Can I invest in SIP and Lumpsum in UTI-Balanced Advantage Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Balanced Advantage Fund - Direct (G). Minimum lumpsum investment UTI-Balanced Advantage Fund - Direct (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Balanced Advantage Fund - Direct (G) Direct Growth?

The latest NAV (Net Asset Value) of UTI-Balanced Advantage Fund - Direct (G) is UTI-Balanced Advantage Fund - Direct (G) is ₹12.18 as on 2025-01-16.

Which are the biggest stock holdings of UTI-Balanced Advantage Fund - Direct (G)?

The 5 biggest stock holdings of UTI-Balanced Advantage Fund - Direct (G) are: HDFC Bank (7.68%), ICICI Bank (4.90%), Infosys (3.80%), Reliance Industr (3.54%), Bharti Airtel (3.42%)

What are the top sectors UTI-Balanced Advantage Fund - Direct (G) invests in?

A majority of UTI-Balanced Advantage Fund - Direct (G) 's AUM worth ₹2,960.77 (Cr) is invested in these 3 top sectors: Debt : 30.51% Banks : 17.33% IT-Software : 7.05%

Mutual Funds
UTI-Balanced Advantage Fund - Direct (G)

UTI-Balanced Advantage Fund - Direct (G)

Dynamic Asset Allocation or Balanced Advantage

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NAV
12.18(0.42%)
Fund Size (CR)
₹2,960.77
Expense Ratio
0.68
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.37%

Absolute Return: -2.29%

Annualized Return: 0%

Basic Details

Scheme Manager

Sachin Trivedi

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	8 January 2025	9885.47	-1.15%	-	-1.74%	19/145
1 Month	13 December 2024	9658.70	-3.41%	-	-4.08%	43/145
3 Month	15 October 2024	9718.69	-2.81%	-	-4.47%	28/145
6 Month	15 July 2024	10110.47	1.10%	-	-2.01%	12/141
1 Year	15 January 2024	11031.41	10.31%	10.31%	9.27%	61/133
3 Year	-	-	0%	-	10.57%	-/-
5 Year	-	-	0%	-	12.06%	-/-
Since Inception	10 August 2023	12126.50	21.27%	14.37%	11.11%	17/145

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 February 2024	1,20,000	123761.29	3.13%	3.13%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.91%

Standard Deviation

0.54%

Beta

1.59%

Sharpe Ratio

0.12%

Treynor's Ratio

4.76%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.68%	1281776	227.24	Equity	Banks
ICICI Bank	4.90%	1131116	144.97	Equity	Banks
Infosys	3.80%	598493	112.52	Equity	IT - Software
Reliance Industr	3.54%	861494	104.71	Equity	Refineries
Bharti Airtel	3.42%	637967	101.29	Equity	Telecomm-Service
Larsen & Toubro	2.97%	243691	87.92	Equity	Infrastructure Developers & Operators
TCS	2.57%	185607	76.00	Equity	IT - Software
NTPC	1.87%	1664932	55.50	Equity	Power Generation & Distribution
Kotak Mah. Bank	1.86%	308002	55.01	Equity	Banks
Axis Bank	1.84%	511651	54.48	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Balanced Advantage Fund - Direct (G)	2960.77	-3.41%	-2.81%	1.10%	10.31%	-
AXIS Balanced Advantage Fund - Direct (G)	2633.81	-3.62%	-3.03%	1.15%	15.36%	12.21%
AXIS Balanced Advantage Fund - Direct (IDCW)	2633.81	-3.61%	-2.99%	1.15%	15.36%	12.21%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1330.08	-3.92%	-2.57%	1.78%	15.00%	-
Franklin India Balanced Advantage Fund-Dir (G)	2483.11	-2.85%	-1.47%	1.02%	13.32%	-
Franklin India Balanced Advantage Fund-Dir (IDCW)	2483.11	-2.85%	-1.47%	1.02%	13.32%	-

News

UTI Mutual Fund launches new quant fund
UTI Mutual Fund has launched the UTI Quant Fund, an open-ended equity scheme that employs quantitative investment strategies. The New Fund Offer (NFO) is open for subscription from January 2nd to January 16th, 2025.
The fund aims to achieve long-term capital appreciation by investing in equities and equity-related instruments through a quantitative investment approach. This strategy integrates fundamental research with a quantitative approach, utilizing market indicators to identify investment opportunities.
The fund's core is a factor allocation model that dynamically balances four key investment factors: momentum, quality, low volatility, and value. This model aims to generate alpha over the BSE 200 TRI benchmark while mitigating market volatility across different market cycles.
The model allows for adjustments in factor exposure based on market conditions, enhancing the fund's ability to navigate various market environments.
The fund seeks to deliver relatively better risk-adjusted returns by managing volatility through the dynamic factor allocation approach.
The fund will primarily invest in equities and equity-related instruments based on the quantitative investment theme, with a portion allocated to other equities, debt, money market instruments, and REITs/InvITs.
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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 01 January 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI MF announces change in benchmark index under its schemes

UTI Mutual Fund has announced change in the benchmark of UTI Annual Interval Fund ' I with effect from November 29, 2024

Changes in Benchmark Index:

Scheme Name	Existing Tier I Benchmark as per PRC Matrix	Revised Tier I Benchmark as per PRC Matrix
UTI Annual Interval Fund ' I	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Annual Interval Fund - II	CRISIL Low Duration Debt Index	CRISIL Low Duration Debt A-I Index
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days)	CRISIL Medium to Long Term Debt Index	CRISIL Short Duration Debt A-II Index

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Fund House Details & Investment Objective

Date of Incorporation

21 July 2023

Total AUM (Cr)

₹2960.77

UTI-Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 21 July 2023, this fund is managed by Sachin Trivedi. With assets under management (AUM) worth ₹2,960.77 (Cr), as of 16 January 2025, UTI-Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 14.37% since its launch.
The current NAV of UTI-Balanced Advantage Fund - Direct (G) is ₹12.18, as on 16 January 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in UTI-Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.21% in Equity, 30.56% in Debt and 2.24% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 30.51% in Debt, 17.33% in Banks, 7.05% in IT-Software, 4.50% in Automobiles, 4.09% in Petroleum Products

FAQs

How to Invest in UTI-Balanced Advantage Fund - Direct (G) Direct Growth?

UTI-Balanced Advantage Fund - Direct (G) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 14.37% since inception. Looking to invest in UTI-Balanced Advantage Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Balanced Advantage Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Balanced Advantage Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Balanced Advantage Fund - Direct (G) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has UTI-Balanced Advantage Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Balanced Advantage Fund - Direct (G) has generated annualised return of 10.31%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 14.37% returns.

What is the expense ratio of UTI-Balanced Advantage Fund - Direct (G) Direct Growth?

The expense ratio of UTI-Balanced Advantage Fund - Direct (G) Direct Growth is 0.68%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Balanced Advantage Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Balanced Advantage Fund - Direct (G) is ₹2,960.77 (Cr) as of 2025-01-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Balanced Advantage Fund - Direct (G) Direct Growth?

Redeeming or selling units of UTI-Balanced Advantage Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Balanced Advantage Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Balanced Advantage Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).