 10Y G-Sec (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP 10Y G-Sec (G) Direct Growth?

The latest NAV (Net Asset Value) of DSP 10Y G-Sec (G) is DSP 10Y G-Sec (G) is ₹21.05 as on 2025-02-20.

Which are the biggest stock holdings of DSP 10Y G-Sec (G)?

The 5 biggest stock holdings of DSP 10Y G-Sec (G) are: GSEC2034 (98.18%), TREPS (0.79%), Net CA & Others (1.03%),

What are the top sectors DSP 10Y G-Sec (G) invests in?

A majority of DSP 10Y G-Sec (G) 's AUM worth ₹57.07 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
DSP 10Y G-Sec (G)

DSP 10Y G-Sec (G)

Gilt Fund with 10 year Constant duration

Invest Now

NAV
21.05(-0.10%)
Fund Size (CR)
₹57.07
Expense Ratio
0.51
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
7.43%

Absolute Return: 2.40%

Annualized Return: 0%

Basic Details

Scheme Manager

Shantanu Godambe

Bench Mark

Crisil 10-year Gilt Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11 February 2025	10021.54	0.22%	-	0.11%	7/35
1 Month	17 January 2025	10114.33	1.14%	-	0.99%	7/35
3 Month	18 November 2024	10248.87	2.49%	-	2.31%	6/35
6 Month	16 August 2024	10409.87	4.10%	-	3.99%	14/35
1 Year	16 February 2024	10896.71	8.97%	8.97%	8.87%	17/35
3 Year	18 February 2022	12008.07	20.08%	6.29%	6.35%	17/26
5 Year	18 February 2020	13056.94	30.57%	5.48%	5.72%	22/26
Since Inception	26 September 2014	21072.60	110.73%	7.43%	7.76%	25/35

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 March 2024	1,20,000	125172.29	4.31%	4.31%
3 Year	2 March 2022	3,60,000	405906.33	12.75%	4.08%
5 Year	2 March 2020	6,00,000	697220.27	16.20%	3.05%
10 Year	2 March 2015	12,00,000	1670980.72	39.25%	3.37%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.84%

Standard Deviation

0.11%

Beta

-0.17%

Sharpe Ratio

0.46%

Treynor's Ratio

-0.91%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
GSEC2034	98.18%	5450000	56.03	Govt. Securities	Govt. Securities
TREPS	0.79%	-	0.45	Reverse Repo	Debt Others
Net CA & Others	1.03%	-	0.59	Net CA & Others	Debt Others

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Gilt Fund with 10yr Constant Duration-Dir (IDCW-A)	166.37	1.00%	2.36%	4.18%	9.23%	-
UTI-Gilt Fund with 10yr Constant Duration-Dir (G)	166.37	1.00%	2.36%	4.18%	9.22%	-
UTI-Gilt Fund with 10yr Constant Duration-Dir (IDCW-Q)	166.37	1.00%	2.36%	4.18%	9.22%	-
UTI-Gilt Fund with 10yr Constant Duration-Dir (IDCW-Flexi)	166.37	1.00%	2.36%	4.18%	9.22%	-
DSP 10Y G-Sec - Dir (G)	57.07	1.16%	2.54%	4.21%	9.19%	6.51%

News

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
DSP Mutual Fund has announced 20 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Mid Cap Fund ' Regular Plan ' IDCW Option: 2.300
DSP Mid Cap Fund ' Direct Plan ' IDCW Option: 5.400
DSP Global Allocation Fund of Fund ' Regular Plan ' IDCW Option: 0.9000
DSP Global Allocation Fund of Fund ' Direct Plan ' IDCW Option: 1.0000
DSP Equity Savings Fund ' Regular Plan ' IDCW Option: 0.8000
DSP Equity Savings Fund ' Direct Plan ' IDCW Option: 0.9000
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DSP Mutual Fund announces change in scheme name
DSP Mutual Fund has announced change in scheme name under the following scheme, With effect from 11 March 2025.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

DSP Global Allocation Fund of Fund Fund of Fund DSP Income Plus Arbitrage Fund of Fund

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Existing Scheme Name	Revised Scheme Name
DSP Global Allocation Fund of Fund Fund of Fund	DSP Income Plus Arbitrage Fund of Fund

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under three schemes
DSP Mutual Fund has announced 06 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
DSP India T.I.G.E.R Fund:
Regular Plan ' IDCW: 2.4000
Direct Plan ' IDCW: 4.4000
DSP Global Clean Energy Fund of Fund:
Regular Plan ' IDCW: 0.6000
Direct Plan ' IDCW: 0.7000
DSP Focus Fund:
Regular Plan ' IDCW: 1.8000
Direct Plan ' IDCW: 3.4000
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Fund House Details & Investment Objective

Date of Incorporation

16 September 2014

Total AUM (Cr)

₹57.07

DSP 10Y G-Sec (G) is an Gilt Fund with 10 year Constant duration-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 16 September 2014, this fund is managed by Shantanu Godambe. With assets under management (AUM) worth ₹57.07 (Cr), as of 20 February 2025, DSP 10Y G-Sec (G) is categorized as a Gilt Fund with 10 year Constant duration within its segment. The fund has generated a return of 7.43% since its launch.
The current NAV of DSP 10Y G-Sec (G) is ₹21.05, as on 20 February 2025. The fund's benchmark index is Crisil 10-year Gilt Index. You can invest in DSP 10Y G-Sec (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 6.29% and 5.48% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.97% in Debt and 1.03% in cash and cash equivalents.

FAQs

How to Invest in DSP 10Y G-Sec (G) Direct Growth?

DSP 10Y G-Sec (G) is a popular fund in the Gilt Fund with 10 year Constant duration segment. The fund has generated a return of 7.43% since inception. Looking to invest in DSP 10Y G-Sec (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP 10Y G-Sec (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP 10Y G-Sec (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP 10Y G-Sec (G) today and reap the benefits of this Gilt Fund with 10 year Constant duration fund!

How much returns has DSP 10Y G-Sec (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP 10Y G-Sec (G) has generated annualised return of 8.97%. In the long-term, the fund has generated 6.29% and 5.48% in 3 and 5 years respectively. Since its inception, the fund has generated 7.43% returns.

What is the expense ratio of DSP 10Y G-Sec (G) Direct Growth?

The expense ratio of DSP 10Y G-Sec (G) Direct Growth is 0.51%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP 10Y G-Sec (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP 10Y G-Sec (G) is ₹57.07 (Cr) as of 2025-02-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP 10Y G-Sec (G) Direct Growth?

Redeeming or selling units of DSP 10Y G-Sec (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP 10Y G-Sec (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP 10Y G-Sec (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).